Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy Caranci, Owner of e-Bike Of Colorado and host Scott Whatley talk about the quality e-bikes they offer and why finding the right bike starts with one simple thing—a test ride. Randy encourages customers to “Just Try It” on EBike of Colorado’s own trail system. Riders can experience different terrain, hills, turns, and riding conditions while trying multiple bikes. It’s the best way to make sure the e-bike fits your size, riding style, comfort level, and needs before you buy. We also talked about the importance of service after the sale. EBike of Colorado professionally assembles every bike and test rides it before delivery, helping ensure customers are ready to ride with confidence. Their Segway Back-to-School Sale is now in full swing! Located at 544 Front St. in Louisville, Colorado. Open 10–7 Mon–Sun for your convenience. Their goal? Find you the RIGHT bike—not just sell you a bike. Check out the website at www.ebikeofcolorado.com. Call them at 720-739-0299.

Then it’s “Listen Up” with Dr. Melissa Fling, Owner of Custom Ear Solutions. On today’s show Dr. Fling discusses topics from Tinnitus to Ear Wax to Vertigo. The mission of Dr. Fling is to encourage you to get a hearing exam, get a baseline. Then do all you can to protect your hearing. Call Custom Ear Solutions today 720-839-7705.

If you love BBQ make your plans now to attend the Mile High BBQ Festival June 25-26, 2027 at the Jefferson County Fairgrounds. Kyle Willi, Founder explains all the details, including Divisions & Sponsorship Opportunities! Great family event. Brandon Anderson, Marketing Manager says follow along or if you have any questions www.MileHighBBQFest.com.

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Today’s Guests:
On this week’s Your Money Matters Radio Show, Kurt focused on three strategies buyers should understand in today’s market, Seller Concessions, Bridge Loan Options, and Loan Programs. Smart strategy makes all the difference in 2026. Call Kurt for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then, on this edition of Medicare & More, Scott Whatley is joined by Jim Garey, an independent Medicare broker and owner of Silver Sherpa, to discuss an important question for anyone approaching Medicare eligibility: When should you begin planning, and when should you call Jim?
Jim explains that Medicare timing can be confusing, especially for people who continue working beyond age 65. While some individuals enroll in Medicare when they first become eligible, others remain covered through an employer’s group health insurance. The right decision can depend on the size of the employer, the type of coverage available and individual circumstances, so understanding the rules before making a change is essential. The conversation also addresses what can happen when someone works past 65, stays on employer coverage and is unexpectedly laid off at age 68. Jim explains why it is important to act quickly, review available enrollment opportunities and avoid gaps in health coverage. Losing employer-sponsored insurance may create a Special Enrollment Period, but deadlines and requirements matter. Calling a knowledgeable Medicare professional as soon as employment or coverage changes can help ensure the transition is handled properly.
Jim encourages listeners not to wait until the last minute. Reaching out before turning 65, before retiring or whenever employer coverage may end can provide time to review options and prepare the necessary paperwork. He can help clients understand Medicare Advantage Plans, Medicare Supplement Plans and prescription drug coverage, while reviewing choices at no cost to the client. Also, if a Spouse is on the other spouses work insurance and they are not eligible for Medicare, Jim can assist with Health Insurance. Tune in to Medicare & More with Jim Garey and Silver Sherpa for practical guidance on Medicare timing, enrollment and making informed coverage decisions. Call 303-865-5534, tell them Scott sent you.
⛰️ Don’t climb Mt. Medicare alone.
Visit www.Sherpa123.com and click on the Events tab to reserve your seat at an upcoming Educational Seminar. If you’re turning 65 in 2026, it’s never too early to learn your options.

