Today’s Guests:
On this week’s Your Money Matters Radio Show, Kurt focused on three strategies buyers should understand in today’s market, Seller Concessions, Bridge Loan Options, and Loan Programs. Smart strategy makes all the difference in 2026. Call Kurt for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then, on this edition of Medicare & More, Scott Whatley is joined by Jim Garey, an independent Medicare broker and owner of Silver Sherpa, to discuss an important question for anyone approaching Medicare eligibility: When should you begin planning, and when should you call Jim?
Jim explains that Medicare timing can be confusing, especially for people who continue working beyond age 65. While some individuals enroll in Medicare when they first become eligible, others remain covered through an employer’s group health insurance. The right decision can depend on the size of the employer, the type of coverage available and individual circumstances, so understanding the rules before making a change is essential. The conversation also addresses what can happen when someone works past 65, stays on employer coverage and is unexpectedly laid off at age 68. Jim explains why it is important to act quickly, review available enrollment opportunities and avoid gaps in health coverage. Losing employer-sponsored insurance may create a Special Enrollment Period, but deadlines and requirements matter. Calling a knowledgeable Medicare professional as soon as employment or coverage changes can help ensure the transition is handled properly.
Jim encourages listeners not to wait until the last minute. Reaching out before turning 65, before retiring or whenever employer coverage may end can provide time to review options and prepare the necessary paperwork. He can help clients understand Medicare Advantage Plans, Medicare Supplement Plans and prescription drug coverage, while reviewing choices at no cost to the client. Also, if a Spouse is on the other spouses work insurance and they are not eligible for Medicare, Jim can assist with Health Insurance. Tune in to Medicare & More with Jim Garey and Silver Sherpa for practical guidance on Medicare timing, enrollment and making informed coverage decisions. Call 303-865-5534, tell them Scott sent you.
⛰️ Don’t climb Mt. Medicare alone.
Visit www.Sherpa123.com and click on the Events tab to reserve your seat at an upcoming Educational Seminar. If you’re turning 65 in 2026, it’s never too early to learn your options.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)