Today’s Guests:
On this week’s Your Money Matters Radio Show, Kurt answered a common question from his clients – from homeowners and buyers alike:
“Are there loans that can help me buy or refinance a home and pay for improvements?” The short answer is yes — rehab loans, and there are several types depending on your goals. We talked about how rehab loans can be used for both purchases and refinances, whether you’re updating a home to live in long-term, increasing value to sell, or improving cash flow. These loans are available through Conventional, FHA, VA, and USDA programs, and they can be customized to fit your situation. Kurt explained the difference between Limited Rehab loans and Full Rehab loans:
🔨 Limited Rehab loans are designed for non-structural updates like kitchens, bathrooms, flooring, appliances, windows, roofing, HVAC, plumbing, electrical, and even finishing a basement — with up to $75,000 built in.

🏗️ Full Rehab loans go further and can include structural changes, room additions, and major renovations, with loan amounts based on the future appraised value of the home.

We also discussed ADUs (Accessory Dwelling Units) — how zoning plays a role and how rehab financing can help homeowners add space for family or rental income.

Kurt explained when you can do some work yourself versus when a licensed contractor is required, how rehab funds are released, and walked through real-world examples showing how future value plays into loan approvals.

Finally, we touched on home appreciation, why condition matters more than headlines, and why short-term market noise shouldn’t distract you from long-term value and wealth building. Call Kurt for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. On this week’s Medicare & More Show, Jim Garey, Founder of Silver Sherpa, Inc., opens the show to have a meaningful conversation about the deeper meaning behind the name Medicare & More. Jim shared that a recent listener asked about the “More” in the show’s title, which led him to dedicate part of the episode to explaining what the “More” represents from a Biblical perspective. Jim shared a recent moment outside King Soopers where he helped a hungry man with a sandwich and a Dr Pepper and prayed with him. He reflected on scriptures from 1 Chronicles 16 and Psalm 105:4-5, reminding listeners to seek the Lord and remember His works. For Jim, the “More” represents opportunities to serve others and make a difference in everyday moments.

Jim also reminded listeners that Educational Medicare Seminars are back in full swing for 2026.

✔ Clear explanations of Medicare Parts A, B, C & D
✔ Designed for those turning 65 in 2026
✔ Help for those unexpectedly laid off and needing Medicare guidance
✔ No pressure, no obligation — just education

👉 Registration is required.
Visit www.Sherpa123.com
and click the Events tab to reserve your seat.

⛰️ Don’t try to navigate Mt. Medicare alone — let the Silver Sherpa team guide you. 🎧

Listen:
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