Today’s Guests:
On this episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch & Beck Law talks about Teen Drivers. Kevin says to make sure you know your Auto Policy. Check your Med Pay, UnInsured/Underinsured and get as much as you can afford. Also make sure your teen driver understands the Colorado Point System. Attorney Kevin Flesch of Flesch & Beck Law offers over 25 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. Tune in to Legal Talk, every Thursday at Noon – 12:30 PM on 560AM KLZ, with Attorney Kevin Flesch. It’s always a free consultation at Flesch & Beck Law Firm. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com.

In our second half hour we are happy to announce an exciting new procedure at IV Nutrition in Centennial. Owner Jim & Debbie Fraser join us to talk about MedWave. MedWave uses a revolutionary approach called narrow light technology. Jim & Debbie lay out all the benefits of this new therapy. Jim says exciting for clients to see the results immediately after their procedure. Mention Haystack Help Radio and your first treatment is only $88.00. Check out the website at: www.ivnutrition.com/locations/denver-centennial-co/

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! On today’s episode, Owner Randy Caranci and Scott discuss a lot of great topics and no doubt, this is a beautiful time of year in Colorado to be out and riding your EBike! Randy says if you are in the market for a mountain ebike, they are still offering some great discounts. Service after the sale is a huge reason why EBike of Colorado is the largest independent EBike dealer in the State. Come on out to the store in Downtown Louisville and “Just Try It”! The store is located at 544 Front St. and open 10-7pm Mon-Sun. Check out their website at www.ebikeofcolorado.com. Call 720-739-0299.

Then, Scott Henke, Owner of Onsite Consulting joins us and introduces a great local Ministry, Safe Places For Women. Ked Frank, President & Founder shares with us the amazing success of helping women of all ages turn their life around. For more information visit www.SafePlacesForWomen.org.

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Today’s Guest:
YES, it’s TRUE! Mortgage Interest rates dropped ½ percent and additional decreases appear to be planned for Nov-Dec., so WHO should be looking to refinance NOW and lock in a newer rate? On the 9/24/24 episode of Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage covers this along with several other questions his clients called and asked about just over the past weeks and so he’s sharing the Q&A’s on today’s show to give clarity and additional context to these burning questions:

1. If I start a mortgage loan to either purchase or refinance my home, should I lock now and if I do, what happens if the rate goes down? How can I protect myself?

2. What should I look for when someone is advertising a low mortgage interest rate? How can they put out false information?

3. I have been told that unless I save at least 1% of a lower mortgage interest rate, it doesn’t make sense to refinance, is that true?

4. I got a 30-year fixed rate, 3 years ago at 3% – I have approximately $55,000 in other debt, how can refinancing allow me to lower my payment and pay off my home loan faster – I only have 27 years left?

5. I don’t have a lot of money to put down to purchase a home – 5% – 10%. With the new requirement that I now have to pay my agent, how can I still be able to purchase a home?

Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net.

Be sure to tune in every Tuesday at Noon – 1PM on 560AM KLZ for The Your Money Matters Radio Show. I am proud to be the exclusive Mortgage Broker for The Haystack Help Radio Home Team!

Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. Regulated by Division of Real Estate. MLO #100020228.

Then, our special guest in studio is Phil Wilson, Owner of Certa Pro. Phil gives some insight to the Certa Pro way of doing business. A great advantage for Certa Pro customers that work with Phil is to work with Lauren, Color Consultant that helps customers in choosing the right colors. Make sure when you hire any Contractor they are licensed and insured. Phil is offering a $200 discount on any job over $2000 call 844-253-6952. CertaPro.com.

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Today’s Guests:
Today we share a segment from our Sportsman Of Colorado Radio Show concerning Proposition 127 that will be on the November Ballot. Vote “NO” on Proposition 127! Luke Wiedel, Vice Chair, Corporate Relations for RMEF – Rocky Mountain Elk Foundation and Lead Policy volunteer for Coloradans for Responsible Wildlife Management will join us for a discussion on Proposition 127 (Prohibit Bobcat, Lynx, and Mountain Lion Hunting.)

