Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us and Kurt says if you are asking the question:, “is now a good time to refinance”? and this question: “What should you consider when you are looking to refinance?” Kurt says he is offering over 40 different loan programs right now and is confident he has the right one for your specific situation. Call Kurt at 720-895-0500 and he will help you take a look at your total debt picture and you may be surprised if you have credit card debt that a refinance may be perfect for you. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then we bring to you a special show, “Better Health with Dr. Louis Coates” from Dallas, Texas. This is a weekly show on our Dallas Crawford Broadcasting station and today’s topic was so informative, I wanted to share it with our KLZ listeners. Weight loss and the use GLP’s are extremely popular. Dr. Coates breaks down all of these drugs, and gives us some important questions you should consider before talking GLP’s.

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Today’s Guests:
Dr. Melissa Fling with Custom Ear Solutions is with us and we dive deep into the topic of the importance of protecting your hearing. Melissa says hearing loss significantly impacts daily life, causing communication difficulties, social isolation, and potentially affecting cognitive function, emotional well-being, and safety. Protecting your hearing is crucial and Melissa explains her affordable custom solutions. “Custom Ear Protection” means they fit perfectly, they are comfortable, which means you will probably wear them more often. Dr. Fling offers a hearing test for only $125.00.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. Today, Functional Nutritionist Elizabeth Mahnke explains why fiber is such an important part of our daily diet. Elizabeth explains fiber supports our gut health and reduces inflammation. When you mention fiber yes it does helps with digestion and regular bowel movements. There is so much more in this discussion, please listen!
Always a free consultation 303-781-5617. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
Scott Henke, Owner of Onsite Consulting is with us and we cover some great topics. We start out with the new Social Security sign in mandate. Scott explains this in great detail. Then we discuss some current scams, and what you need to know if you’re current computer is operating on Windows 10. Scott offers a free computer check up, which is an $80 value if you mention Haystack Help Radio.

Then it’s Tom Hillman with the Colorado Gun Collector Association. Tom invites our listeners to come up to Greeley, CO May 17,18 for their Annual show. There will be over 700 tables. Tom also shares more on what you can expect to see this year. It’s at the Island Grove Event Center in Greeley. Admission is $15.00.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley talk about the different categories of criminal charges: infractions, misdemeanors, and felonies. He details how these levels are determined based on the severity of the offense and the potential penalties involved. Kevin also talks about the role of prior offenses and how they work. Repeat offenses can escalate a misdemeanor to a felony or increase sentencing severity. Kevin also gives some insights on how plea bargains work, what you should do if you are charged with a crime.
Kevin also outlines what to look for in a defense attorney: trial experience, reputation, communication skills, and a clear strategy for defense. He emphasizes the importance of trust and attorney responsiveness. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan of Duncan Legal. Today we discuss why having an Estate Plan is so crucial. Carolyn says Estate Planning ensures your wishes are honored, protects your loved ones, and avoids costly legal issues. It provides clarity on asset distribution, guardianship for minor children, and healthcare decisions. Without a plan, state laws decide your affairs. Planning ahead brings peace of mind and control over your future. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”. Free half-hour consult call 303-394-2358.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike of Colorado and Scott Whatley will be kicking off their Anniversary Celebration in July, stay tuned for more details, but Owner Randy Caranci says it will be a “BASH”! If you’ve been considering looking at EBikes, Randy invites you come see his great staff and take a test ride and really make sure the bike fits you and your needs. Remember the $450 Colorado Resident “Instant Rebate”, and interest free financing is also available. Take a test ride on the incredible trail system, just blocks from the store. Buy with confidence at eBike of Colorado. When you go in, make sure you mention you heard Randy on “Just Try It” KLZ 560AM. You will not find a better selection of ebikes, and we encourage you to visit the store located at 544 Front St. Louisville, CO and “Just Try It”. Check out the website at www.ebikeofcolorado.com.

