Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley expands the conversation from last week’s radio show about personal injury beyond auto accidents. He highlights lesser-known but equally serious Personal Injury cases, including Slip and Fall Accidents, Dog Bites and Wrongful Death. Kevin also explains claims involving workplace injuries (outside workers’ comp), product liability, and even civil cases arising from assault. This episode emphasizes the importance of understanding your legal rights across a wide range of injury situations. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan. Attorney Carolyn Duncan at Duncan Legal, PC, focuses today’s topic on don’t procrastinate getting your Estate Plan done. Carolyn shares stories of some recent cases of emergency situations where families were not prepared. Free half-hour consult call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy breaks the great news that since the Rebate of $450 has officially ended through the State of Colorado that EBike of Colorado has decided to match the new $225 Rebate! Yes that means you get the full $450 at the point of sale off of your purchase. There are also still a few great bike with huge markdowns! “Just Try It”, take a test ride and feel like a kid again. EBike of Colorado has an outstanding service record and will absolutely take care of their customers! Located at 544 Front St. in Louisville, CO and open 10-7 Mon-Sun for your convenience! “Just Try It!” At e-bike Of Colorado their goal is to find you the right bike, not just sell you a bike! Check out the website at www.EbikeofColorado.com.

In our last half-hour Allen Stack, Owner of Stack Optical. Allen is celebrating 57 years in business. Stack Optical is your one stop shop for all of your Optical needs. Eye Exam for only $69, Eyeglass Repairs, Prescription Sunglasses, Contacts, Eyeglasses. With their onsite lab your glasses will be ready in 2-3 days (in most cases). Check out the website at www.stackoptical.com.

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Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to discuss
what truly determines your mortgage interest rate and why credit score plays the biggest role. While factors like income, equity, loan-to-value (LTV), and loan amount matter, the most influential is your credit score, which ranges from 300 (high risk) to 850 (low risk). Major lenders like Fannie Mae, Freddie Mac, and Ginnie Mae handle about 90% of all mortgages, and each loan must include Loan Level Pricing Adjustments (LLPAs) fees that reflect borrower risk. Kurt breaks down how credit scores directly impact costs: a 680 vs. 720 FICO can mean thousands in added fees or higher rates. Other risk factors include property type, loan purpose, and cash-out refinances. He also reviews what affects credit scores payment history (35%), credit utilization (30%), and credit age, mix, and new credit (35% combined). Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then, it’s another great episode of the Medicare & More Show with host Scott Whatley and special guest Jim Garey, Licensed Insurance Broker & Founder of Silver Sherpa, Inc. Jim talks about wrapping up the AEP (Annual Election Period) for Medicare. Jim reflects back on a few client stories and how he was able to help so many clients. Jim says Medicare is still so confusing, with all the TV and radio ads, the mail bombardment, it’s easy to see why it’s overwhelming. But with Silver Sherpa Inc. they are your Guide up Mount Medicare. The service they offer is free and then Jim and the Team will be beside you every year making sure you don’t get lost in the bizarre world of Medicare.
Jim also shares some about us Faith and how he uses this in his business daily. The free Workshops will once again be in full swing starting mid-January, so stay tuned for more details. As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies. Call 303-865-5534. ⛰️ Don’t climb “Mt. Medicare” alone — let Silver Sherpa be your guide every step of the way! Check out the website at www.sherpa123.com.

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Today’s Guests:
A couple of months ago, I decided to have my eyes checked for cataracts. I was referred to Colorado Eye Consultants and Dr. Robert Fish, from a very well respected Eye Surgeon who simply told me, Dr. Fish is the best. So I’m very happy to report, I have completed the surgeries, and wow, I am very pleased. So I wanted to bring to our listeners an interview with Dr. Fish, of Colorado Eye Consultants.
Dr. Fish tells us about his credentials and their philosophy about customer care at Colorado Eye Consultants. Dr. Fish also walks us through the cataract surgery process and the different options that are available today. I commented to Dr. Fish on how convenient their office is, where the medical side of the practice is connected to the Surgery Center, along with an Optical Center. If you have been considering Cataract Surgery, I highly recommend Dr. Fish and Colorado Eye Consultants.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. Today Dr. Perry Maynard is with us to discuss Falls, Fall Risk and some in home test you can do to check your balance. At Integrated Health Systems, Dr. Maynard explains their cutting edge technology to help diagnose properly balance and dizziness issues. Falls are the leading cause for TBI hospitalizations. If you fall it’s always better to seek medical attention and make sure you are not injured. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
On this episode of Water Talk, Paul “The Waterman” Dowding, Owner of Water Pros, tales the mic to host the show to bring you a ton of information about your water and how upgrading to a water filtration system can drastically improve your health and wellbeing. From microplastics to contaminants, your gonna love how it’s all eliminated with a Water Pros system. Call Water Pro’s today for your free Water Test! Call 303-862-5554.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley discuss DUI’s and other types of Alcohol/Drug traffic violations. Kevin’s opening comment, Don’t Drink and Drive! You must have a plan if you are going out to have drinks. There is so much to know if you receive are arrested for a DUI. Kevin will break it all down on today’s show, and Part 2 will air next Thursday. Contact Flesch Law immediately if you are arrested for a DUI. We lay it all out on what you can expect plug you get a DUI. What do you say and do when you are pulled over by the Police? Should you take Roadside test? Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan. Host Scott Whatley speaks with Attorney Carolyn Duncan of Duncan Legal about the sensitive but vital topic of conservatorship—how to protect loved ones who can no longer manage their finances or make sound decisions. Carolyn explains that in Colorado, a conservatorship is a court-appointed role that allows someone to oversee another’s financial matters, while a guardianship covers personal and medical care. The discussion highlights warning signs—like missed bills, confusion, or falling for scams—that may signal it’s time to step in. Carolyn outlines the court process, emphasizing safeguards, accountability, and the conservator’s duties, such as maintaining records and filing reports. She stresses balancing compassion with control, involving the loved one in decisions, and using less-restrictive alternatives whenever possible. Carolyn also reviews preventive tools like financial powers of attorney and living trusts, noting that early planning is an act of love. The episode closes with an invitation to contact Duncan Legal for compassionate guidance in protecting family and legacy. Free half-hour consult call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy and Scott Whatley are joined by 2 customers, Jacob and Veronica who just moved from Alabama. They tell their story of visiting EBike of Colorado. As we always talk about each week the Staff makes the difference, listen in to what these happy new EBike owners have to say. EBike of Colorado will be closed from Jan 1st – Jan 5th as Randy is rewarding his Staff with a fun getaway. The great Staff at EBike of Colorado is escited about 2026 and will help you find the right bike! “Just Try It”, take a test ride and feel like a kid again. EBike of Colorado has an outstanding service record and will absolutely take care of their customers! Located at 544 Front St.in Louisville and open 10-7 Mon-Sun for your convenience! “Just Try It!” At e-bike Of Colorado their goal is to find you the right bike, not just sell you a bike! Check out the website at www.EbikeofColorado.com.

