Today’s Guests:
On this episode of Legal Talk, host Scott Whatley sat down with Kevin Flesch of Flesch Law to discuss the five common mistakes that can significantly hurt a personal injury claim. First, delaying medical treatment can raise doubts about the seriousness of an injury and weaken the connection between the accident and the medical condition. Second, speaking too freely with the at-fault driver’s insurance company can be risky, as recorded statements may be used to reduce or deny a claim. Kevin also emphasized the importance of staying off social media, since photos and posts can easily be taken out of context. Following your doctor’s treatment plan is equally important, as missed appointments or ignoring medical advice may suggest your injuries are not as severe as claimed. Finally, waiting too long to contact an experienced personal injury attorney can result in lost evidence, fading witness memories, and missed legal deadlines. Taking the right steps immediately after an accident can make a significant difference in protecting both your health and your legal rights. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

On this episode of Your Legacy Your Way, Attorney Carolyn Duncan of Duncan Legal talks about a topic that many of her clients have shown to not have much knowledge about or simply do not understand what the 5 year “Look Back”, actually means. Carolyn says the Medicaid 5-Year Look-Back is one of the most misunderstood aspects of long-term care planning, yet it can have a significant financial impact on families. This episode explains what the look-back period is, why Medicaid reviews financial transactions made during the previous five years, and how those reviews determine eligibility for long-term care benefits. Listeners will learn the critical differences between Medicare and Medicaid, including why Medicare generally does not cover extended nursing home care while Medicaid often becomes the primary source of assistance for those who qualify. The discussion also explores why the look-back rule exists, what types of gifts and asset transfers can create problems, and how violations may result in a penalty period that delays Medicaid eligibility. Attorney Carolyn Duncan explains which assets may be exempt, including a primary residence under certain circumstances, one vehicle, personal belongings, and certain burial arrangements. The program also highlights common mistakes families make, such as waiting until a health crisis occurs, giving away assets without understanding the consequences, failing to maintain financial records, or relying on well-meaning but inaccurate advice. Most importantly, listeners will discover how proactive planning with an experienced elder law attorney can help protect assets, avoid costly mistakes, and provide greater peace of mind for themselves and their loved ones. For a free half-hour consult, call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”. Be sure and get your free Guide Estate Planning Basics.

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