Today’s Guest:
If you’re even curious about refinancing your mortgage, this 1-hour jam packed episode of The Your Money Matters Radio Show is for you! Kurt Rogers, Managing Broker at Affordable Interest Mortgage covers it all!

Here’s the highlights:
Kurt provides a brief statement about the NAR – National Realtors Association Settlement and the changes to how homes are sold and the paperwork that is required, which goes into effect on August 15, 2024.

Kurt also talks about in detail the “6” main areas of focus that you should be concentrating on if you are thinking about a mortgage refinance:
1. Your Credit Score
2. Equity – debt on hour home vs the appraised value
3. DTI – Debt to Income and the “ratio”
4. Proof of Reliable Income
5. Property Value as determined by an Appraiser through AMC
6. Reserves – funds available in bank accounts

He also provide detailed answers to the following “10” MOST COMON QUESTIONS that my customers are asking me. Perhaps you have the same questions:
Question #1: Many homeowners have mortgage interest rates in the 4% range, does it ever make sense to refinance?
Question #2: Is now a good time to buy or should I wait until rates come down?
Question #3: How much do I save if the rates go down half a point?
Question #4: Why should I use a mortgage broker versus a bank?
Question #5: When should I pay points to get a lower mortgage interest rate?
Question #6: With the value of homes up, along with the mortgage interest rates up, how can you help someone qualify for a home?
Question #7: What’s the best loan for me?
Question #8: Is there a time when paying mortgage insurance is better?
Question #9: Where do you see mortgage loans and the housing market will be by the end of year?
Question #10: If someone is thinking about refinancing or purchasing a home either now or when rates come down, what should they do prior to save the most – get the best rate and have the process go smoothly?

Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender.

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