Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to explain the the wide variety of loan programs available, including conventional, government-backed (FHA, VA, USDA), and non-QM loans. He stresses the importance of evaluating a borrower’s ability and stability—such as job, income, and asset history—to determine the right loan. While the 30-year fixed conventional loan is the most common, government loans offer lower down payments, higher debt-to-income (DTI) ratios, and more flexible guidelines. Kurt explains DTI ratios and the importance of credit scores, which are based on factors like payment history and credit mix, to assess a borrower’s financial reliability.

Call Kurt today at 720-895-0500 for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa. Today, Jim breaks down the upcoming AEP, Annual Enrollment Period which starts Oct 15, 2025 and ends on Dec 7, 2025. In just a few weeks the new rates for 2026 will be published and Jim said yes, we will see rate increases. Medicare is testing out the “Pre-Authorization” requirement in several States. While Colorado is not one of the participating States, he feels it is coming soon. Visit www.Sherpa123.com click on Events and sign up for a free talk at a local library where you will be given true factual information which is the first step to making the right steps in choosing your plan. Call 303-865-5534. As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies.

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