Today’s Guest:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage addresses the questions:
1) When is it worth financing, what is the minimum I should be saving to make it worth it, and how long do I need to keep the loan to recoup the cost?
2) What exactly are closing costs and how much do they cost?
3) What about no closing costs loans? Don’t be fooled, they are not free!
4) What can I do as a homeowner to lower my cost?
5) How do I know the cost of my loan and what causes it to increase?

Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net.

Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

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Today’s Guests:
Adam Sizemore joins us as we discuss the upcoming Tanner Gun Show, being held Dec 13-15th, at the Arapahoe County Fairgrounds.
Adam explains what you will see at these shows, and if you are looking to have an exhibit table, learn more at www.TannerGunShow.com
Tanner Gun Shows are Buy, Sell, Trade. For future shoe dates and locations visit the website as well.

Also joining us, Mark Witte and Tod Masters join us with Dryer Vent Wizards in Castle Rock. We had them out to our home a few weeks ago and Tod did an outstanding job! Each year there are almost 14,000 home fires caused by clothes dryers. About 27% of those caused by accumulated lint. Call 720-677-2555 mention Haystack Help Radio and get $20 off of your cleaning.

In our final 1/2 hour it’s Your Health Matters, brought to you by Integrated Health Systems. On today’s show Dr. Perry Maynard talks about the neurological issues that can come along with Diabetes. Dr. Maynard explains the damage that Diabetes does to our blood vessels. Now, is a great time to use your Health Savings Account at Integrated Health Systems. It’s always a free initial consult call 303-781-5617 or visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
Nancy Moyle, Owner of Lone Tree Veterinary Medical Center joins as we discuss all they have to offer. On a personal note we have been taking our pets to Lone Tree Vet for over 20 years. Nancy talks about the importance of timely checkups and dental care for your pets. Whether your pet needs medical, dental, or surgical care, grooming or boarding, all of your pets needs can be conveniently provided at Lone Tree Veterinary Medical Center. Check out the website at www.lonetreevet.com.

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Today’s Guests:
On this episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch Law shares some insights on what all the police are responsible for during their investigation. Also, Kevin talks about the body-cams officers are wearing, and has that helped? It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com

In our second half of the show, Jim Fraser, Owner of IV Nutrition in Centennial joins us to talk about a very exciting new treatment that is only available in Colorado. Today we introduce MedWave, a narrow red light therapy. Dr. Colin LaGrange also joins us to explain the technology and benefits of this therapy. Here is one thing that customers love about MedWave, you are measured before and after your session to see the inches that you have lost. Call today and mention Haystack Help Radio and your introductory session is only $88.00.
Call 720-259-2160.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of Ebikes. Randy says there is great selection of e-bikes at a reduced prices as we close out 2024. Also There are rebates still available, check with the store for details. How about a new eBike for your spouse this Christmas. Todays show is covers a lot of topics but now is a great time to go take a test ride on the awesome trail just a few blocks from the store. When you go in, make sure you mention you heard Randy on “Just Try It” KLZ 560AM. You will not find a better selection of ebikes, and we encourage you to visit the store located at 544 Front St in Louisville and “Just Try It”. Check out the website at www.ebikeofcolorado.com.

Then Aldrick Carrasco with D Hand Carxwash & Detail Center is with us and Aldrick says now is the time to get your car looking brand new for the holidays. If you have a hard to buy for person in your life, how about a Gift Card to get a great wash or full detail. Monday is Ladies Day and Tuesday is Men’s Day with a $5 discount.

In our final segment Allen Stack, Stack Optical is with us. Stack Optical offers a $69 Eye Exam as well as Eye Glass repairs, contacts, new Glasses made on site in just a couple of days. There is still time to use your HSA at Stack Optical.
For more information check out their website www.StackOptical.com

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Today’s Guests:
Jake Salthouse, Owner of Green Mountain Guns in Lakewood joins us and lets us know they are extending their Black Friday Sake thru Friday Dec 6th. Jake also talks about their Conceal Carry Classes and the changes coming in 2025 to the new guidelines. At Green Mountain Guns they buy collections, or offer consignment.

Then Travis Peacock, Owner of Airgun Outdoors in Parker also offers our listeners their Black Friday special thru Friday Dec 6th.
If you have not looked at airguns lately check out from Calibers from 177 to 50 Caliber.

Then it’s Your Health Matters brought to you by Integrated Health Systems. To day we discuss Diabetes, Blood Sugar and Brain Function. Dr. Steadman says now is a great time to use your Health Savings Account at Integrated Health Systems. It’s always a free initial consult call 303-781-5617 or visit their website at www.IntegratedHealthDenver.com.

Listen:
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Today’s Guests:
Nancy Moyle, Owner of Lone Tree Veterinary Medical Center joins as we discuss all they have to offer. On a personal note we have been taking our pets to Lone Tree Vet for over 20 years. Nancy talks about the importance of timely checkups and dental care for your pets. Whether your pet needs medical, dental, or surgical care, grooming or boarding, all of your pets needs can be conveniently provided at Lone Tree Veterinary Medical Center. Check out the website at www.lonetreevet.com.

Listen:
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Today’s Guests:
Attorney Kevin Flesch of Flesch Law is with us to discuss Premise Liability. Premise liability law is a legal principle that holds property owners responsible for injuries sustained by individuals on their property due to unsafe or negligent conditions, meaning they have a duty to maintain a reasonably safe environment for visitors and can be held liable if someone gets hurt because of a hazardous condition on their property. Kevin explains how you can hold several types of property owners accountable if you were injured on their premises. Attorney Kevin Flesch of Flesch Law has over 28 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com.

Then we have Attorney Carolyn Duncan back with us to talk about Estate Planning. This time of year as we tend to be with family, it may be a good time to discuss your loved one’s Legacy. At Duncan Law it’s a free initial consultation and if you have some current documents, do they need to be updated? If you are hospitalized do you have a Medical Power of Attorney? Carolyn explains why these documents are so important. At Duncan Legal PC, it’s a complimentary initial consultation call 303-394-2358. Check out the website at www.duncanlegal.com.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of Ebikes. Randy says the absolute most important part of their service is finding the right bike for the customer. This is accomplished by asking the right questions and test riding several bikes to get a bike that truly fits the customer. Come on out to the store in Downtown Louisville and “Just Try It”! The store is located at 544 Front St. in Louisville, Colorado and is open 10-7pm Mon-Sun. Now is a great time to go take a test ride on the awesome trail just a few blocks from the store. When you go in, make sure you mention you heard Randy on “Just Try It” KLZ 560AM. You will not find a better selection of ebikes, and we encourage you to visit the store located at 544 Front St in Louisville and “Just Try It”. Check out the website at www.ebikeofcolorado.com.

Then it’s Mark Witte and Tod Masters with Dryer Vent Wizards in Castle Rock. We had them out to our home a few months ago and Tod did an outstanding job! Each year there are almost 14,000 home fires caused by clothes dryers. About 27% of those caused by accumulated lint. Tod and Mark discuss some of the symptoms your dyer may experience when it’s time to have your dryer vent professionally cleaned. Call 720-677-2555 mention Haystack Help Radio and get $20 off of your cleaning.

In our final segment, Dan Johnson, GM of Len Lyall Chevrolet talks about some Black Friday specials.

Listen:
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Today’s Guest:
Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us and answers some great questions he has received from clients. Have you wondered what you look for when someone is advertising a low rate? What is a Buydown? Can refinancing at today’s rates save you money if you have credit card debt? Kurt answers these questions and more on this special edition of Your Money Matters. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net.

Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. Regulated by Division of Real Estate. MLO #100020228.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)