Science-based wildlife management is under attack! Proposition 127 is a dangerous ballot measure that intends to prohibit the hunting of mountain lions and bobcats in Colorado. Proposition 127 is a blatant attempt to undermine the authority of Colorado Parks & Wildlife, who for decades has utilized regulated hunting as an effective tool to manage our state’s mountain lion and bobcat populations. Coloradans know what’s best for our wildlife, and that’s to leave it to the professionals. VOTE NO on Proposition 127 and help ensure wildlife management policy stays rooted in science, NOT the ballot box.

Then, Dan Johnson, General Manager of Len Lyall Chevrolet says now is time for big savings on some hail damaged vehicles. Dan said he has a few Silverado’s with as much as $15,000 off. Also, there are some great rates now available. Len Lyall Chevrolet, Drive East and pay the least.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. Today, Functional Nutritionist Elizabeth Mahnke is with us to talk about the most common “misdiagnosed” disorders in functional nutrition. A good discussion on Hypoglycemia, Inflammation, Adrenal Fatigue, GERD. It’s always a free initial consult call 303-781-5617 or visit their website at www.IntegratedHealthDenver.com.

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Today’s Guest:
On this episode of Water Talk, brought to you by Paul the Waterman, Owner of Water Pros, Paul Dowding has a Red Alert to share! In our first segment we review an article from South Denver Cardiology and a report from Cardiologist Dr. Grant Bailey. Nanoplastics are very small micro-particles that are formed from the breakdown of plastics,” said Dr. Grant Bailey, a cardiologist with South Denver Cardiology Associates and AdventHealth. And those tiny micro and nanoplastics are being found in more and more spots. “And so what they’re finding now is that nanoplastics are entering the food chain and they’re entering the ecological cycle,” Bailey said. “So they’re being found in animals and of course, humans who ingest those animals. We’re also finding nanoplastics inside people.” We also replay a recent conversation with Engineer and Infrastructure Consultant “Mickey” about our water quality and the pharmaceutical contamination. Call Water Pros today for your free in home water test 303-862-5554. Check out the website at www.waterpos.net.

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Today’s Guests:
On this episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch Law explains some of the tactics of Insurance companies. Insurance companies and their shareholders are looking for a return on their investment. They want to pay out as little money as they can when settling a case. Kevin also shares some great insights on how to maximize your case. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com

Then it’s the “Just Try It” Radio Show segment brought to you by e-Bike of Colorado! On today’s episode, Owner Randy Caranci and Lucas (Sales Manager) explain the Rebate Program on e-bikes in Colorado. Some of the Rebate Programs are based on your income, but there are some huge rebates available. The store is located at 544 Front St. and open 10-7pm Mon-Sun. Check out their website at www.ebikeofcolorado.com. Call 720-739-0299.

In our final segment, Dan Johnson, General Manager at Len Lyall Chevrolet talks about their amazing car and truck sale event going on now, drive east and pay the least at Len Lyall Chevrolet, www.lenlyall.com.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! On today’s episode, Owner Randy Caranci covers slot of topics on EBikes. I highly encourage you to give eBike of Colorado the chance to show you their great inventory and take a test ride on their awesome trail system. They are open 7 days a week for your convenience. Ask about the Rebate program and tell them you heard about the store on KLZ 560. The store is located at 544 Front St. and open 10-7pm Mon-Sun. Check out their website at www.ebikeofcolorado.com. Call 720-739-0299.

Then Dave Hart with Roof Savers of Colorado joins us to talk about the Roof Maxx treatment that can possibly save you from replacing your roof at this time. While Dave can absolutely help you if your roof does need to be replaced, his goal is to save your roof! Roof Savers of Colorado is a Member of the Haystack Help Home Team.

