Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy interviews Victoria Whatley, Scott’s wife and a recent happy customer of e-bike Of Colorado on her buying experience from beginning to end at the Louisville location. This is a fun half hour conversation with Randy and Victoria. At e-bike Of Colorado their goal is to find you the right bike, not sell you a bike, they found Victoria the “right” e-bike for her riding level. Check out the website at www.EbikeofColorado.com.

Then it’s “Listen Up” with our Audiologist, Dr. Melissa Fling of Custom Ear Solutions. Today Dr. Melissa Fling gives some insights on when you need to seek medical attention when it comes to your ears and hearing. Whether you need hearing protection for shooting, loud machinery or you just want to block out noise for a better nights sleep, call Custom Ear Solutions at 720-839-7705 and check out the website at www.CustomEarSolutions.com.

In our final segment it’s Will Bruner, Pet Behavioral Specialist at Lone Tree Veterinary Medical Center. Will shares some great tips and insights on his training philosophy. Look there is a lot to consider when you get a dog of any age. The proper training is crucial, for the dog and yes the Owner. Will offers a variety of classes. Whether your pet needs medical, dental, or surgical care, grooming or boarding, all of your pets needs can be conveniently provided at Lone Tree Veterinary Medical Center. Check out the website at www.lonetreevet.com.

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Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to explain why today’s housing landscape is truly a buyer’s market. With more homes available, longer days on market, and sellers offering incentives, buyers have strong negotiating power. Despite the slowdown, home values are not depreciating—conforming loan limits have risen to $832,750 for 2026, and NAR reports 2.7% appreciation year-to-date. Kurt emphasizes long-term ownership: a $500,000 home appreciating at 2.7% annually becomes worth over $600,000 in seven years. A key opportunity in this market is seller concessions, especially 2/1 and 3/2/1 buydowns, which can dramatically reduce payments and save thousands upfront. Buyers can also choose to apply concessions toward a permanent rate reduction. Kurt encourages knowing your true credit score, optimizing it for the lowest rate, and exploring flexible loan programs like FHA and VA. With appreciation trends and strong concessions, now is an excellent time for buyers to take advantage. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then, it’s another great episode of the Medicare & More Show with host Scott Whatley and special guest Jim Garey, Licensed Insurance Broker & Founder of Silver Sherpa, Inc. Jim talks about wrapping up the AEP (Annual Election Period) for Medicare. Jim reflects back on a few client stories and how he was able to help so many clients. Jim says Medicare is still so confusing, with all the TV and radio ads, the mail bombardment, it’s easy to see why it’s overwhelming. But with Silver Sherpa Inc. they are your Guide up Mount Medicare. The service they offer is free and then Jim and the Team will be beside you every year making sure you don’t get lost in the bizarre world of Medicare.
Jim also shares some about us Faith and how he uses this in his business daily. The free Workshops will once again be in full swing starting mid-January, so stay tuned for more details. As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies. Call 303-865-5534. ⛰️ Don’t climb “Mt. Medicare” alone — let Silver Sherpa be your guide every step of the way! Check out the website at www.sherpa123.com.

