Today’s Guests:
On this week’s Your Money Matters Radio Show, Kurt answered a common question from his clients – from homeowners and buyers alike:
“Are there loans that can help me buy or refinance a home and pay for improvements?” The short answer is yes — rehab loans, and there are several types depending on your goals. We talked about how rehab loans can be used for both purchases and refinances, whether you’re updating a home to live in long-term, increasing value to sell, or improving cash flow. These loans are available through Conventional, FHA, VA, and USDA programs, and they can be customized to fit your situation. Kurt explained the difference between Limited Rehab loans and Full Rehab loans:
🔨 Limited Rehab loans are designed for non-structural updates like kitchens, bathrooms, flooring, appliances, windows, roofing, HVAC, plumbing, electrical, and even finishing a basement — with up to $75,000 built in.

🏗️ Full Rehab loans go further and can include structural changes, room additions, and major renovations, with loan amounts based on the future appraised value of the home.

We also discussed ADUs (Accessory Dwelling Units) — how zoning plays a role and how rehab financing can help homeowners add space for family or rental income.

Kurt explained when you can do some work yourself versus when a licensed contractor is required, how rehab funds are released, and walked through real-world examples showing how future value plays into loan approvals.

Finally, we touched on home appreciation, why condition matters more than headlines, and why short-term market noise shouldn’t distract you from long-term value and wealth building.

Call Kurt for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. On this week’s Medicare & More Show, Dylan Nava Agent with Silver Sherpa Inc joins us in studio a wow jam packed 1/2 hour with alot of great information. First Dylan invites our listeners to sign up for the free Educational Workshops. The Workshops are held monthly in Douglas, Jefferson, Arapahoe Counties. Visit www.Sherpa123.com click on Events and find a Workshop that works for you. Please sign up! Seating is limited! Dylan also discusses the difference between a Supplement plan and an Advantage Plan, this is very important to understand as you choose your plans. Dylan says a large portion of the Workshop attendees always have questions on what to do if they are still working and their company offers insurance plans. As we always say don’t try to navigate Mt. Medicare alone, use Jim Garey and Dylan Nava as your Sherpas! 303-865-5534.

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