Today’s Guests:
On this edition of Water Talk, brought to you by Water Pro’s, Paul “The Waterman” Dowding, Owner of Water Pros and guest Mark Whitlach discuss the difference between unregulated containments by the EPA in our drinking water and regulated containments by the EPA. Why the consumer deserves to know the whole truth about containments in their water that we pay for from our municipality. Regulated Contaminants (What the EPA Enforces) – These are substances the Environmental Protection Agency has established legal limits for under the Safe Drinking Water Act. These contaminants are like Lead, Arsenic, Nitrates and certain bacteria. Unregulated Contaminants (The Bigger Conversation) – There is no legal requirements to remove them. There is limited and consistent testing. The big takeaway today is this—what’s regulated in our water is only part of the story. There’s a growing list of unregulated contaminants that science is still catching up to, and that’s where homeowners need to be proactive. It’s not about fear—it’s about being informed and making the best decisions for your family’s health. Call 303-862-5554 for your free in home water test, tell them Scott sent you.

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Today’s Guests:
On this episode of Legal Talk, brought to you by Flesch Law, Attorney Kevin Flesch joins Scott Whatley to explain why having a personal injury attorney who is willing to sue an insurance company and take a case to court can make a significant difference in the outcome of a claim. Kevin explains that insurance companies are businesses focused on minimizing payouts, and they often evaluate claims based on the level of risk involved—not simply on what is fair. One of the biggest factors they consider is whether the injured person’s attorney has a reputation for filing lawsuits and trying cases when necessary. The discussion highlights how the legal landscape changes once a lawsuit is filed. Discovery begins, defense attorneys become involved, court deadlines are established, and insurance companies face the possibility of presenting their case before a judge or jury. Kevin also explains why some law firms avoid litigation, noting that trials require considerable time, preparation, and expense. Unfortunately, that can leave injured clients accepting settlements that fail to account for future medical care, lost earning capacity, pain and suffering, and other long-term consequences. Before hiring a personal injury attorney, Kevin encourages listeners to ask three important questions: Will you sue the insurance company if necessary? Have you taken cases to trial? And are you prepared to go to court on my behalf? Those answers could have a lasting impact on the value of an injury claim and a person’s financial future. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

On this episode of Your Legacy Your Way, Attorney Carolyn Duncan of Duncan Legal talks about how crucial Estate Planning is and it ensures your assets are distributed as you wish, protects your loved ones by appointing Guardians and Caregivers. It can also minimize taxes and legal fees, and avoids the Probate process. It’s a roadmap for your legacy, ensuring your final wishes are honored and not dictated by the State. For a free half-hour consult, call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”. Be sure and get your free Guide Estate Planning Basics.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy Caranci, Owner of e-Bike Of Colorado and host Scott Whatley visit about the store, the Staff, and the successful process that puts customers at ease. Randy explains they have changed their “matching rebate” on some models, but several EBikes still receive the extra $225 off from EBike of Colorado. Located at 544 Front St. in Louisville, Colorado. Open 10–7 Mon–Sun for your convenience. Their goal? Find you the RIGHT bike—not just sell you a bike. Check out the website at www.ebikeofcolorado.com. Call them at 720-739-0299.

Then it’s “Listen Up” with Dr. Melissa Fling, Owner of Custom Ear Solutions. Dr. Fling says protecting your hearing is vital. Yes, being around loud noises constantly without hearing protection will damage your hearing, but also one shot, one unexpected loud noise could damage your hearing for life. Dr. Fling encourages our listeners to invest in their hearing health, come in for a comprehensive hearing exam and get a baseline on your current hearing ability. “Custom” is key, it means a perfect fit, and maximum protection. Check out the website at www.CustomEarSolutions.com.

In our final segment, it’s Allen Stack, Owner of Stack Optical. Since 1968 Stack Optical has been serving Coloradans for all of their Optical needs. The onsite lab is huge benefit for our customers, we can turn around our orders in most cases in just 2-3 days. Allen says many Optical stores cannot help folks with difficult prescriptions, but at Stack Optical, that’s one of our specialties. Eye Exams are on $69! Check out the website at www.StackOptical.com.