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Today’s Guests:
A couple of months ago, I decided to have my eyes checked for cataracts. I was referred to Colorado Eye Consultants and Dr. Robert Fish, from a very well respected Eye Surgeon who simply told me, Dr. Fish is the best. So I’m very happy to report, I have completed the surgeries, and wow, I am very pleased. So I wanted to bring to our listeners an interview with Dr. Fish, of Colorado Eye Consultants.
Dr. Fish tells us about his credentials and their philosophy about customer care at Colorado Eye Consultants. Dr. Fish also walks us through the cataract surgery process and the different options that are available today. I commented to Dr. Fish on how convenient their office is, where the medical side of the practice is connected to the Surgery Center, along with an Optical Center. If you have been considering Cataract Surgery, I highly recommend Dr. Fish and Colorado Eye Consultants.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. Today Nurse Practitioner, Sharon Blumenthal joins us as we discuss Diabetes as November is Diabetes Awareness Month. Sharon also talks about the importance of being pro-active with your health care. It is very important to get a full physical annually with bloodwork. We also discuss IV Therapy that is available at Integrated Health Systems. IV Therapy can also be a big help for your immune system. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
On this episode of Water Talk, Paul “The Waterman” Dowding, Owner of Water Pros, tales the mic to host the show to bring you a ton of information about your water and how upgrading to a water filtration system can drastically improve your health and wellbeing. From microplastics to contaminants, your gonna love how it’s all eliminated with a Water Pros system. Call Water Pro’s today for your free Water Test! Call 303-862-5554.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley outline the most common and most avoidable legal problems that tend to escalate between Thanksgiving and New Year’s. Kevin explains that the holiday season brings unique pressures with travel, stress, alcohol, large family gatherings, and busy retail environments — all of which contribute to a spike in criminal and personal-injury cases. A key focus is Holiday Legal Landmines, where Kevin breaks down the rise in DUI and DWAI arrests, misunderstandings about BAC limits, prescription-medication impairment, and what really happens during a traffic stop. He also highlights how domestic disputes intensify during the holidays and why even minor conflicts can quickly turn into criminal cases. Kevin touches on theft and shoplifting misconceptions common during Christmas shopping, as well as the growing problem of social media posts that damage people’s criminal cases. He also discusses social host liability, explaining what party hosts are legally responsible for when serving alcohol or supervising minors. Additional holiday-season risks include winter slip-and-fall injuries, unsafe property conditions, and the increase in car crashes during year-end travel. Kevin provides practical guidance on collecting evidence, dealing with insurance companies, and knowing when to call an attorney.
Overall, the interview equips listeners with timely, real-world legal insights to help them avoid preventable trouble during the holiday season. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan. Carolyn continues talking about the new wonderful benefit for Duncan Legal clients, which will be a 360 Review of your Estate Plan. Carolyn realizes life changes quickly and many times unexpectedly. So to help her clients keep their documents up to date, today’s show will explain how now it will be easier than ever to keep your Estate Plan up to date. Attorney Carolyn Duncan says “life changes” like a marriage, divorce, birth or adoption of a child, death of a loved one or a move out a State are some reasons to possibly update your plan. In addition, Carolyn talks about how establishing a trust can help avoid probate, minimize taxes, and safeguard loved ones. Designating powers of attorney for financial and medical decisions ensures someone you trust can act on your behalf if needed. Carolyn and Scott also cover the details of a special needs trust and revocable and irrevocable trusts. So much incredible and helpful information. Free half-hour consult call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy introduces Nadine Stein National Sales Manager with Orbea. EBike of Colorado is proud to offer the Orbea brand known as a Premium bike brand. They are known for their high quality performance focused road, mountain bike and e-bikes.This is really of fun conversation to learn about this amazing company. Remember, gift cards are available! EBike of Colorado will help you find the right bike! “Just Try It”, take a test ride and feel like a kid again. EBike of Colorado has an outstanding service record and will absolutely take care of their customers! Located at 544 Front St. in Louisville, CO and open 10-7 Mon-Sun for your convenience! “Just Try It!” At e-bike Of Colorado their goal is to find you the right bike, not just sell you a bike! Check out the website at www.EbikeofColorado.com.

Then it’s “Listen Up”, with Dr. Melissa Fling, Owner of Custom Ear Solutions. As you listen to Dr. Fling you will quickly see her passion and expertise in protecting your hearing. If you have an HSA get in before Dec 31st for your hearing exam. Call today for your hearing exam 720-839-7705 and check out the website at www.CustomEarSolutions.com.

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Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to discuss recent rate drops of 0.25–0.375%, with potential further Fed cuts soon. While rates are trending down, he cautioned shoppers to look beyond the headline rate, factoring in discount points, origination fees, and APR for true cost comparisons. The lowest rate isn’t always best if it comes with high upfront costs or the wrong loan type. Rogers explained 2/1 buydowns, shared factors affecting rates (FICO, LTV, property type), and stressed the benefits of using a broker and getting pre-approved before house hunting. Call Kurt today at 720-895-0500 for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey from Silver Sherpa. On today’s show, Jim Garey joins us and recaps the last several weeks of the AEP, (Annual Election Period. This was the time for all of those who are currently enrolled on Medicare to make any necessary change for 2026. Jim says there was so much confusion, but thanks to the Silver Sherpa team they were able to help hundred of clients select the right plans and in many cases saving them money. Now Jim ask “when are you turning 65? If you are turning 65 between now and June call Silver Sherpa Inc today. Their services are at no charge as the insurance companies pay the commissions. Don’t try and navigate the Medicare journey on your own, mistakes can be very costly. As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies.