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Today’s Guests:
Scott Henke, Owner of Onsite Consulting, long time guest and friend of the show introduces us to AURA. Aura, is a computer/digital-security service. To be clear AURA is not primarily a computer repair service. It is a digital-security and identity-protection service. It combines things such as:
• Identity-theft monitoring
• Credit monitoring and alerts
• Dark-web/data-breach monitoring
• Bank and financial-account monitoring
• Antivirus
• VPN
• Password manager
• Protection against identity fraud
• Customer support and fraud-resolution assistance
Aura says its plans include $1 million of identity-theft insurance, subject to the policy’s terms and exclusions. For more information visit www.OnsiteDenver.com/Safety.
Call Onsite Consulting 720-482-8383 for any further questions.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. Today, Dr. Perry Maynard shares some patient stories, their symptoms, struggles and the success and on the road to better health. Your Health Matters is dedicated to education, prevention, and awareness—helping listeners better understand their health and make informed decisions. Always a free consultation 303-781-5617. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
On this episode of Water Talk, Host Scott Whatley sits down with Paul “The Waterman” Dowding of Water Pro’s to take a closer look at an important question: Could the water we drink every day affect our long-term health? The conversation examines growing concerns surrounding PFAS, microplastics, pharmaceuticals, metals, disinfection byproducts and other contaminants that may be present in drinking water. While clear, odorless water may look perfectly clean, some contaminants cannot be detected without proper testing. The discussion emphasizes an important distinction: detecting a substance does not automatically mean it is causing disease, and current research does not support blaming individual cancer cases on drinking water without specific scientific and medical evidence. The program also explores how pharmaceuticals can enter wastewater, why PFAS are often called “forever chemicals,” and how contaminants can potentially enter water after it leaves a treatment facility through aging pipes, fixtures, corrosion and household plumbing. When it comes to cancer and chronic illness, Scott and Paul stress the importance of being responsible with the message. Certain contaminants have documented health associations, but cancer has many potential contributing factors, including age, genetics, lifestyle and environmental exposures. The goal is awareness—not fear. The discussion then turns to practical solutions. Homeowners can review their municipal water reports, while private-well owners should take responsibility for regular testing. Water treatment should be based on actual test results rather than scare tactics or one-size-fits-all promises. Different technologies, including activated carbon, reverse osmosis and water softeners, address different water-quality concerns. The takeaway is simple: Know what is in your water before deciding what, if anything, you need to do about it. Water Pro’s offers free in-home water testing and helps Colorado families understand their water-quality and treatment options. Tune in to Water Talk Fridays Noon-1pm on KLZ 560 for a conversation about water quality, emerging contaminants and the importance of awareness, testing and prevention. Call Water Pro’s today at 303-862-5554 for your FREE in-home water test and tell them Scott sent you.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley visit discuss 2 areas of Law: Personal Injury and Criminal Defense Law. We start with Personal Injury Law and Kevin talks about why it’s so important to hire an attorney early in the process. We discuss some tips on what to do after you are involved in an accident. Kevin says insurance companies do all they can to minimize your clam. A recent client came to Flesch Law after representing himself, and had an offer on the table. The client hired Flesch Law to take over the case and wow, take a listen on the value that Flesch Law added to this client’s final settlement. Then we shift to Criminal Law, and some of the most common cases. What do you do after you are arrested? How should you choose a criminal Law attorney? We answer these questions and more on today’s Legal Talk. Take a listen to this show, then you will be well informed. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s “Your Legacy Your Way”, with Attorney Carolyn Duncan of Duncan Legal. On this edition of Your Legacy Your Way, host Scott Whatley is joined by Carolyn Duncan of Duncan Legal to discuss an important but often overlooked part of estate planning: Powers of Attorney.
A Power of Attorney can play a critical role in protecting your financial and legal interests if you become unable to make decisions for yourself. Carolyn explains what a Power of Attorney is, why it should be considered as part of a comprehensive estate plan, and what makes a Durable Power of Attorney different. The conversation also addresses a common misconception among married couples: that a spouse automatically has the legal authority to handle every financial, legal, or other important matter for their incapacitated spouse. Carolyn explains why having the proper documents in place can help avoid complications during an unexpected illness or incapacity.
Scott and Carolyn also explore what can happen when someone becomes incapacitated without a Power of Attorney and why that situation can create additional legal challenges for families. Another important distinction discussed is the difference between financial Powers of Attorney and health-care or medical decision-making documents. Carolyn explains that these documents serve different purposes and should be carefully considered when creating an estate plan. Finally, the interview looks at how much authority can be granted to an agent and whether a Power of Attorney can be customized to fit an individual’s wishes and circumstances. The goal is simple: understand your options, plan ahead, and make sure your wishes are clearly documented before a crisis occurs. Call Duncan Legal today 303-394-2358. Visit the website at www.duncanlegal.com.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy Caranci, Owner of e-Bike Of Colorado and host Scott Whatley focused the conversation on why so many people who purchase an e-bike say they wish they had made the decision years earlier. Randy explained how electric bikes make riding fun again by providing assistance on hills and against headwinds, allowing riders to travel farther without feeling exhausted. The discussion highlighted that e-bikes still provide excellent exercise while letting riders choose the level of assistance that best fits their needs. The show also explored how e-bikes are ideal for riders of all ages and fitness levels, helping people stay active and making it easier for couples and friends to ride together. Other benefits discussed included exploring new places, saving money on transportation, boosting confidence, and enjoying the mental health benefits that come from fresh air and outdoor activity. As Randy often says, the best way to understand the excitement is to “Just Try It.” If your bike needs service call EBike of Colorado. Located at 544 Front St. in Louisville, Colorado. Open 10–7 Mon–Sun for your convenience. Their goal? Find you the RIGHT bike—not just sell you a bike. Check out the website at www.ebikeofcolorado.com. Call them at 720-739-0299.

