Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to discuss key insights into how today’s market is creating real advantages for buyers, especially first-time homeowners and why working with a local mortgage broker can make all the difference. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

It’s another great episode of the Medicare & More Show with host Scott Whatley and special guest Jim Garey, Licensed Insurance Broker & Founder of Silver Sherpa, Inc., joined by Agent Dylan Nava. On today’s show we talk about the Annual Election Period (AEP) opens October 15–December 7, 2025! It’s your time to review and update your Medicare plan and a great way to do that is to attend one of our Educational Workshops. They are free of charge but you must sign up as space is limited. If you’re turning 65 or already on Medicare, you’ve likely been flooded with mail and phone calls 📬📞 — but not all advice is good advice. Jim shares how some call centers use misleading tactics, and why working with an Independent Broker means your best interest always comes first. 🙌
🎓 Attend a FREE Medicare Simplified Workshop to learn:
✅ Parts A, B, C & D made simple
✅ “Part B Giveback” & marketing gimmicks explained
✅ How to avoid penalties & coverage gaps
✅ Open Q&A + free Medicare Workbook!
📍 Upcoming Workshops:
📅 11/13 – Arvada Library, 3:30 PM
📅 11/15 – Castle Rock Library, 11 AM
📅 11/17 – Koelbel Library, 6 PM
📅 11/19 – Columbine Library, 4 PM
🖥️ Virtual Webinar Options, too!
AEP is open now – take action today! Visit www.Sherpa123.com to find an educational class that are free to attend. As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies. Call 303-865-5534. ⛰️ Don’t climb “Mt. Medicare” alone — let Silver Sherpa be your guide every step of the way!

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Today’s Guests:
Allen Stack, Owner of Stack Optical. Allen is celebrating 57 years in business. Stack Optical is your one stop shop for all of your Optical needs. Eye Exam for only $69, Eyeglass Repairs, Prescription Sunglasses, Contacts, Eyeglasses. With their onsite lab your glasses will be ready in 2-3 days (in most cases). Check out the website at www.stackoptical.com.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. In this interview, Functional Nutritionist Elizabeth Mahnke explains why blood sugar regulation is vital—even for non-diabetics. She highlights how spikes and crashes can lead to fatigue, cravings, inflammation, and long-term health risks. Elizabeth introduces Continuous Glucose Monitors (CGMs) as powerful tools for real-time insight into how food, stress, and sleep impact glucose. Ideal for prediabetics, athletes, and anyone curious about metabolic health, CGMs reveal surprising trends and empower smarter dietary and lifestyle choices. Always a free consultation 303-781-5617. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
On this episode of Water Talk, host Scott Whatley and Paul “the Waterman” Dowding, owner of Water Pro’s, and Water Treatment Specialist Mark Whitlach tackle one of the nation’s most alarming environmental threats — PFAS, or “forever chemicals.” These man-made compounds, found in products like non-stick pans, waterproof fabrics, and food wrappers, never break down and accumulate in the environment and human body. Paul explains that nearly 70 million acres of U.S. farmland may be contaminated due to the use of biosolids — wastewater sludge repurposed as fertilizer — which often contains PFAS. This toxic cycle allows PFAS to infiltrate soil, crops, livestock, and ultimately our food and water supply. Our conversation highlights that while the EPA regulates metals and pathogens, it does not regulate PFAS in biosolids or food, leaving a major policy gap. The health impacts are severe: cancer, immune suppression, liver damage, thyroid and reproductive issues. He urges listeners to test their water, install reverse osmosis or carbon filtration systems, and buy organic foods to minimize exposure. Finally, Paul calls on the public to pressure local and federal leaders to ban PFAS-contaminated sludge and demand transparency. The episode closes with Water Pro’s mission: “Cleaner Water, Healthier Home.” Call Water Pro’s today for your free in home water test 303-862-5554.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley expands the conversation from last week’s radio show about personal injury beyond auto accidents. He highlights lesser-known but equally serious Personal Injury cases, including Slip and Fall Accidents, Dog Bites and Wrongful Death. Kevin also explains claims involving workplace injuries (outside workers’ comp), product liability, and even civil cases arising from assault. This episode emphasizes the importance of understanding your legal rights across a wide range of injury situations. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan. Attorney Carolyn Duncan at Duncan Legal, PC, focuses today’s topic on don’t procrastinate getting your Estate Plan done. Carolyn shares stories of some recent cases of emergency situations where families were not prepared. Free half-hour consult call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy reflects back on business this year and it has been outstanding. As we go through the last Quarter of 2025 there are some great savings to be had with some huge markdowns! Don’t forget the $450 Colorado Rebate ends Dec 31st so now is the time save big. Randy tells us about 2 Manufacturer visits today with ORBEA and SEGWAY, we will hear about that on next Wednesdays show. As we near the holidays online shopping is easy to do but don’t buy an ebike online, Randy will explain the pitfalls. EBike of Colorado also sells Gift Cards. The great Staff at EBike of Colorado will help you find the right bike! “Just Try It”, take a test ride and feel like a kid again. EBike of Colorado has an outstanding service record and will absolutely take care of their customers! Located at 544 Front St. in Louisville, CO and open 10-7 Mon-Sun for your convenience! “Just Try It!” At e-bike Of Colorado their goal is to find you the right bike, not just sell you a bike! Check out the website at www.EbikeofColorado.com.

