Today’s Guests:
On this week’s Your Money Matters Radio Show, Kurt talked about how today’s mortgage conversation always begins with interest rates, which continue to move up and down based largely on the Fed Funds Rate and the 10-year bond market. Kurt believes this “rollercoaster” will continue over the next 12 to 18 months, making it important for buyers and homeowners to focus less on timing the market and more on their personal financial situation. He emphasizes asking the right questions before purchasing or refinancing, starting with affordability. Understanding your total payment—principal, interest, taxes, insurance, and possible HOA fees—is key, with most homeowners targeting 35% to 45% of their monthly income. Kurt also highlights the importance of credit scores, loan qualifications, and knowing your true costs, including closing expenses and cash-to-close. Whether buying or refinancing, being prepared financially and informed about your options can save thousands and lead to a much more confident decision. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. On this week’s Medicare & More Show, Jim Garey, Founder of Silver Sherpa, Inc., explains the value of working with an Independent Medicare Broker and why it doesn’t cost the client more. Jim discusses how every person’s Medicare needs are different based on their health, doctors, prescriptions, and individual circumstances—which is why choosing a plan simply because it works for a friend or relative may not be the best approach. He also explains that while some agents may avoid plans with low or no commissions, Silver Sherpa, Inc. helps clients explore all available options, regardless of commission, to find the program that best fits their needs. Learn more by attending one of Jim’s Educational Workshops and sign up at Sherpa123.com.

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Today’s Guests:
Dr. Shane Nau of Colorado Eye Consultants joined us to discuss the critical role vision plays in overall quality of life and how modern ophthalmology is helping patients see and live better. As a board-certified ophthalmologist specializing in comprehensive eye care and cataract surgery, Dr. Nau emphasized the importance of early detection, routine eye exams, and patient education. A Colorado native, Dr. Nau trained at the University of Colorado, completing both his medical degree and ophthalmology residency, and has earned numerous academic honors along the way. He brings not only clinical expertise but also a strong commitment to serving the community, including volunteer work with underserved populations in the Denver area. During the conversation, Dr. Nau explained how cataract surgery has advanced significantly, now offering patients improved vision with safer, more efficient procedures and quicker recovery times. He also talks about blepharoplasty, a procedure that can enhance both vision and appearance by addressing excess eyelid skin. What truly sets Dr. Nau apart is his patient-first approach—delivering high-quality care in a friendly, approachable manner. His goal is simple: help every patient maintain healthy vision so they can fully engage with the world around them.

Autoimmune Disease & Your Brain Health – On this edition of Your Health Matters, Dr. Perry Maynard discusses the connection between autoimmune disease and brain health and why problems with the immune system can sometimes affect much more than we realize. Autoimmune conditions occur when the immune system mistakenly attacks healthy cells and tissues. Dr. Maynard explains how this abnormal immune response and the resulting inflammation can potentially affect the brain and nervous system, contributing to symptoms such as brain fog, fatigue, memory difficulties, trouble concentrating, headaches, and changes in mood or energy. The discussion also looks at the relationship between inflammation, gut health, the immune system, and the brain. Dr. Maynard explains why identifying what may be driving inflammation is an important part of evaluating patients experiencing neurological or cognitive symptoms. Listeners will also learn about the importance of proper evaluation, testing, nutrition, sleep, exercise, and managing stress. It’s always a free initial consult call 303-781-5617 or visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
On this edition of Water Talk, Paul the Waterman welcomed special guest Mark Whitlach, a licensed professional in wastewater and water treatment, for an important conversation about Colorado’s water supply and where our water actually comes from.
The discussion began with the basics: What is an aquifer? Mark explained how underground layers of rock and sediment store and transmit groundwater and why these resources are so important to Colorado communities. Paul and Mark also discussed the major aquifers that make up the Denver Basin and how thousands of homes and wells depend on these underground water sources. The conversation also explored the critical role of water treatment plants in treating water and helping ensure it meets standards before reaching our homes. Could Colorado actually run out of water? Paul and Mark discussed the challenges created by drought, population growth, increased demand, and declining groundwater levels. For homeowners who rely on private wells, falling water levels can affect both water availability and potentially water quality. Knowing what’s in your water starts with testing. Call Water Pro’s today at 303-862-5554 for your FREE in-home water test and tell them Scott sent you.

