Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to discuss one of today’s most common questions: Is now the right time to buy a home? While rates may continue to drop, Kurt explains that waiting for a full percent decrease may save only $77 per month, while rising home prices could erase those gains. Historically, homes have appreciated an average of 4.27% annually, making ownership a long-term wealth builder compared to renting. Kurt outlines how buyers are navigating today’s market 21% paying over asking, 31% cash buyers, and 28% first-timers with homes averaging just 28 days on market. He also shares insights on refinancing, noting that savings often occur with just a .5% rate drop, especially when combined with debt consolidation. FHA and VA borrowers enjoy streamlined options with lower costs and easier qualifications. Ultimately, Kurt emphasizes that homeownership builds equity, reduces debt, and provides financial stability beyond short-term interest rate concerns. Call Kurt today at 720-895-0500 for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. Jim says circle the date, October 15, 2025. This is the Official first day of the ORP Open Enrollment Period which in the context of Medicare, is the Medicare Advantage Open Enrollment Period. The OEP also allows Medicare Advantage beneficiaries to make a one time change to their plan. Jim also shares some interesting client stories. Visit www.Sherpa123.com, click on Events to reserve your spot at an upcoming educational talk with Jim Garey. Don’t try and climb Mt. Medicare alone, Jim is ready to be your Guide. As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies. Call 303-865-5534.

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