Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley talk about if you get charged with a crime, you need an attorney. Choosing the right criminal defense attorney can make a life-changing difference when facing charges. On this episode of Legal Talk, host Scott Whatley visits with Kevin Flesch of Flesch Law to break down what truly matters when selecting legal representation. Not all attorneys have the same experience, and hiring based on price alone or waiting too long to seek help can put your future at risk. Kevin emphasizes the importance of working with a lawyer who focuses specifically on criminal law and has real courtroom experience. Prosecutors often recognize which attorneys are willing to go to trial, and that can directly impact negotiations and outcomes. Early legal involvement can also open doors to better strategies, sometimes even before charges are formally filed. Listeners are encouraged to ask key questions during consultations, understand who will actually handle their case, and look for clear communication and accessibility. Red flags include guarantees of outcomes, high-pressure tactics, and vague answers. The bottom line: your freedom, record, and reputation are too important to leave to chance. Taking the time to choose an experienced, strategic criminal defense attorney is one of the most important decisions you can make. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan of Duncan Legal. Today we discuss the 10 key things to consider when creating or updating an estate plan. The conversation emphasizes that a well-rounded plan goes far beyond just a will—it’s about making thoughtful decisions that protect both your assets and your loved ones. Carolyn highlights essential components like choosing the right fiduciaries (executors, trustees, and powers of attorney), ensuring beneficiary designations align with your overall plan, and understanding the differences between wills and trusts. She also stresses the importance of planning for incapacity through healthcare directives and financial powers of attorney—documents many people overlook. Other critical considerations include minimizing taxes and probate costs, protecting minor children through guardianship designations, and keeping your plan updated after major life events like marriage, divorce, or the birth of a child. She also touches on common mistakes, such as DIY documents that may not hold up legally. The key takeaway: estate planning is not a one-time task—it’s an ongoing process. Taking the time to address these 10 areas helps ensure your wishes are honored and your family is protected. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”. Free half-hour consult call 303-394-2358.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy Caranci, Owner of e-Bike Of Colorado and host Scott Whatley talk about e-biking responsibly. Randy explains that many of these crashes and accidents are not on traditional EBikes but rather high speed electric scooters, gas powered mini-bikes. EBike of Colorado stresses safety to all EBike riders. Randy encourages our listeners to take advantage of the matching Rebate, a total of $450 off of your purchase right at the counter. If you bike needs service call EBike of Colorado. Located at 544 Front St. in Louisville, Colorado. Open 10–7 Mon–Sun for your convenience. Their goal? Find you the RIGHT bike—not just sell you a bike. Check out the website at www.ebikeofcolorado.com. Call them at 720-739-0299.

Then it “Listen Up” with Dr. Melissa Fling our exclusive audiologist for Haystack Help Radio and Sportsman of Colorado Radio. This show each week focuses on preserving your hearing. Custom Ear Solutions offers the best hearing protection. Dr. Fling once again encourages our listeners to get a comprehensive hearing exam.

In our final segment we promote the upcoming Colorado Gun Collectors Show May 16-17, 2026. This is truly a great event for the whole family to attend.

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Today’s Guests:
On this week’s Your Money Matters Radio Show, Kurt answered a common question from his clients – from homeowners and buyers alike:
“Are there loans that can help me buy or refinance a home and pay for improvements?” The short answer is yes — rehab loans, and there are several types depending on your goals. We talked about how rehab loans can be used for both purchases and refinances, whether you’re updating a home to live in long-term, increasing value to sell, or improving cash flow. These loans are available through Conventional, FHA, VA, and USDA programs, and they can be customized to fit your situation. Kurt explained the difference between Limited Rehab loans and Full Rehab loans:
🔨 Limited Rehab loans are designed for non-structural updates like kitchens, bathrooms, flooring, appliances, windows, roofing, HVAC, plumbing, electrical, and even finishing a basement — with up to $75,000 built in.

🏗️ Full Rehab loans go further and can include structural changes, room additions, and major renovations, with loan amounts based on the future appraised value of the home.

We also discussed ADUs (Accessory Dwelling Units) — how zoning plays a role and how rehab financing can help homeowners add space for family or rental income.

Kurt explained when you can do some work yourself versus when a licensed contractor is required, how rehab funds are released, and walked through real-world examples showing how future value plays into loan approvals.

Finally, we touched on home appreciation, why condition matters more than headlines, and why short-term market noise shouldn’t distract you from long-term value and wealth building.

Call Kurt for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. On this week’s Medicare & More Show, Dylan Nava Agent with Silver Sherpa Inc joins us in studio a wow jam packed 1/2 hour with alot of great information. First Dylan invites our listeners to sign up for the free Educational Workshops. The Workshops are held monthly in Douglas, Jefferson, Arapahoe Counties. Visit www.Sherpa123.com click on Events and find a Workshop that works for you. Please sign up! Seating is limited! Dylan also discusses the difference between a Supplement plan and an Advantage Plan, this is very important to understand as you choose your plans. Dylan says a large portion of the Workshop attendees always have questions on what to do if they are still working and their company offers insurance plans. As we always say don’t try to navigate Mt. Medicare alone, use Jim Garey and Dylan Nava as your Sherpas! 303-865-5534.