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Today’s Guests:
On this episode of Legal Talk, host Scott Whatley sat down with Kevin Flesch of Flesch Law to talk about “Personal Injury”, law and while many people immediately think of car accidents, personal injury claims can arise from numerous circumstances, including truck and motorcycle crashes, slip-and-fall accidents, dog bites, unsafe property conditions, defective products, nursing home negligence, and even wrongful death cases. Personal injury law covers a wide range of situations where someone suffers harm because of another person’s negligence, recklessness, or wrongful conduct. A personal injury case is not limited to visible injuries such as broken bones. Victims may also experience traumatic brain injuries, neck and back injuries, chronic pain, emotional distress, lost wages, reduced earning capacity, and ongoing medical expenses. The impact of an injury often extends far beyond the initial accident and can affect a person’s health, finances, and quality of life for years. The purpose of a personal injury claim is to help an injured person recover compensation for losses caused by someone else’s actions. This may include payment for medical treatment, future care needs, lost income, pain and suffering, and other damages. Understanding what qualifies as a personal injury claim is important, as many people may have legal rights they are unaware of following an accident or injury.

Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

On this episode of Your Legacy Your Way, Attorney Carolyn Duncan of Duncan Legal talks about why adults of all ages can benefit from having a properly prepared estate plan. Whether you own a home, have children or grandchildren, run a business, have retirement accounts, or simply want to make things easier for the people you love, planning ahead can provide valuable direction and peace of mind. Carolyn discusses important estate-planning documents, including wills, trusts, powers of attorney, and advance medical directives. She also explains why beneficiary designations should be reviewed regularly and how an outdated or incomplete plan can create unnecessary confusion, expense, and family conflict. Estate planning isn’t only about what happens after you pass away. It’s also about protecting yourself during your lifetime by making sure trusted people are authorized to handle financial or healthcare decisions if you become unable to do so.
The message is simple: estate planning is about preparation, protection, and leaving clear instructions for the people who matter most. For a free half-hour consult, call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”. Be sure and get your free Guide Estate Planning Basics.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy Caranci, Owner of e-Bike Of Colorado and host Scott Whatley talk about an exciting week as they had a video film crew at the store we came out and did some interviews, and it just shows the growth and popularity of e-bikes are truly exploding. There so much misinformation and or assumptions about e-bikes, that’s why we have “Just Try It”, to educate and dispel many of the myths about e-bikes. Randy’s says this proves e-bikes are not a fad. Ebikes are fun, they are helping so many people, especially those over 60 to be able to get out, get some exercise, and yes, feel like a kid again. There are some great sales going on including the Segway Back to School Sale. The State of Colorado is still offering the $225 Rebate and on some models, the store is matching that Rebate, so a total of $450 off of your purchase at the time of sale. Come out take a test ride on the trail system and you will get to see why it’s so important to truly test ride and make sure the bike fits you. If your bike needs service call EBike of Colorado. Located at 544 Front St. in Louisville, Colorado. Open 10–7 Mon–Sun for your convenience. Their goal? Find you the RIGHT bike—not just sell you a bike. Check out the website at www.ebikeofcolorado.com. Call them at 720-739-0299.

Then it “Listen Up” with Dr. Melissa Fling our exclusive audiologist for Haystack Help Radio and Sportsman of Colorado Radio. Today we focused on “Custom fit” and how this what Custom Ear Solutions is all about. Then Dr. Fling once again encourages our listeners to get a comprehensive hearing exam. You must get a baseline of where your hearing is at, you can measure your hearing loss year by year if you don’t have a baseline. Invest in your hearing health today, schedule your hearing test now call 720-839-7705 and check out the website at www.CustomEarSolutions.com.

