Today’s Guests:
On this week’s Your Money Matters Radio Show, Kurt talked about how today’s mortgage conversation always begins with interest rates, which continue to move up and down based largely on the Fed Funds Rate and the 10-year bond market. Kurt believes this “rollercoaster” will continue over the next 12 to 18 months, making it important for buyers and homeowners to focus less on timing the market and more on their personal financial situation. He emphasizes asking the right questions before purchasing or refinancing, starting with affordability. Understanding your total payment—principal, interest, taxes, insurance, and possible HOA fees—is key, with most homeowners targeting 35% to 45% of their monthly income. Kurt also highlights the importance of credit scores, loan qualifications, and knowing your true costs, including closing expenses and cash-to-close. Whether buying or refinancing, being prepared financially and informed about your options can save thousands and lead to a much more confident decision. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More brought to you by Silver Sherpa Inc. On this week’s show Agent Dylan Nava join us and invites our listeners to attend one of their upcoming Workshops. To find a Workshop near you, visit www.Sherpa123.com click on Events and find a date and location and sign up. Dylan encourages everyone, even if you are 64, come and hear what Medicare is all about and get your questions answered. Dylan shares some recent testimonials, and a couple of recent client stories where Silver Sherpa Inc. saved the thousands of dollars annually. Silver Sherpa Inc represents over 30 Insurance companies, so truly they are a Broker, with their allegiance to you the client, not the insurance company. So much to know with Medicare, Dylan explains that many folks are confused about Supplement Plans vs Advantage Plans. The Educational Workshops are full of information. There is no charge for the Workshops, but you must sign up at www.Sherpa123.com or call 303-865-5534.

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