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Today’s Guests:
On this week’s Your Money Matters Radio Show, Kurt focused on three strategies buyers should understand in today’s market, Seller Concessions, Bridge Loan Options, and Loan Programs. Smart strategy makes all the difference in 2026. Call Kurt for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. On this week’s Medicare & More Show, Jim Garey, Founder of Silver Sherpa, Inc. says if you are turning 65 in the next 6-9 months Jim Garey, he is inviting you to attend on of his Educational Workshops.
Jim talks about the advantage of attending a Workshop and assures this is a non-selling event. This is strictly the beginning to guide you up Mount Medicare, where you will hear and see true facts about Medicare. Many are planning to continue their employment past 65, keep their benefits, only to get laid off then they are scrambling to get enrolled. Simply visit www.Sherpa123.com click on EVENTS and sign up for a date that’s most convenient for you. Jim also talks about some of the most common questions they receive at the Workshops so take a listen and learn more on why Silver Sherpa Inc can be your trusted Guide.

⛰️ Don’t climb Mt. Medicare alone.
Visit www.Sherpa123.com and click on the Events tab to reserve your seat at an upcoming Educational Seminar. If you’re turning 65 in 2026, it’s never too early to learn your options. Many people today are facing unexpected layoffs and weren’t planning on making Medicare decisions yet. Jim addresses these real-life situations during the free workshops so you can make informed, confident choices.

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Today’s Guests:
On this edition of the program, Scott Whatley welcomed former US Congressman and current Colorado gubernatorial candidate Greg Lopez for a candid conversation about his campaign, his decision to leave the Republican Party, and why he is now running as an unaffiliated candidate for governor. Lopez explained that his core conservative values have not changed, but he believes Colorado’s growing number of unaffiliated voters deserve a candidate focused on solving problems rather than advancing party politics. The discussion centered on the state’s most pressing challenges, including public safety, the economy, affordability, education, and restoring confidence in state government. Lopez shared his vision for reducing government overreach, supporting law enforcement, encouraging job growth, protecting individual liberties, and creating an environment where businesses and families can thrive. Scott also asked Lopez how he plans to work with both Republicans and Democrats if elected, emphasizing the importance of building consensus while remaining committed to principle. Lopez stressed that leadership requires listening, accountability, and a willingness to put Colorado citizens ahead of partisan interests. Whether listeners agree with every position or not, the interview provided valuable insight into Greg Lopez’s priorities, his leadership philosophy, and the message he hopes will resonate with Colorado voters as the gubernatorial race continues, visit the website at www.GregLopez.co.

On this edition of Your Health Matters, Scott Whatley visited with Functional Nutritionist Elizabeth Mahnke of Integrated Health Systems about what really happens after we eat and why healthy digestion is essential to overall wellness. Elizabeth explained that digestion is a gradual process, not something that happens in just a few hours. Food typically remains in the stomach for two to four hours before moving into the small intestine, where most nutrients are absorbed. The entire digestive process can take anywhere from 24 to 72 hours, depending on the individual and the type of meal consumed. Meals higher in protein and healthy fats generally digest more slowly, helping promote fullness and support more stable blood sugar levels. Elizabeth also discussed factors that influence digestion, including hydration, fiber intake, physical activity, and certain medications. She encouraged listeners to pay attention to persistent symptoms such as bloating, nausea, prolonged fullness, or abdominal pain, as these may signal an underlying digestive issue that deserves professional evaluation. It’s always a free initial consult call 303-781-5617 or visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
On this edition of Water Talk, brought to you by Water Pro’s, host Scott Whatley and Paul “The Waterman” Dowding discussed the importance of understanding what’s really in our drinking water. The conversation focused on disinfection byproducts (DBPs)—chemicals that can form when chlorine or other disinfectants react with naturally occurring organic matter in water. While disinfection is essential for protecting public health, long-term exposure to elevated levels of certain DBPs has been associated with potential health concerns. The program also addressed PFAS, often referred to as “forever chemicals,” which have become a growing concern because they do not easily break down in the environment or the human body. PFAS have been linked to a variety of potential health risks and have been detected in water supplies across the country. Paul explained that although municipal water meets regulatory standards, many homeowners choose additional treatment for greater peace of mind. Technologies such as activated carbon filtration and reverse osmosis can help reduce PFAS, disinfection byproducts, and other contaminants. As always, Water Pro’s encourages homeowners to begin with a free, no-obligation in-home water test to better understand their water quality and determine the best solution for their family’s needs. Call 303-862-5554 for your free in home water test, tell them Scott sent you.

