Today’s Guests:
Attorney Carolyn Duncan with Duncan Law joins us today to talk about the importance of having a complete Estate Plan. Carolyn can help you develop plans that provide instructions that allow you to maintain control over the administration of your estate, money, personal health, and medical treatment in the event of incapacity. A medical and Financial Power of Attorney are very important documents and are a vital piece to your Estate Plan. At Duncan Legal PC, they listen you your concerns and help you decide the best course of action that will protect you and your family. At Duncan Legal PC, it’s a complimentary initial consultation call 303-394-2358. Check out the website at www.duncanlegal.com.

Then it’s Your Health Matters brought to you by Integrated Health Systems. Today Nurse Practitioner, Sharon Blumenthal joins us as we discuss Diabetes as November is Diabetes Awareness Month. Sharon also talks about the importance of being pro-active with your health care. It is very important to get a full physical annually with bloodwork. We also discuss IV Therapy that is available at Integrated Health Systems. IV Therapy can also be a big help for your immune system. It’s always a free initial consult call 303-781-5617 or visit their website at www.IntegratedHealthDenver.com.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
We welcome back a new sponsor Premium Dent Repair. Isaac Lopez joins us and shares all that PDR has to offer. I recently had them repair my hail damaged truck and their work was excellent and about half the cost of other estimates I had received. Walk-ins are welcome and for appointments call 303-981-6282.

Then we talk to Dan Johnson, General Manager of Len Lyall Chevrolet about their amazing year end sales.

UP next is Aldrick Carrasco with D Hand Carwash & Detail Center is with us and Aldrick says now is the time to get your car looking brand new for the holidays. If you have a hard to buy for person in your life, how about a Gift Card to get a great wash or full detail. Monday is Ladies Day and Tuesday is Men’s Day with a $5 discount.

In our final segment, Dave Hart with Roof Savers of Colorado joins us to talk about the Roof Maxx treatment that can possibly save you from replacing your roof at this time. While Dave can absolutely help you if your roof does need to be replaced, his goal is to save your roof! Roof Savers of Colorado is a Member of the Haystack Help Home Team.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
On this episode of Legal Talk, Attorney Kevin Flesch with Flesch Law discusses some of the new laws that will take effect January 1, 2025. The most impactful one for most of us will be the new law regarding cell phone usage while driving. Did you know that just having your cellphone in your hand while driving will be illegal effective Jan 1, 2025! Now Adult drivers must use a hands-free device to make phone calls or use GPS. Listen in for more on the new laws. You can now TEXT the Flesch Law Line with your Legal Question: 720-201-8585. Attorney Kevin Flesch of Flesch Law has over 28 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com.

Then, we welcome back a new sponsor Premium Dent Repair. Isaac Lopez joins us and shares all that PDR has to offer. I recently had them repair my hail damaged truck and their work was excellent and about half the cost of other estimates I had received. Walk-ins are welcome and for appointments call 303-981-6282.

In our final segment, we talk about the best place to care for your pets! Lone Tree Veterinary Medical Center has been our personal care center for our pets for over 20 years. It’s wonderful to have the Veterinary care, Grooming, Training and Boarding all under one roof. Today Pet Behavioral Specialist, Will Bruner joins us to talk about the Training that is available at Lone Tree Veterinary Medical Center. Will says that this time of years “puppies” are a popular gift, but there are some careful considerations everyone should think about before making this decision. Will offers group training as well as private training for your dog. For more information visit www.LoneTreeVet.com.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! This is a fun show as we were live Friday night Dec 6th at eBike of Colorado for their Annual Customer Appreciation Party and for the Louisville Parade of Lights festivities. We had a chance to talk to some customers and employees of EBike of Colorado. It’s a great time to go out to the store and hey “Just Try It, take a ride on a few bikes on their trail system. How about a new eBike for your spouse or kids this Christmas. When you go in, make sure you mention you heard Randy on “Just Try It” KLZ 560AM. You will not find a better selection of ebikes, and we encourage you to visit the store located at 544 Front St in Louisville and “Just Try It”. Check out the website at www.ebikeofcolorado.com.

In our 2nd half hour, President & Founder of Safe Places For Women joins us and shares some insights on offering a path to recovery for victims of sex trafficking, sexual assault, and sexual exploitation. Safe Places For Women offers safety, services and a vision for their future. We hope by sharing this ministry you will consider a donation or even monthly support. Mission & Vision: We are here to help women who have experienced trauma-related issues, sex trafficking, sexual exploitation, sexual assault, involvement in prostitution, and those with addiction issues. In helping them, we offer safety, services, and a vision for their future.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guest:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage provides an expansive episode of Mortgage Insights. The full hour show is jam packed with everything you need to know, RIGHT NOW, about the current mortgage market and the new rate drop. Kurt provides detailed insights into the following, plus so much more!
1. Do all Mortgage Brokers – Loan Officers all use the same banks? What’s the difference?
2. Where do you see mortgage loans and the housing market headed by the end of 2024 and what about 2025?
3. What is the difference between Mortgage Debt and Household Debt?
4. So, with rates down, more homeowners are going to want to refinance or purchase a home – what should they do 1st to get the lowest rate, the lowest closing cost, and a stress-free process?

OUR EXPERIENCE CAN SAVE YOU MONEY!