Then it’s “Listen Up” with Dr. Melissa Fling, Owner of Custom Ear Solutions. Dr. Flings sole purpose is to help you protect your hearing. In this interview, Dr. Melissa Fling, Owner of Custom Ear Solutions, explains seven important reasons to get your hearing checked regularly. Like vision or dental exams, hearing tests catch problems early and help protect brain health, since untreated hearing loss is linked to memory issues and even dementia. Regular testing keeps you connected in conversations, supports safety and job performance, and tracks gradual changes over time. Early detection leads to better treatment outcomes, while healthy hearing also reduces stress, fatigue, and isolation—improving overall quality of life. Invest in your hearing health today, schedule your hearing test now call 720-839-7705.

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Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to discuss
what truly determines your mortgage interest rate and why credit score plays the biggest role. While factors like income, equity, loan-to-value (LTV), and loan amount matter, the most influential is your credit score, which ranges from 300 (high risk) to 850 (low risk). Major lenders like Fannie Mae, Freddie Mac, and Ginnie Mae handle about 90% of all mortgages, and each loan must include Loan Level Pricing Adjustments (LLPAs) fees that reflect borrower risk. Kurt breaks down how credit scores directly impact costs: a 680 vs. 720 FICO can mean thousands in added fees or higher rates. Other risk factors include property type, loan purpose, and cash-out refinances. He also reviews what affects credit scores payment history (35%), credit utilization (30%), and credit age, mix, and new credit (35% combined). Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey from Silver Sherpa. On today’s show, Jim Garey joins us and recaps the last several weeks of the AEP, (Annual Election Period. This was the time for all of those who are currently enrolled on Medicare to make any necessary change for 2026. Jim says there was so much confusion, but thanks to the Silver Sherpa team they were able to help hundred of clients select the right plans and in many cases saving them money. Now Jim ask “when are you turning 65? If you are turning 65 between now and June call Silver Sherpa Inc today. Their services are at no charge as the insurance companies pay the commissions. Don’t try and navigate the Medicare journey on your own, mistakes can be very costly. As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies.

Visit www.Sherpa123.com click on Events and sign up for a free talk at a local library where you will be given true factual information which is the first step to making the right steps in choosing your plan. Call 303-865-5534.

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Today’s Guest
Dr. Grant Bailey, Cardiologist with South Denver Cardiology joins us today to talk about Heart Disease which is the leading cause of death in the United States. Dr. Bailey talks about prevention, some tests and scans that are available at SDC. With heart disease, family history can dictate when you should see a cardiologist. This is a great interview with important facts about Heart Health.

Then it’s Water Talk brought to you by Water Pro’s. Dr. Bailey spent a few minutes with us as microplastics in our water are showing up in patients arteries. Dr. Bailey highly recommends a R/O system,( Reverse Osmosis) for your home. Dr. Bailey says our food and water is contaminated, take control of your Water Quality, call Water Pro’s today 303-862-5554.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley finish up our 2 part series on DUI’s. As we clearly stated these last 2 shows, do not drink and drive! Always have a plan. A first time DUI Conviction will cost you approximately $10,000.00 with Legal Fees, Insurance, Classes and Interlock Device. Kevin will share more facts about what you can expect if you are charged with a DUI. Kevin says future conviction will be more costly and include jail time. Contact Flesch Law immediately if you are arrested for a DUI. We lay it all out on what you can expect plug you get a DUI. What do you say and do when you are pulled over by the Police? Should you take Roadside test? Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan. Host Scott Whatley speaks with Attorney Carolyn Duncan of Duncan Legal about some critical steps to building a solid estate plan that protects your family and your legacy. It begins with taking an inventory of your assets, from property and investments to digital accounts. Next, clearly define your goals and beneficiaries to ensure your wishes are honored. Creating or updating your will is essential to direct asset distribution and appoint an executor. Establishing a trust can help avoid probate, minimize taxes, and safeguard loved ones. Designating powers of attorney for financial and medical decisions ensures someone you trust can act on your behalf if needed. Advance healthcare directives, such as a living will, guide end-of-life choices with compassion and clarity. Finally, review your plan regularly—especially after major life changes—to keep it current and effective. Together, these steps provide peace of mind and a lasting framework for protecting what matters most. The episode closes with an invitation to contact Duncan Legal for compassionate guidance in protecting family and legacy. Free half-hour consult call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”.

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