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Today’s Guests:
On this episode of Legal Talk, host Scott Whatley sat down with Kevin Flesch of Flesch Law explains why having a personal injury attorney who is willing to sue the insurance company and go to court can make a critical difference in the outcome of a case. Kevin begins by addressing a common misconception that insurance companies will fairly settle injury claims on their own. In reality, insurance companies are for-profit businesses focused on minimizing payouts, and they closely track which attorneys are willing to file lawsuits and take cases to trial. Kevin explains that insurance companies evaluate claims based on risk, not fairness. One of their first questions is whether the injured person’s attorney is truly prepared to go to court. If the answer is no, settlement offers are often significantly lower. Once a lawsuit is filed, the dynamic changes dramatically. Court deadlines apply, evidence must be disclosed, depositions occur, and defense attorneys replace adjusters introducing real financial risk for the insurer. The discussion also highlights why some attorneys avoid trials and how that reluctance can hurt clients by undervaluing medical care, lost income, and long-term impacts. Kevin closes by encouraging listeners to ask direct questions before hiring an attorney, emphasizing that trial readiness protects an injured person’s present needs and future security. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

On this episode of Your Legacy Your Way, Attorney Carolyn Duncan of Duncan Legal talks about how adult children can encourage their parents to create an estate plan. Many parents avoid the conversation because it forces them to think about aging, illness, and death, or they believe estate planning is only necessary for wealthy families. Duncan explains that estate planning is really about making things easier for loved ones, not just about passing along assets. She encourages adult children to approach the topic with care and concern rather than pressure, focusing on honoring their parents’ wishes and protecting the family from future complications. Without a plan in place, the state may determine how assets are distributed, medical decisions can become complicated, and families may face costly probate proceedings. Duncan emphasizes that having a will, powers of attorney, and possibly a trust can prevent confusion and conflict, making estate planning one of the greatest gifts parents can leave their children. For a free half-hour consult, call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”. Be sure and get your free Guide Estate Planning Basics.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy Caranci, Owner of e-Bike Of Colorado and host Scott Whatley celebrate at e-bike of Colorado’s Birthday Bash at 544 Front St, to celebrate 9 wonderful years in business and kick off year number 10. We had a great crowd, awesome food and a spirited fan base, all who love EBike of Colorado. We had many who wanted to come on the show and tell the world about their buying experience, and how owning an Ebike was so much fun. Congrats to Randy and his Staff, we are looking forward to another great 10 years. If your bike needs service call EBike of Colorado. Located at 544 Front St. in Louisville, Colorado. Open 10–7 Mon–Sun for your convenience. Their goal? Find you the RIGHT bike—not just sell you a bike. Check out the website at www.ebikeofcolorado.com. Call them at 720-739-0299.

Then it’s “Listen Up” with Dr. Melissa Fling, brought to you by Custom Ear Solutions. Each week Dr. Fling states her mission “Protect Your Hearing” at all cost. It’s never too early to begin and it’s never too late to start. There is no doubt that hearing loss affects us all, but not just individually, it affects your personal relationships at home and work. Dr. Fling offers a very thorough Hearing Exam to help get a baseline on where your hearing is today. Then she will see “custom solutions” she has to protect your hearing in all of your daily and extracurricular activities. Invest in your hearing health today, schedule your hearing test now call 720-839-7705 and check out the website at www.CustomEarSolutions.com.