1. AIM’S recent Growth & Expansion now serves 12 states and offers 38 Lenders with the most amazing loan programs. Affordable Interest Mortgage is now serving these 12 states: Colorado, Arizona, Wyoming, Kansas, Texas, Illinois, California, Indiana, Tennessee, Missouri, Florida, and Ohio.

2. We have expanded from 11 Lenders to 38 Lenders to offer a multitude of loan programs. In many cases, even better rates, faster service, more amazing First Time Home Buyer Loans, Fix & Flip Loans, Renovation Loans for First Time Home Buyers and Investors – all these options are worth exploring!

3. We’re now also offering Land Loans and Commercial Loans with 5 units or more. There’s so many incredible opportunities available. I’d love to explore them with you!

Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net.

Be sure to tune in every Tuesday at Noon – 1PM on 560AM KLZ for The Your Money Matters Radio Show. I am proud to be the exclusive Mortgage Broker for The Haystack Help Radio Home Team!

Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. Regulated by Division of Real Estate. MLO #100020228.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
Dr. Melissa Fling, the founder and owner of Custom Ear Solutions, joins us, we discuss my recent visit and hearing test. Contact Melissa offers several different types of custom hearing protection. This half-hour is filled with facts about your hearing and the importance of always protecting your ears. Call today for your hearing test, 720-839-7705 and visit her website at www.customearsolutions.com.

In our final 1/2 hour it’s Your Health Matters, brought to you by Integrated Health Systems. On today’s show Dr. Shane Steadman talks about how to make 2025 a healthier year. Think about this question: are you in better health this December, than you were last December?
Dr. Steadman stresses the importance of a good annual physical and getting some blood work done. Dr. Steadman also discusses the role our nutrition plays in our overall health. There is still time to use your Health Savings Account at Integrated Health Systems. It’s always a free initial consult call 303-781-5617 or visit their website at www.IntegratedHealthDenver.com.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
Lone Tree Veterinary Medical Center has been our personal care center for our pets for over 20 years. It’s wonderful to have the Veterinary care, Grooming, Training and Boarding all under one roof. Today Pet Behavioral Specialist, Will Bruner joins us to talk about the Training that is available at Lone Tree Veterinary Medical Center. Will says that this time of years “puppies” are a popular gift, but there are some careful considerations everyone should think about before making this decision. Will offers group training as well as private training for your dog. For more information visit www.LoneTreeVet.com.

The it’s our computer expert Scott Henke, Owner of Onsite Consulting. Scott shares a wealth of information and always has some great special offers and discounts for Haystack Help listeners. Voted top IT Company, Onsite Consulting is our trusted source for of your computer needs and service.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
Attorney Kevin Flesch of Flesch Law is with us to discuss the importance of having a plan when you’ll possibly be consuming alcohol. The Office Party, The House Party, maybe visiting a couple of homes to celebrate the season, Kevin urges everyone to HAVE A PLAN! A first time DUI charge can be well over $10,000! Kevin also goes into great deal about what the Police are looking for on the roads particularly during the Holiday season. What should you do when you are pulled over and you have been drinking? Please listen to this 30-minute podcast and be informed and ready. We want everyone to have a happy and joyful Holiday season and a Happy & Safe New Year. Attorney Kevin Flesch of Flesch Law has over 28 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com.

Then Steve Osterholzer, Founder & President “Of Mountains & Men joins us to talk about the mission and some of the upcoming adventures. Also, it’s the season for giving and donations. Please consider a financial gift to this terrific organization. Check out the website at www.OfMountainsandMen.org.

In our final segment, Dave Hart with Roof Savers of Colorado joins us to talk about the Roof Maxx treatment that can possibly save you from replacing your roof at this time. While Dave can absolutely help you if your roof does need to be replaced, his goal is to save your roof! Roof Savers of Colorado is a Member of the Haystack Help Home Team.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! This is a fun show as we were live Friday night Dec 6th at eBike of Colorado for their Annual Customer Appreciation Party and for the Louisville Parade of Lights festivities. We had a chance to talk to some customers and employees of EBike of Colorado. It’s a great time to go out to the store and hey “Just Try It, take a ride on a few bikes on their trail system. How about a new eBike for your spouse or kids this Christmas. When you go in, make sure you mention you heard Randy on “Just Try It” KLZ 560AM. You will not find a better selection of ebikes, and we encourage you to visit the store located at 544 Front St in Louisville and “Just Try It”. Check out the website at www.ebikeofcolorado.com.

In our 2nd half hour, President & Founder of Safe Places For Women joins us and shares some insights on offering a path to recovery for victims of sex trafficking, sexual assault, and sexual exploitation. Safe Places For Women offers safety, services and a vision for their future. We hope by sharing this ministry you will consider a donation or even monthly support. Mission & Vision: We are here to help women who have experienced trauma-related issues, sex trafficking, sexual exploitation, sexual assault, involvement in prostitution, and those with addiction issues. In helping them, we offer safety, services, and a vision for their future.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guest:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage addresses the questions:
1) When is it worth financing, what is the minimum I should be saving to make it worth it, and how long do I need to keep the loan to recoup the cost?
2) What exactly are closing costs and how much do they cost?
3) What about no closing costs loans? Don’t be fooled, they are not free!
4) What can I do as a homeowner to lower my cost?
5) How do I know the cost of my loan and what causes it to increase?

Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net.

Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)