Then it’s “Listen Up” with Dr. Melissa Fling, Owner of Custom Ear Solutions. We encourage you to get your hearing tested for only $125 with Dr. Fling. Also, protect your hearing, hearing loss has a huge effect on your life. Custom Ear Solutions mission is to protect your hearing. Invest in your hearing health today, schedule your hearing test now call 720-839-7705.

In our final segment Gubernatorial Candidate Greg Lopez joins us and shares the news that he has uncovered that the State of Colorado has violated the Endangered Species Act when it received wolves from Canada. Greg has personally written letters to US Fish and Wildlife Regional Director Matt Hogan and Director Brian Nesvik to seek clarification and documentation regarding the capture, transport and release of the 15 gray wolves from Canada. This “experiment” has been a colossal failure in our state! Greg is waiting on a reply and will keep us informed. People over Politics www.GregLopez.co.

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Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to discuss
how today’s market, and falling rates, are creating new opportunities for buyers, homeowners, and investors alike! 💰 Buyers: With more homes on the market and motivated sellers, it’s officially a buyer’s market. You can be more selective, negotiate better deals, and enjoy payments that may be $300–$400 lower with current rates. First-time buyer programs offer low down payments, DPAs, buydowns & ARM options.
🏠 Homeowners: Refinancing can help consolidate debt, lower payments, and save hundreds monthly, while paying off your home years earlier.
📈 Investors: With home values steady and rates down, investor programs like DSCR make it possible for rent income to cover the mortgage, plus tax benefits and appreciation potential. Affordable Interest Mortgage works with 46 top lenders to find your best fit—local, flexible, and always here to help you seize opportunity. Call Kurt today at 720-895-0500 for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

It’s another great episode of the Medicare & More Show with host Scott Whatley and special guest Jim Garey, Licensed Insurance Broker & Founder of Silver Sherpa, Inc., joined by Agent Dylan Nava. On today’s show we talk about the Annual Election Period (AEP) opens October 15–December 7, 2025! It’s your time to review and update your Medicare plan and a great way to do that is to attend one of our Educational Workshops. They are free of charge but you must sign up as space is limited. We also spend a considerable amount of time on Military Plans – Advantage Part C, Tricare for Military Retirees is also explained. 📢 AEP is open now – take action today! Visit www.Sherpa123.com to find an educational class that are free to attend. As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies. Call 303-865-5534. ⛰️ Don’t climb “Mt. Medicare” alone — let Silver Sherpa be your guide every step of the way!

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Today’s Guests:
Dr. Paola Aldana with Epiphany Dermatology is with and shares her journey into dermatology and addresses common skin concerns for all ages. Dr. Aldana discuss the lasting impact of sun exposure, the truth about sunscreen safety, and how to spot warning signs of skin cancer. Plus, learn how to protect your skin from Colorado’s harsh, dry climate, build a simple daily routine, and separate skin care facts from myths. Dr. Aldana also says the winter months can be very deceiving, hear what she has to say on protecting your skin. Don’t miss this chance to get expert advice for glowing, healthy skin year-round. Check out www.EpiphanyDermatology.com.

In our last half hour it’s Your Health Matters, brought to you by Integrated Health Systems. Dr. Perry Maynard shares a couple of recent patient stories and how Integrated Health Systems is helping them travel their health journey. One client has been suffering with migraines for 18 years and now is finally getting some answers and great care. Another client suffered from an auto accident and sustained a concussion and experience md double vision in one eye. With proper testing and the team at Integrated Health Systems now has this patient on their way to being back to normal. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
On this episode of Water Talk, Paul Dowding, Owner of Water Pro’s Paul the Waterman shares some insights on what is going on at water treatment plants, and then explains his concerns on the quality of our drinking water. Water treatment plants use a variety of chemicals, including disinfectants like chlorine and chloramine, coagulants such as alum and ferric chloride to clump particles together, and pH adjusters like sodium hydroxide or sulfuric acid to control acidity. Other common chemicals include activated carbon to remove impurities and scale and corrosion inhibitors like phosphates to protect pipes. The big question is how are these chemical effecting our health and the quality of our drinking water. Unregulated contaminants are not tested. There is no exact number for all unregulated contaminants, as the number is constantly evolving, but at least 160 contaminants lack legal limits in U.S. tap water, and over 97 million people have been exposed to some unregulated contaminants. Call Water Pro’s today for your free in home water test 303-862-5554.