Then it’s Kyle Wille and Brandon Anderson with Vivid Visuals in Littleton. They just finished my truck with our new Sportsman of Colorado Radio wrap and they did an amazing job. From Vehicle Wraps, Window Tinting, Commercial Exterior Detailing to Clear Bras they’ve got you covered. Vivid Visuals 8119 Shaffer Pkwy Unit A107, Littleton, CO 80127.

Then it’s Dan Gates, Coloradans For Responsible Wildlife Management talking about Amendment 83, Constitutional Right to Hunt & Fish! Dan shares some great insights on why this is so important for Colorado’s wildlife, check out the website at www.WildlifeDeserveBetter.com. Also for more information on this and other Sportsman related issues, visit www.SaveTheHuntColorado.com.

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Today’s Guests:
On this 9/22/26 episode of Your Money Matters, Kurt Rogers of Affordable Interest Mortgage focused on “How are today’s mortgage rates affecting home purchases?” Kurt explains why many buyers are being cautious and waiting for rates to come down and why the interest rate may not be the only factor to consider when deciding whether to buy a home. Kurt looks at mortgage rates over the past five years, which have generally remained within a relatively narrow range. He explains what those rates mean for a 30-year mortgage and why waiting for a specific rate, such as 6%, 5.5%, or lower, could mean overlooking other opportunities in today’s housing market. Home appreciation is another important part of the equation. Colorado home values have continued to appreciate, while buyers are now seeing more inventory and potentially more motivated sellers. Kurt explains how seller concessions can help buyers with closing costs or mortgage rate buydowns. A seller concession of $10,000–$20,000, for example, may provide an opportunity to reduce the mortgage rate and potentially save more each month than simply waiting for market rates to fall. Kurt also discusses options for buyers who don’t have 20% to put down, including situations where a slightly larger loan and mortgage insurance may still result in meaningful monthly savings when combined with a rate buydown. For current homeowners, Kurt explains how home appreciation and accumulated equity may provide another financial tool. With household debt, credit-card interest rates, taxes, and insurance putting pressure on monthly budgets, using available home equity may potentially reduce overall monthly debt obligations. The key message: Don’t focus only on the mortgage rate. Understanding how to use your money, seller concessions, equity, and available financing options may be just as important. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

On this edition of Medicare & More, Scott Whatley is joined by Jim Garey, an independent Medicare broker and owner of Silver Sherpa, to discuss one of the most important times of the year for Medicare beneficiaries—the Annual Enrollment Period (AEP). Jim explains what AEP is, who it is designed for, and why this enrollment period can be an important opportunity for Medicare beneficiaries to review their current coverage. Medicare plans, benefits, premiums and provider networks can change from year to year, making it important to understand what your current plan will look like going forward. One of the biggest sources of confusion is the difference between Medicare Advantage Plans and Medicare Supplement Plans. Jim breaks down how these two approaches work, including differences in coverage, costs and how beneficiaries typically use their Medicare benefits. A key message from the interview is that beneficiaries do not have to navigate these decisions alone. Jim can review a client’s current Medicare plan and help them understand their options at no cost to the client.
Whether you are satisfied with your current coverage or wondering if another option may better fit your needs, understanding your choices is the first step. There no cost to just verify you have the right plan. Also, Host Scott Whatley recently attended a workshop brought to you by Silver Sherpa, and him ask Scott to share a few thoughts about his impressions of the workshop and the overall experience in attending. Tune in to Medicare & More with Jim Garey and Silver Sherpa to help make Medicare a little easier to understand. For more information call Jim today 303-865-5554 or contact him at www.Sherpa123.com.