In our final segment we stopped by our friends at D Hand Full Service Car Wash & Detail Center – Smoky Hill location. Are you ready for your vehicle to look brand new again? Does your interior need the professional cleaning? Today, owner Aldrick Carrasco joins us and talks about their different Packages and if your vehicle needs a complete detail, the folks at D Hand are ready to help. I have been having our vehicles cleaned at D Hand for 2 years and they are amazing! We also have a great testimonial who has been using D Hand for a very long time, you will why we love the team at D Hand! Stop by today 15201 E Smoky Hill Dr. and tell them Scott sent you.

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Today’s Guests:
On this week’s Your Money Matters Radio Show, Kurt focused on three strategies buyers should understand in today’s market, Seller Concessions, Bridge Loan Options, and Loan Programs. Smart strategy makes all the difference in 2026. Call Kurt for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Host Scott Whatley and Jim Garey, Owner of Silver Sherpa Inc. On this week’s Medicare & More Show, Jim Garey, Founder of Silver Sherpa, Inc. wants to let our listeners know that in the metro area if you would like Jim to make a house call, he is happy to come to your home and sit down at your kitchen table and help you understand the journey up Mt. Medicare. Ok, Jim explains his business had been blessed and he is in need of some key team members, take a listen a Jim will explain the amazing opportunities available now at Silver Sherpa Inc. Here is your chance to be a part of a winning team with opportunities from Admin roles to Agent. Jim also explains license requirements and for the right person, Jim will cover that cost. For more information call Jim today 303-865-5554 or contact him at www.Sherpa123.com.

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Today’s Guests:
On this week’s show, Scott Whatley sits down with Dr. Celine Satija of Colorado Eye Consultants to discuss the latest advancements in eye care, with a special focus on corneal health. Dr. Satija, a board-certified ophthalmologist and corneal specialist, shares how modern procedures like corneal transplantation and crosslinking are restoring vision and improving quality of life for patients dealing with conditions such as keratoconus. She also explains the importance of early detection and regular eye exams, especially as technology continues to evolve in cataract and refractive surgery. Listeners gain insight into both routine and complex eye care, including options for those who have had prior procedures like LASIK. The conversation highlights a patient-first approach—taking time to understand concerns and tailor treatment plans—reinforcing Colorado Eye Consultants’ commitment to delivering cutting-edge care with a personal touch.

Then it’s Dr. Melissa Fling, Owner of Custom Ear Solutions. Dr. Fling talks about her mission of saving and protection the hearing you still have. It’s never too late to invest in your hearing health! Most of us will do an eye exam but many don’t think about their hearing health.Schedule your exam today with Dr. Melissa Fling. Check out the website at www.CustomEarSolutions.com.

On this edition of Your Health Matters, Scott Whatley visited with Functional Nutritionist Elizabeth Mahnke of Integrated Health Systems about what really happens after we eat and why healthy digestion is essential to overall wellness. Elizabeth explained that digestion is a gradual process, not something that happens in just a few hours. Food typically remains in the stomach for two to four hours before moving into the small intestine, where most nutrients are absorbed. The entire digestive process can take anywhere from 24 to 72 hours, depending on the individual and the type of meal consumed. Meals higher in protein and healthy fats generally digest more slowly, helping promote fullness and support more stable blood sugar levels. Elizabeth also discussed factors that influence digestion, including hydration, fiber intake, physical activity, and certain medications. She encouraged listeners to pay attention to persistent symptoms such as bloating, nausea, prolonged fullness, or abdominal pain, as these may signal an underlying digestive issue that deserves professional evaluation. It’s always a free initial consult call 303-781-5617 or visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
Water Talk with Host Scott Whatley and Paul the Waterman is brought to you by Water Pro’s, is helping Colorado families understand what’s really in the water they drink every day. This week, Paul takes a closer look at Colorado’s ongoing water-quality concerns, including PFAS “forever chemicals,” microplastics, pharmaceuticals, chlorine byproducts, and other contaminants that may be present in our water supply. We’ll also discuss a growing concern for Colorado homeowners—the Denver Basin and declining groundwater levels. If your home relies on a private well, don’t assume that means your water is automatically clean or safe. As groundwater levels drop, wells can be affected, and changes in water levels may also impact the quality, taste, odor, and mineral content of your water. Well owners need to pay attention. Water that looks clear can still contain contaminants you can’t see, smell, or taste. Know what’s in your water before you drink it. Call Water Pro’s today at 303-862-5554 to schedule your FREE in-home water test and find out what you and your family are really drinking and tell them Scott sent you.