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Today’s Guests:
A couple of months ago, I decided to have my eyes checked for cataracts. I was referred to Colorado Eye Consultants and Dr. Robert Fish, from a very well respected Eye Surgeon who simply told me, Dr. Fish is the best. So I’m very happy to report, I have completed the surgeries, and wow, I am very pleased. So I wanted to bring to our listeners an interview with Dr. Fish, of Colorado Eye Consultants.
Dr. Fish tells us about his credentials and their philosophy about customer care at Colorado Eye Consultants. Dr. Fish also walks us through the cataract surgery process and the different options that are available today. I commented to Dr. Fish on how convenient their office is, where the medical side of the practice is connected to the Surgery Center, along with an Optical Center. If you have been considering Cataract Surgery, I highly recommend Dr. Fish and Colorado Eye Consultants.

In our final half hour it’s Your Health Matters, brought to you by Integrated Health Systems. Today Nurse Practitioner Sharon Blumenthal is with us to announce and explain a new treatment they are offering for new treatment for small fiber neuropathy. We also discuss IV Therapy and Hormonal Balance. It’s always a free initial consult call 303-781-5617 or visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
On this episode of Water Talk, Paul “The Waterman” Dowding, Owner of Water Pros and Host Scott Whatley celebrate their 4 year run of Water Talk on KLZ 560! We are extremely proud and thankful for the knowledge and awareness that Paul Dowding, Owner of Water Pro’s has brought to our listeners. Today we about the changes and news that seems to break every few weeks on our water quality. Paul also reviews some of the Pharmaceuticals that are in our water and these are listed on the Non-Regulated list, meaning they are not testing for these drugs. Paul also reminds everyone about the Kenai Fresh Stream Tankless R/O system. Water Pro’s is offering this $2400 unit installed for $1800.00.
Call now for your free in home water test 303-862-5554.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley talk about choosing the right personal injury attorney and how it can make a significant difference in the outcome of your case. On this edition of Legal Talk, host Scott Whatley visits with Kevin Flesch of Flesch Law to break down what every listener should know before hiring legal representation. Not all attorneys are the same—some firms focus on quick settlements, while others prepare every case as if it’s going to trial. That distinction alone can impact how insurance companies respond and how much compensation you may ultimately receive. The conversation highlights key questions to ask during a consultation, including who will actually handle your case, how communication will be managed, and what strategy will be used. Kevin explains the importance of understanding contingency fees, as well as the difference between attorney fees and case costs. He also stresses the value of hiring someone with local Colorado experience who understands the courts, judges, and legal process. Listeners are encouraged to watch for red flags such as poor communication, unrealistic promises, or pressure to settle too quickly. The bottom line: take your time, ask the right questions, and choose an attorney who will truly advocate for you every step of the way. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan of Duncan Legal. Today we discuss a common misconception—that estate planning is only for older or wealthy individuals. The truth is, planning early is one of the smartest financial and personal decisions young adults can make. Carolyn explains that estate planning isn’t just about distributing wealth—it’s about control and protection. Even in your 20s or 30s, having key documents like a will, powers of attorney, and healthcare directives ensures your wishes are honored if something unexpected happens. Without these in place, families can face unnecessary stress, legal complications, and court involvement during already difficult times. The conversation also highlights real-life scenarios where young adults benefit from planning—whether it’s protecting minor children, outlining medical decisions, or managing digital and financial assets. Life changes such as marriage, homeownership, or starting a family make having a plan even more critical. The key takeaway: estate planning isn’t about age—it’s about being prepared. Starting early provides peace of mind and builds a strong foundation that can grow and adapt with you over time. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”. Free half-hour consult call 303-394-2358.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy Caranci, Owner of e-Bike Of Colorado and host Scott Whatley are also joined by Perry the Sales Manager for EBike of Colorado. Perry gives us a look to their sales process, and he quickly points out, it really a gathering information process. Perry says it equates to more of an interview with each and every customer to ensure they make a great buying decision. Randy once again brings up Segway, “a lot of bike for really a “budget friendly” price point. EBike of Colorado is still offering to match the State rebate so take advantage of the $450 Rebate at time of purchase. Whether you’re cruising snowy paths or prepping for spring trails, e-bike of Colorado delivers top-notch service and truly takes care of their customers. Located at 544 Front St. in Louisville, Colorado. Open 10–7 Mon–Sun for your convenience. Their goal? Find you the RIGHT bike—not just sell you a bike. Check out the website at www.ebikeofcolorado.com.