In our final segment Dustin Zvonek with the 76 Group, spends some time with us explaining petitions and gathering signatures for those Initiatives. We just wrapped up working together on Initiative 302, we needed 125,000 signatures and we turned in over 180,000. So without a doubt we should see “The Right to Hunt and Fish” on the November Ballot. A huge than you to all who donated time and money to get this accomplished. Initiative 302 will now receive an Amendment number for the Ballot and we will keep you informed.

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Today’s Guests:
On this week’s Your Money Matters Radio Show, Kurt talked about a program many homeowners may already qualify for — Streamline Refinances for those with an FHA or VA loan. A Streamline refinance is designed to make refinancing simpler, faster, and more affordable. In many cases, homeowners can refinance without an appraisal, without income documentation, and without increasing their base loan amount, as long as the new loan lowers the interest rate and payment. Depending on the loan balance and rate improvement, many homeowners may see monthly savings between $125–$300, making this a simple way to improve cash flow. We also discussed common questions about Streamlines, including how often they can be used when rates improve and the typical 7-month seasoning requirement before refinancing. Beyond Streamlines, Kurt also talked about financing strategies like reverse HELOC options for homeowners 55+, investment property opportunities in today’s buyer-friendly market, and why working with an independent mortgage broker can provide access to more lenders and loan options. If you currently have an FHA or VA loan, it may be worth exploring whether a Streamline refinance could help lower your rate and monthly payment. Call Kurt for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. On this week’s Medicare & More Show, Jim Garey, Founder of Silver Sherpa, Inc., joins us to discuss “Cobra Insurance”. We received a text from a listener would Cobra ever work and be my best choice if I’m under 65. Jim walks us thru several scenarios that covers about every situation. Cobra is a mathematical analysis, which the Silver Sherpa team will absolutely do for you. They will find the best coverage, that’s fits your needs at the best possible price. Jim reiterates, in his Workshops many people plan to work after 65 and the feel their job is secure. Only to find when they least expect it, that they are laid off. They have done no research on Medicare, they are lost, that’s why Jim, your Sherpa, pleads with everyone, come to a free Workshop, just so you have an understanding of Medicare and how it works. Then if the unexpected happens with your job, the Silver Sherpa team can take away the stress and get you signed up with Medicare and get a plan that puts you back in the drivers seat, you are now in control of your health coverage.
🎓 Educational Medicare Workshops – Jim shares details on upcoming no-cost Educational Medicare Workshops designed to help individuals and couples better understand their Medicare options and avoid costly mistakes.
✔️ Clear explanations of Medicare Parts A, B, C & D
✔️ Guidance for those turning 65 or already on Medicare
✔️ No pressure, no sales—just education
✔️ Personal questions answered in a friendly setting
👉 Registration is required
Visit www.Sherpa123.com and click on the Events tab to find a seminar location that works for you.
⛰️ Don’t climb “Mt. Medicare” alone. Let Silver Sherpa guide you—every step of the way in 2026 and beyond.
Let Jim walk beside you, explain your options, and help you reach the summit with confidence.
👉 Register today: www.Sherpa123.com
📞 Call or Text Jim: 303-865-5534
We can’t wait to see you at an upcoming workshop! 😊

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Today’s Guests:
Dustin Zvonek, Partner of 76 Group is with us to talk about the recent Initiative 302 which we are trying to get in the ballot this Fall which would make Hunting & Fishing a Constitutional Right in Colorado if it is voted in. Dustin also explains the process of the Ballot Initiatives and why it is so important that we all vote in the upcoming November election.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. On today’s show Dr. Perry Maynard shares some recent client stories. At Integrated Health Systems their goal is to find the cause of why you are not feeling well. Traditional medicine is quick to prescribe medication, surgery or we cannot find out what is wrong. It’s always a free initial consult call 303-781-5617 or visit their website at www.IntegratedHealthDenver.com.

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