Tuesday 1/13/26: Your Money Matters Radio Show & Medicare & More Brought to you by the Silver Sherpa

Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to explain why homeownership remains one of the most powerful tools for building long-term wealth. Owning a home creates “forced savings” through equity, steady appreciation, and stable mortgage payments, while also offering tax advantages, credit improvement, and pride of ownership. Historically, homes have appreciated in nearly every year over the past five decades. Kurt also outlines smart ways to save money when purchasing or refinancing, including improving credit scores, understanding closing costs, and comparing APRs. With rates slowly trending downward and a strong buyer’s market, preparation now can lead to significant long-term financial gains. Call Kurt today at 720-895-0500 for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. Today we focused on the “MORE” in Medicare & More to expand upon last week’s show discussion, LONG TERM CARE & LIFE INSURANCE. Jim Garey of Silver Sherpa Inc. emphasizes that long-term care (LTC) is one of the most overlooked yet costly risks in retirement. He explains that Medicare does not cover most LTC needs, such as extended stays in nursing homes, assisted living, or in-home custodial care, leaving families financially vulnerable. With average LTC costs running $7,000–$15,000 per month, savings can be depleted quickly. Jim discusses modern life insurance policies that include LTC riders, allowing policyholders to draw from death benefits to pay for care, while still leaving something behind for heirs. He also highlights the role of annuities in providing guaranteed income to offset ongoing care expenses. Together, these strategies help protect assets, provide flexibility in how care is delivered, and give families peace of mind. Jim encourages planning early, since health and age determine affordability and eligibility for LTC coverage.
Visit www.Sherpa123.com, click on Events to reserve your spot at an upcoming educational talk with Jim Garey. Don’t try and climb Mt. Medicare alone, Jim is ready to be your Guide. As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies. Call 303-865-5534.

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