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Today’s Guests:
On this episode of Legal Talk, host Scott Whatley sat down with Kevin Flesch of Flesch Law to discuss the five common mistakes that can significantly hurt a personal injury claim. First, delaying medical treatment can raise doubts about the seriousness of an injury and weaken the connection between the accident and the medical condition. Second, speaking too freely with the at-fault driver’s insurance company can be risky, as recorded statements may be used to reduce or deny a claim. Kevin also emphasized the importance of staying off social media, since photos and posts can easily be taken out of context. Following your doctor’s treatment plan is equally important, as missed appointments or ignoring medical advice may suggest your injuries are not as severe as claimed. Finally, waiting too long to contact an experienced personal injury attorney can result in lost evidence, fading witness memories, and missed legal deadlines. Taking the right steps immediately after an accident can make a significant difference in protecting both your health and your legal rights. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

On this episode of Your Legacy Your Way, Attorney Carolyn Duncan of Duncan Legal talks about a topic that many of her clients have shown to not have much knowledge about or simply do not understand what the 5 year “Look Back”, actually means. Carolyn says the Medicaid 5-Year Look-Back is one of the most misunderstood aspects of long-term care planning, yet it can have a significant financial impact on families. This episode explains what the look-back period is, why Medicaid reviews financial transactions made during the previous five years, and how those reviews determine eligibility for long-term care benefits. Listeners will learn the critical differences between Medicare and Medicaid, including why Medicare generally does not cover extended nursing home care while Medicaid often becomes the primary source of assistance for those who qualify. The discussion also explores why the look-back rule exists, what types of gifts and asset transfers can create problems, and how violations may result in a penalty period that delays Medicaid eligibility. Attorney Carolyn Duncan explains which assets may be exempt, including a primary residence under certain circumstances, one vehicle, personal belongings, and certain burial arrangements. The program also highlights common mistakes families make, such as waiting until a health crisis occurs, giving away assets without understanding the consequences, failing to maintain financial records, or relying on well-meaning but inaccurate advice. Most importantly, listeners will discover how proactive planning with an experienced elder law attorney can help protect assets, avoid costly mistakes, and provide greater peace of mind for themselves and their loved ones. For a free half-hour consult, call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”. Be sure and get your free Guide Estate Planning Basics.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Host Scott Whatley and Randy, talk about the quality e-bikes they offer and why finding the right bike starts with one simple thing—a test ride. Randy encourages customers to “Just Try It” on EBike of Colorado’s own trail system. Riders can experience different terrain, hills, turns, and riding conditions while trying multiple bikes. It’s the best way to make sure the e-bike fits your size, riding style, comfort level, and needs before you buy. We also talked about the importance of service after the sale. EBike of Colorado professionally assembles every bike and test rides it before delivery, helping ensure customers are ready to ride with confidence. Their Segway Back-to-School Sale is now in full swing! Located at 544 Front St. in Louisville, Colorado. Open 10–7 Mon–Sun for your convenience. Their goal? Find you the RIGHT bike—not just sell you a bike. Check out the website at www.ebikeofcolorado.com. Call them at 720-739-0299.

Then it’s “Listen Up”, with Dr. Melissa Fling, owner of Custom Ear Solutions. Our topic today is hearing loss, what is normal and at what age can the process start? Dr. Fling explains as we age what is normal and yet it’s never too late to start protecting your hearing.

In our final segment Rich Wyatt joins us and tells us about “An Exclusive Evening of Aviation, Cars & Unity” The date is Sunday August 30th from 4-6pm and Centennial Airport. VIP Tables are available, contact Rich at 303-475-5007. In recognition of the upcoming 25th anniversary of 9/11, JEFFCO GOP invites you to this special celebration. Independents, Democrats, Republicans – all are welcome! Take advantage of this opportunity to engage with the candidates while enjoying cocktails and hors d’oeuvres.

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