Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to
break down the most important questions you should be asking if you’re financing a home, because the right questions lead to better decisions.
💵 What your monthly payment will look like
⏳ The loan term, interest rate, and APR
🔒 When it makes sense to lock your rate
📄 Credit, income, and down-payment requirements
🏠 Closing costs, mortgage insurance, points, and prepayment penalties
Kurt also clarified the difference between pre-qualifications and pre-approvals — how long each takes, how accurate they are, and why sellers take one far more seriously than the other. From there, he walked through the many loan options available today — Conventional, FHA, VA, USDA, and Non-QM — and why one loan does not fit everyone anymore. Your goals, income type, credit profile, and future plans all matter when choosing the right mortgage. Kurt touched on home appreciation, what really drives value, and why short-term market fluctuations shouldn’t distract you from long-term wealth building. Call Kurt for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. Today’s show is all about our Veterans and making sure they are aware of all their benefits and that fully understand their Medicare journey. Jim Garey, Owner and Agent Dylan Nava are back with us and we remind our listeners, that the Educational Workshops are back in full swing for 2026. Jim and Dylan explain the Medicare Advantage “giveback” plans, also known as Part B premium reductions, which are private insurance plans that pay for a portion or all of your monthly Medicare Part B premium. For 2026, the standard Part B premium is $202.90 per month. Don’t climb try to climb Mt Medicare alone, let Sherpa Jim Garey and Dylan Nava help you navigate and fully understand Your Medicare coverage. Visit www.Sherpa123.com, click on Events to reserve your spot at an upcoming educational talk with Jim Garey, seating is limited and with over 13,000 people turning 65 everyday, classes are filling up fast. Jim is ready to be your Guide. As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies. Call or text 303-865-5534.

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