Today’s Guests:
On this week’s Your Money Matters Radio Show, Kurt answered a common question from his clients – from homeowners and buyers alike:
“Are there loans that can help me buy or refinance a home and pay for improvements?” The short answer is yes — rehab loans, and there are several types depending on your goals. We talked about how rehab loans can be used for both purchases and refinances, whether you’re updating a home to live in long-term, increasing value to sell, or improving cash flow. These loans are available through Conventional, FHA, VA, and USDA programs, and they can be customized to fit your situation. Kurt explained the difference between Limited Rehab loans and Full Rehab loans:
🔨 Limited Rehab loans are designed for non-structural updates like kitchens, bathrooms, flooring, appliances, windows, roofing, HVAC, plumbing, electrical, and even finishing a basement — with up to $75,000 built in.
🏗️ Full Rehab loans go further and can include structural changes, room additions, and major renovations, with loan amounts based on the future appraised value of the home.
We also discussed ADUs (Accessory Dwelling Units) — how zoning plays a role and how rehab financing can help homeowners add space for family or rental income.
Kurt explained when you can do some work yourself versus when a licensed contractor is required, how rehab funds are released, and walked through real-world examples showing how future value plays into loan approvals.
Finally, we touched on home appreciation, why condition matters more than headlines, and why short-term market noise shouldn’t distract you from long-term value and wealth building.
Call Kurt for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.
Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. On this week’s Medicare & More Show, Jim Garey, Founder of Silver Sherpa, Inc., opens the show with an important reminder: Medicare education matters—and the right guidance can make all the difference.
🎓 Educational Medicare Seminars – Now Scheduling for 2026. Jim shares details on upcoming no-cost Educational Medicare Seminars designed to help individuals and couples better understand their Medicare options and avoid costly mistakes.
✔️ Clear explanations of Medicare Parts A, B, C & D
✔️ Guidance for those turning 65 or already on Medicare
✔️ No pressure, no sales—just education
✔️ Personal questions answered in a friendly setting
👉 Registration is required
Visit www.Sherpa123.com and click on the Events tab to find a seminar location that works for you. We also have a special guest with us, Pamela Kidd – Advocating for Our Veterans, Jim is joined by Pamela Kidd, Founder of USA Benefits for Veterans, LLC. Pamela shares her personal story and what inspired her mission to serve Veterans and their surviving spouses. Pamela explains how many Veterans are not receiving the full benefits they have earned, simply because they don’t know what’s available—or how to access it. Her work focuses on education, advocacy, and helping families navigate benefits with confidence and dignity. This powerful interview highlights:
✔️ Commonly overlooked Veteran benefits
✔️ Support for surviving spouses
✔️ One-on-one guidance from someone who truly understands the system
Reach out to 📞 Pamela Kidd 303-946-2696 – 📧 Pam@usabenefitsforveterans.net
🤝 Why Clients Trust Silver Sherpa
At Silver Sherpa, Jim and Dylan work for YOU, not the insurance companies.
✔️ Jim is an independent broker — no cost to you
✔️ Same exact pricing as going directly to Aetna, Humana, UnitedHealthcare, and more
✔️ As a Baby Boomer himself, Jim understands real-life retirement challenges
✔️ Silver Sherpa, Inc. is an Accredited Member of the BBB with an A+ Rating, with over 159 FIVE STAR ratings, reflecting a strong commitment to trust, transparency, client advocacy, and doing what’s right for clients
⛰️ Don’t climb “Mt. Medicare” alone. Let Silver Sherpa guide you—every step of the way in 2026 and beyond.
Let Jim walk beside you, explain your options, and help you reach the summit with confidence.
👉 Register today: www.Sherpa123.com
📞 Call or Text Jim: 303-865-5534
We can’t wait to see you at an upcoming workshop! 😊
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