Then it’s “Listen Up” with Dr. Melissa Fling, Owner of Custom Ear Solutions. Call today get your hearing exam and check out all of the custom products that are available at Custom Ear Solutions. If your spouse says you need a hearing test, you probably do!
Call Custom Ear Solutions at 720-839-7705 and check out the website at www.CustomEarSolutions.com.

In our final segment, it’s Allen Stack, Owner of Stack Optical. Now is the time to call Stack Optical and get your Eye Exam scheduled for only $69.00. Allen shares some insights on tint colors and with his onsite lab, you can usually get your new glasses in just 2-3 days. Stack Optical handles Repairs and difficult Prescriptions. At Stack Optical you will see the difference, call 303-321-1578.

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Today’s Guests:
On this week’s Your Money Matters Radio Show, Kurt talked about a program many homeowners may already qualify for — Streamline Refinances for those with an FHA or VA loan. A Streamline refinance is designed to make refinancing simpler, faster, and more affordable. In many cases, homeowners can refinance without an appraisal, without income documentation, and without increasing their base loan amount, as long as the new loan lowers the interest rate and payment. Depending on the loan balance and rate improvement, many homeowners may see monthly savings between $125–$300, making this a simple way to improve cash flow. We also discussed common questions about Streamlines, including how often they can be used when rates improve and the typical 7-month seasoning requirement before refinancing. Beyond Streamlines, Kurt also talked about financing strategies like reverse HELOC options for homeowners 55+, investment property opportunities in today’s buyer-friendly market, and why working with an independent mortgage broker can provide access to more lenders and loan options. If you currently have an FHA or VA loan, it may be worth exploring whether a Streamline refinance could help lower your rate and monthly payment. Call Kurt for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. On this week’s Medicare & More Show, Jim Garey, Founder of Silver Sherpa, Inc., and Agent Dylan Nava of the Silver Sherpa Inc informs us about their Educational Workshops that are happening this week. These are free workshops but you must sign up at www.Sherpa124.com or call 303-865-5534. Dylan also sheds some light on the dangers of working with Call Centers. When you are about to turn 65, you will see your mail increase and the call center phone calls trying to get you signed up. The Silver Sherpa team of Jim Garey and Dylan Nava will personally guide you up Mt. Medicare and their service are at no cost to you. Dylan also talks about several recent clients he was able to help and save them a tremendous amount of money. Sign up today a free educational workshop with Silver Sherpa Inc.

⛰️ Don’t climb “Mt. Medicare” alone. Let Silver Sherpa guide you—every step of the way in 2026 and beyond.
Let Jim walk beside you, explain your options, and help you reach the summit with confidence.
👉 Register today: www.Sherpa123.com
📞 Call or Text Jim: 303-865-5534
We can’t wait to see you at an upcoming workshop! 😊

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Today’s Guests:
On this week’s show, Scott Whatley sits down with Dr. Celine Satija of Colorado Eye Consultants to discuss the latest advancements in eye care, with a special focus on corneal health. Dr. Satija, a board-certified ophthalmologist and corneal specialist, shares how modern procedures like corneal transplantation and crosslinking are restoring vision and improving quality of life for patients dealing with conditions such as keratoconus. She also explains the importance of early detection and regular eye exams, especially as technology continues to evolve in cataract and refractive surgery. Listeners gain insight into both routine and complex eye care, including options for those who have had prior procedures like LASIK. The conversation highlights a patient-first approach—taking time to understand concerns and tailor treatment plans—reinforcing Colorado Eye Consultants’ commitment to delivering cutting-edge care with a personal touch.

Then it’s Dr. Melissa Fling, Owner of Custom Ear Solutions. Dr. Fling talks about her mission of saving and protection the hearing you still have. It’s never too late to invest in your hearing health! Check out the website at www.CustomEarSolutions.com.

In our final half-hour it’s Your Health Matters, brought to you by Integrated Health Systems. Then it’s Your Health Matters, brought to you by Integrated Health Systems. Today, Functional Nutritionist, Elizabeth Mahnke is with us to discuss a variety of popular diets and Elizabeth addresses some of the pros and cons of each. It’s always a free initial consult call 303-781-5617 or visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
On this episode of Water Talk, Paul “The Waterman” Dowding, Owner of Water Pros talks about what type of Water Filtration Systems does Water Pro’s offer? Today Paul the Waterman walks us thru some of the products Water Pros offers and yes they are made in the USA!
First we break the news that Water Pros is now offering a great R/O system for those who may be living in Apartments, Townhomes and even RV/Camper owners. It’s the Fresh Stream Tankless R/O System from Kenai, brought to you by Water Pro’s. This compact, tankless system is designed perfectly for renters and anyone who wants fresh, clean drinking water without bulky equipment or hassle. And right now, it’s a great deal… normally $2,400, now just $1,800 installed. Paul also talks about the more traditional systems, call now for your free in home water test 303-862-5554.Call Water Pro’s today and ask about the Fresh Stream Tankless R/O System from Kenai. Water Pro’s—Your Home… Your Health… Your Water.

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