Visit www.Sherpa123.com click on Events and sign up for a free talk at a local library where you will be given true factual information which is the first step to making the right steps in choosing your plan. Call 303-865-5534.

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Today’s Guests:
Lori Jessen, Administrator for Colorado Eye Consultants joins us and shares all the services Colorado Eye Consultants has to offer. Lori also shares the mission of the customer service experience that every client is assured of at Colorado Eye Consultants. After you hear this interview you will hear why they are the leader in modern cataract care. Lori highlights their highly trained, surgeons who bring decades of experience and a true patient-focused approach. We explore how today’s cataract surgery is safer, faster, and more precise than ever thanks to cutting-edge technology, including advanced diagnostics, laser-assisted techniques, and premium lens options designed to reduce dependence on glasses. Colorado Eye Consultants emphasizes personalized evaluations, clear education, and outstanding outcomes, giving patients confidence from consultation to recovery. It’s world-class expertise and state-of-the-art innovation—right here in Colorado.
Host Scott Whatley shares his personal story of his recent cataract surgery with Dr. Robert Fish.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. Today Dr Shane Steadman joins us and we hope as we wrap up 2025 you have learned from this show that Integrated Health Systems has a mission and the mission is trying to find the root cause of your Medical problem. The team of at IHS prides itself in spending the necessary time with each patient to truly help them find a healthy life and healthy lifestyle. Dr. Steadman finishes up our conversation for on our last show on Mild Cognitive Impairment (MCI), a condition marked by noticeable memory and thinking changes that go beyond normal aging but don’t yet interfere with daily life. He outlines common symptoms forgetfulness, word-finding issues, poor concentration, and changes in judgment or mood. Dr. Steadman explains the testing that’s available and why a proper diagnosis is crucial. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
On this episode of Water Talk, Scott and Paul “The Waterman” Dowding sounds the “fish consumption alarm”! Paul says many U.S. States like Alabama, Connecticut, Indiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, New Hampshire, New Jersey, New York, North Carolina, Oregon. Pennsylvania, Washington and Wisconsin. Some states like Colorado with site specific PFAS Advisories. Some states have general statewide guidance, while others have site-specific “do not eat” or limited consumption advisories for particular rivers, lakes, or sections of water bodies where PFAS levels in fish are known to be high. PFAS (Forever Chemicals) are absolutely a health risk in our water. Call Water Pro’s today for your free Water Test! 303-862-5554

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley focus on breaking down the most misunderstood aspects of domestic violence (DV) law in Colorado. Kevin explains that DV is not a standalone crime, but a sentence enhancer applied when any criminal act against a person, property, or even an animals used to intimidate, punish, or control an intimate partner. Many people are surprised by how broad the definition is, covering everything from assault to harassment, vandalism, or even alarming text messages. Kevin also outlines Colorado’s mandatory arrest policy, meaning that when police respond to a DV call and find probable cause, someone must be arrested. This often shocks families, as even heated arguments can lead to jail time. Within the first 24–48 hours, defendants face immediate consequences, including a mandatory protection order that may bar contact, require them to leave the shared home, and force firearms surrender. Violating the order—intentionally or accidentally is a new criminal offense. The discussion also covers false or exaggerated allegations, especially during divorces or custody disputes. Once the system is triggered, cases can be difficult to unwind, making early legal representation essential. A DV conviction carries long-lasting effects: mandatory treatment classes, firearm restrictions, and a criminal record that cannot be sealed. Kevin stresses that after a DV arrest, individuals should avoid contacting the alleged victim and seek experienced legal counsel immediately. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan. Attorney Carolyn Duncan at Duncan Legal, PC, to announce a new wonderful benefit for Duncan Legal clients, which will be a 360 Review of your Estate Plan. Carolyn realizes life changes quickly and many times unexpectedly. So to help her clients keep their documents up to date, today’s show will explain how now it will be easier than ever to keep your Estate Plan up to date. Attorney Carolyn Duncan says “life changes” like a marriage, divorce, birth or adoption of a child, death of a loved one or a move out a State are some reasons to possibly update your plan. Free half-hour consult call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”.

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