Today’s Guests:
On this week’s Your Money Matters Radio Show, Host Scott Whatley visits with Kurt Rogers to break down a powerful strategy many homeowners overlook—debt consolidation using their mortgage. Kurt explains that while today’s mortgage rates may be higher than existing first mortgages, the real focus should be on total interest paid and overall household debt, not just rate alone. By calculating a “blended rate”—the combined interest across mortgage, auto loans, and high-interest credit cards—many homeowners are effectively paying far more than they realize. Consolidating that debt into one loan can significantly lower monthly payments, often by hundreds of dollars, while reducing total interest and accelerating payoff timelines. Kurt also highlights how this approach can improve cash flow, boost credit scores, and reduce financial stress—even for those planning to move in a few years. The conversation also covers the advantages of working with an independent mortgage broker, closing cost transparency, and unique tools like reverse HELOC options for homeowners 55+. Call Kurt for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. On this week’s Medicare & More Show, Jim Garey, Founder of Silver Sherpa, Inc. is joined by LTC specialist Alex Fekete, tackling one of retirement’s most overlooked risks—Long-Term Care. We had Alex on with us last week, but we had a few more topics to review with him. They emphasize a critical point: Medicare does NOT cover long-term care, including nursing homes, assisted living, memory care, or extended in-home care. Yet, while only about 7% of people over 65 have coverage, more than 70% will need some form of care—creating a major financial gap. In Colorado, nursing home costs average around $128,000 per year and continue to rise. Listeners called in with real concerns—using IRA/401(k) funds for LTC planning, qualifying later in life with health issues, and navigating confusing claims. The message was clear: planning early creates more options and less stress.
Bottom line—LTC planning isn’t just for retirees. It’s for anyone 40+ who wants to protect their savings and family. Silver Sherpa offers independent, personalized guidance to help you plan with confidence. Jim Garey, Silver Sherpa Inc is standing by to answer all your questions.

⛰️ Don’t climb Mt. Medicare alone.
Visit www.Sherpa123.com and click on the Events tab to reserve your seat at an upcoming Educational Seminar.

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