Then it’s our friend and Co-Worker Kim Monson, Host of the Kim Monson Show and Americas Veteran Stories on KLZ 560. Kim shares her concerns for Colorado, and encourages everyone to get her free 2025 Voters Guide by going to www.KimMonson.com. Kim is also the President of the Colorado Union of Taxpayers and she shares her new publication CUT which rates the Colorado Legislature. This has crucial information that every voter should receive and study.
*Key Bill Summaries
*How Did The Governor Rate?
*Senate Scores-High to Low
*House Scores-High to Low
*2025 Taxpayer Protectors
*Candidate/Legislator Pledge
*CUT President Insights

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley talk about the key differences between criminal and civil trials. Kevin explains what defines a “trial” and why most cases are resolved before reaching that stage—often due to cost, risk, and strategy. He distinguishes between jury and bench trials, outlining how attorneys decide which is best based on emotion, complexity, and client preference. Kevin details the unique features of criminal trials, including the high burden of proof (“beyond a reasonable doubt”) and the role of plea bargaining. He contrasts this with civil trials, where the standard is “preponderance of the evidence” and outcomes focus on liability and damages rather than guilt. The conversation closes with practical advice: understand your rights, trust your legal counsel, and carefully weigh the pros and cons of trial versus settlement. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan. Today Carolyn outlines the biggest estate-planning mistakes and how to avoid them. Common errors: no plan, failing to update after marriage, divorce, or births, mismatched beneficiary designations, overlooking incapacity planning, DIY documents that don’t meet Colorado law, poor asset titling, ignoring taxes, and keeping plans secret. Her fixes: create a will or trust tailored to your family, add medical powers of attorney and a living will, review beneficiaries and titles on accounts, coordinate assets with the plan, address taxes with professional guidance, tell fiduciaries where documents are kept, and review the plan every two years regularly. Carolyn offers a free 1/2 hour consultation, call 303-394-2358. Visit the website at www.duncanlegal.com.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy and Scott Whatley talk about the Colorado rebates. Randy reports that the Colorado Resident Rebate is changing! The current “immediate” rebate is $450.00, but January 1, 2026 that will be cut 50% to $225.00. Randy also talks about the importance of having a proper rack on your vehicle. Transporting your bike properly is very important. Randy says there are some huge markdowns and combined with the $450 rebate there are some fantastic savings available now. EBike of Colorado also sells Gift Cards. The great Staff at EBike of Colorado will help you find the right bike! “Just Try It”, take a test ride and feel like a kid again. EBike of Colorado has an outstanding service record and will absolutely take care of their customers! Located at 544 Front St. in Louisville, CO and open 10-7 Mon-Sun for your convenience! “Just Try It!” At e-bike Of Colorado their goal is to find you the right bike, not just sell you a bike! Check out the website at www.EbikeofColorado.com.

Then it’s “Listen Up” with Dr. Melissa Fling, Owner of Custom Ear Solutions. Our balance is one of those things we typically take for granted, until you start experiencing problems. It is very important that you seek medical attention right away. We also discuss other symptoms that you may experience that require medical attention. If you experience sudden hearing loss, dizziness or vertigo, ear pain, drainage or bleeding. Custom Ear Solutions mission is to protect your hearing. Invest in your hearing health today, schedule your hearing test now call 720-839-7705.

How would you like your vehicle to look brand new again? After, those summer road trips, does your interior need the professional cleaning by D Hand-Full Service Car Wash & Detail Center? Today, owner Aldrick Carrasco joins us in studio talks about their different Packages and if your vehicle needs a complete detail, the folks at D Hand are ready to help. I have been having our vehicles cleaned at D Hand for 2 years and they are amazing! Stop by today 15201 E Smoky Hill Dr. and tell them Scott sent you.

Then it’s “Listen Up” with Dr. Melissa Fling, Owner of Custom Ear Solutions. Our balance is one of those things we typically take for granted, until you start experiencing problems. It is very important that you seek medical attention right away. We also discuss other symptoms that you may experience that require medical attention. If you experience sudden hearing loss, dizziness or vertigo, ear pain, drainage or bleeding. Custom Ear Solutions mission is to protect your hearing. Invest in your hearing health today, schedule your hearing test now call 720-839-7705.

How would you like your vehicle to look brand new again? After, those summer road trips, does your interior need the professional cleaning by D Hand-Full Service Car Wash & Detail Center? Today, owner Aldrick Carrasco joins us in studio talks about their different Packages and if your vehicle needs a complete detail, the folks at D Hand are ready to help. I have been having our vehicles cleaned at D Hand for 2 years and they are amazing! Stop by today 15201 E Smoky Hill Dr. and tell them Scott sent you.

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