Then it’s Your Health Matters brought to you by Integrated Health Systems. April is Irritable Bowel Syndrome (IBS) Awareness Month. Today Dr. Shane Steadman talks about the symptoms and while there’s no cure for IBS, treatment focuses on symptom management and treatment. It’s always a free initial consult call 303-781-5617or visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us and Kurt starts us off with how the changes last August to Realtor commissions has affected the market. Kurt stresses the point that now you must sign a contract with the Agent before looking at homes that clearly states their agreed upon compensation. Also, Kurt walks us through on how to get the best rate. Also, make sure sure are Pre-Approved and not just Pre-Qualified, Kurt explains the difference. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Paul the Waterman with Water Pro’s. Paul continues to sound the alarm, “your drinking water is not safe”! Yes, PFAS (Per-and polyfluoroalkyl) substances can make drinking water unsafe. Health Risks include, increased risk of cancer, liver and kidney damage and immune system depression. Call Water Pro’s today for your free in home water test. Check out the website at www.WaterPros.net.

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Today’s Guests:
Heather Haubenschild, Executive Director for Night Lights joins us to promote their 2nd Annual Cruisin’ for a Cause June 22nd. This will be a great event for the whole family at there is no charge to attend. It will be held at Max Taps in Englewood. Night Lights Inc.’s mission is to provide respite care programs that create safe and accepting environments for children with special needs and their siblings, as well as their families. They aim to offer monthly programs that give parents a night off, knowing their children are safely cared for and having fun. Come and support this wonderful cause.

Then it’s Mark Witte and Tod Masters join us with Dryer Vent Wizards in Castle Rock. Each year there are almost 14,000 home fires caused by clothes dryers. About 27% of those caused by accumulated lint. Tod talks about some of their recent jobs and some of the issues that clogged up dryer vents can cause. Mention Haystack Help Radio when you call and get $20 off of your cleaning.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. Today Dr. Perry Maynard talks about Fatigue and Chronic Fatigue. Dr. Maynard says the hard part in a proper diagnosis is to figure out if the problem is neurological, emotional or metabolic? What are some of the common causes of fatigue. Why do you sleep 8 hours and still wake up tired with no energy? Tune in to this segment. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
Dan Johnson, General Manager of Len Lyall Chevrolet joins us we discuss EV’s and Host Scott Whatley shares his experience of driving a 2025 Equinox. Great deals and great rates available now at Len Lyall Chevrolet, including a great tire special, buy 3 get 1 free.

Then it’s Dr. Melissa Fling with Custom Ear Solutions. Melissa says hearing loss significantly impacts daily life, causing communication difficulties, social isolation, and potentially affecting cognitive function, emotional well-being, and safety. Protecting your hearing is crucial and Melissa explains her affordable custom solutions.

In our final half-hour Jonathan Dismuke, Owner of Specialty Poxy Coatings is with us to explain their process in transforming your garage. Host Scott Whatley shares their great experience with Specialty Poxy Coatings. If you have been considering giving you garage a makeover, we highly recommend Jonathan and his team. They offer free consults and a lifetime warranty. Check out the website at: www.SpecialtyPoxy.com. We are proud to have Specialty Poxy Coatings on our Haystack Help Home Team.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley visit about Personal Injury settlements. How do jurors look at these cases. In the world of advertising PI Attorneys try to advertise the big settlements. All cases are not worth a million dollars. What factors determine the amount of your settlement? Kevin answers this question and more here on Legal Talk. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan of Duncan Legal. Today we discuss the important Medical Documents that are included in an Estate Plan designed by Duncan Legal. Then Carolyn talks about how to access those documents in a time of need. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”. Free half-hour consult call 303-394-2358.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike of Colorado and Scott Whatley invite you to the 8 year anniversary celebration for e-Bike of Colorado this July, stay tuned for more details over the next few weeks. Randy also discusses the advantages of an ebike over a regular bike and the cost factor may not be as much as you assume. Remember, Colorado Residents still get the $450 instant rebate. Take a test ride on the incredible trail system, just blocks from the store. Buy with confidence at eBike of Colorado. When you go in, make sure you mention you heard Randy on “Just Try It” KLZ 560AM. You will not find a better selection of ebikes, and we encourage you to visit the store located at 544 Front St. Louisville, CO and “Just Try It”. Check out the website at www.ebikeofcolorado.com.

In our final segment it’s Will Bruner, Pet Behavioral Specialist at Lone Tree Veterinary Medical Center. Will shares some great tips and insights on his training philosophy. Look there is a lot to consider when you get a dog of any age. The proper training is crucial, for the dog and yes the Owner. Will offers a variety of classes. Visit the website at www.LoneTreeVet.com.

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