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Today’s Guests:
Will Bruner, Pet Behaviorial Specialist for Lone Tree Veterinarian Medical Center discusses dog training. Who needs more training, the pet owner or the pet? This is a fun informative interview. Will offers several types of classes as well as private training. Call 303-708-8050 for more information. www.LoneTreeVet.com. Then Chris Rourke, Consultant with Coloradans Responsible for Wildlife Management joins us to talk about Amendment 83. Chris points out that she is not a hunter, yet realizes how vital Amendment 83 is for Colorado and its wildlife. Vote YES on 83! Supporting the Constitutional Right to Hunt & Fish. Amendment 83 (Formerly Initiative #302) – Constitutional Right to Hunt and Fish Requires 55% approval because it adds language to the state constitution. For more information visit www.SaveTheHuntColorado.com.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. Dr. Shane Steadman addresses the topic of how balance problems can affect much more than the way we walk. Dizziness, vertigo, and unsteadiness can interfere with everyday activities, reduce confidence, and even create a fear of falling. On this edition of Your Health Matters, Scott Whatley talks with Dr. Shane Steadman about understanding the many potential causes of balance problems and why identifying the underlying issue is so important. Dr. Steadman explains the difference between vertigo, lightheadedness, and general unsteadiness, while discussing the important role the inner ear plays in maintaining balance. They also explore other potential contributing factors, including vision, the nervous system, the brain, and the musculoskeletal system. The conversation takes a closer look at BPPV, a common cause of positional vertigo, and how certain movements can trigger symptoms. Dr. Steadman also discusses how balance problems are evaluated and how targeted care, specific exercises, and therapy may help retrain the body’s balance system. The discussion also focuses on fall prevention and why people shouldn’t simply accept ongoing dizziness or instability as a normal part of aging. Your Health Matters is dedicated to education, prevention, and awareness—helping listeners better understand their health and make informed decisions. Always a free consultation 303-781-5617. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
On this episode of Water Talk, Host Scott Whatley sits down with Paul “The Waterman” Dowding of Water Pro’s to discuss an important question: Could the water we drink every day have an impact on our long-term health? We hear increasingly about microplastics, pharmaceuticals, PFAS and other chemicals being detected in our water. While it’s important to recognize that the presence of a contaminant does not automatically mean it causes disease, these emerging concerns deserve awareness and continued research. Paul explains why clear, odorless water isn’t necessarily free of contaminants and what it really means when municipal water meets government standards. The conversation explores how microplastics can enter our water, how trace amounts of pharmaceuticals may make their way through wastewater systems, and why PFAS—often referred to as “forever chemicals”—have received so much attention. The message isn’t about panic. It’s about being informed. Understanding what may be in your water, having your water properly tested, and learning about available treatment options can help you make informed decisions about the water you and your family consume every day. Tune in to Water Talk Fridays Noon-1pm on KLZ 560 for a conversation about water quality, emerging contaminants and the importance of awareness, testing and prevention. Call Water Pro’s today at 303-862-5554 for your FREE in-home water test and tell them Scott sent you.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley talk about choosing the right personal injury attorney and how it can make a significant difference in the outcome of your case. On this edition of Legal Talk, host Scott Whatley visits with Kevin Flesch of Flesch Law to break down what every listener should know before hiring legal representation. Not all attorneys are the same—some firms focus on quick settlements, while others prepare every case as if it’s going to trial. That distinction alone can impact how insurance companies respond and how much compensation you may ultimately receive. The conversation highlights key questions to ask during a consultation, including who will actually handle your case, how communication will be managed, and what strategy will be used. Kevin explains the importance of understanding contingency fees, as well as the difference between attorney fees and case costs. He also stresses the value of hiring someone with local Colorado experience who understands the courts, judges, and legal process. Listeners are encouraged to watch for red flags such as poor communication, unrealistic promises, or pressure to settle too quickly. The bottom line: take your time, ask the right questions, and choose an attorney who will truly advocate for you every step of the way. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan of Duncan Legal. Today we discuss a common misconception—that estate planning is only for older or wealthy individuals. The truth is, planning early is one of the smartest financial and personal decisions young adults can make. Carolyn explains that estate planning isn’t just about distributing wealth—it’s about control and protection. Even in your 20s or 30s, having key documents like a will, powers of attorney, and healthcare directives ensures your wishes are honored if something unexpected happens. Without these in place, families can face unnecessary stress, legal complications, and court involvement during already difficult times. The conversation also highlights real-life scenarios where young adults benefit from planning—whether it’s protecting minor children, outlining medical decisions, or managing digital and financial assets. Life changes such as marriage, homeownership, or starting a family make having a plan even more critical. The key takeaway: estate planning isn’t about age—it’s about being prepared. Starting early provides peace of mind and builds a strong foundation that can grow and adapt with you over time. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”. Free half-hour consult call 303-394-2358.

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