In our final segment, Mark Witte and Tod Masters join us with Dryer Vent Wizards in Castle Rock. Each year there are almost 14,000 home fires caused by clothes dryers. About 27% of those caused by accumulated lint. Mark and Tod share even more facts on why you should make this a priority on your you “to do list. Call 720-677-2555 mention Haystack Help Radio and get $20 off of your cleaning.

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Today’s Guest:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage provides an expansive episode of Mortgage Insights. The full hour show is jam packed with everything you need to know, RIGHT NOW, about the current mortgage market and the new rate drop. Kurt provides detailed insights into the following, plus so much more!
1. Do all Mortgage Brokers – Loan Officers all use the same banks? What’s the difference?
2. Where do you see mortgage loans and the housing market headed by the end of 2024 and what about 2025?
3. What is the difference between Mortgage Debt and Household Debt?
4. So, with rates down, more homeowners are going to want to refinance or purchase a home – what should they do 1st to get the lowest rate, the lowest closing cost, and a stress-free process?

OUR EXPERIENCE CAN SAVE YOU MONEY!

1. AIM’S recent Growth & Expansion now serves 12 states and offers 38 Lenders with the most amazing loan programs. Affordable Interest Mortgage is now serving these 12 states: Colorado, Arizona, Wyoming, Kansas, Texas, Illinois, California, Indiana, Tennessee, Missouri, Florida, and Ohio.

2. We have expanded from 11 Lenders to 38 Lenders to offer a multitude of loan programs. In many cases, even better rates, faster service, more amazing First Time Home Buyer Loans, Fix & Flip Loans, Renovation Loans for First Time Home Buyers and Investors – all these options are worth exploring!

3. We’re now also offering Land Loans and Commercial Loans with 5 units or more. There’s so many incredible opportunities available. I’d love to explore them with you!

Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net.

Be sure to tune in every Tuesday at Noon – 1PM on 560AM KLZ for The Your Money Matters Radio Show. I am proud to be the exclusive Mortgage Broker for The Haystack Help Radio Home Team!

Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. Regulated by Division of Real Estate. MLO #100020228.

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Today’s Guests:
Scott Henke, Owner of Onsite Consulting joins us and says get ready for a change with Windows 11. Scott says there’s a new physical CHIP on the computer called a TPM Chip (Trusted Platform Module). It is required for Windows 11. Most computers more than 6 years old don’t have one. Microsoft recently announced that Windows 10 won’t get security updates after October 2025. The processor speed I circled means that you can’t upgrade to Windows 11. Onsite Consulting has refurbished Windows 11 desktops with 1-year warranty and lifetime hardware monitoring from $400 and laptops from $600. And they will take $100 off any of those when you do the Total Transfer. Email Scott@Henke.com mention you heard him on Haystack Help Radio he will check to see if your computer has the chip for Windows 11.

In our remaining half hour, it’s Your Health Matters, brought to you by Integrated Health Systems. Today, Dr. Perry Maynard joins us with an opening conversation on concussions. Recently, NFL Quarterback Tua Tagovailoa suffered a 3rd concussion injury and Dr. Maynard shares some great insights to concussions. At Integrated Health Systems they treat many conditions, and Dr. Maynard stresses their goal is to always find the cause. It’s always a free initial consult call 303-781-5617 or visit their website at www.IntegratedHealthDenver.com.

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Today’s Guest:
On this episode of Water Talk, brought to you by Paul the Waterman, Owner of Water Pros, Paul Dowding shares some more breaking news and truly alarming information about Pharmaceuticals in our drinking water. Paul references a 2014 study that over 600 pharmaceuticals have been detected in the environment globally. PFAS Lawsuits are now starting to develop. Some farmers in Texas are starting to see their health decline, their pets and livestock sickened and killed, their water poisoned, and their property values wiped out due to high levels of PFAS chemical contamination. Find out why Firefighters are at risk of developing certain cancers on todays show. Free in home water test, call Water Pros 303-862-5554. Check out the website at www.waterpos.net.

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