Today’s Guests:
On this week’s Your Money Matters Radio Show, Kurt focused on First Time Home Buyers. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. On this week’s Medicare & More Show, Jim Garey, Founder of Silver Sherpa, Inc. and Agent Dylan Nava join us today for the show. Jim starts off with some great advice – do NOT make your Medicare choices based on what your friends or relatives advise you to do. Everyone is in a different situation, at Silver Sherpa, Inc our services are free of charge, don’t make a mistake, it could cost you in coverage and money. The Educational Workshops are in full swing. Agent Dylan Nava with Silver Sherpa, Inc takes us through the Medicare process for the ones that may be new to Medicare. A “Sherpa” is a Guide, not just any Guide but a specialized Guide. Dylan encourages our listeners not to navigate Mt. Medicare alone, let the Silver Sherpa team guide you each step of the way.

🎓 Educational Medicare Seminars – Back in Full Swing for 2026
Workshops are filling up and back in full swing!
✔️ Clear explanations of Medicare Parts A, B, C & D
✔️ Designed for those turning 65 in 2026
✔️ Help for those unexpectedly laid off and needing Medicare guidance
✔️ No pressure, no obligation — just education
✔️ Your personal questions answered in a welcoming setting
👉 Registration is required

Visit www.Sherpa123.com and click on the Events tab to reserve your seat at an upcoming Educational Seminar. If you’re turning 65 in 2026, it’s never too early to learn your options. Many people today are facing unexpected layoffs and weren’t planning on making Medicare decisions yet. Jim addresses these real-life situations during the free workshops so you can make informed, confident choices.

Listen:
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Today’s Guests:
Allen Stack, Owner of Stack Optical. Check out the great Google reviews at www.StackOptical.com
How long has it been since you have had an Eye Exam? Allen has kept his price $69 for your complete exam. A “contact exam” is $99.00.
If you own glasses probably they have needed repaired at one time or the other. Stack Optical can handle all of your needed repairs. The ne thing Allen warns against using is super-glue, DO NOT use it, just some tape. Tints, Allen explains some different tints and what works best in different settings, like for golf, hunting, skiing, shooting etc. Stack Optical specializes in hard Prescriptions, with their onsite lab, you will have your glasses in most cases 3-4 days. Sunglasses, Contacts, Eyeglasses. Check out the website at www.stackoptical.com.

Then it’s Your Health Matters brought to you by Integrated Health Systems. Dr. Perry Maynard joined us to discuss what many doctors may not fully explain about hypothyroidism. He emphasized that nearly 90% of hypothyroid cases in the U.S. are caused by Hashimoto’s disease, an autoimmune condition not simply an iodine deficiency. In Hashimoto’s, the immune system mistakenly attacks the thyroid gland, gradually impairing its ability to produce hormones. This can lead to classic hypothyroid symptoms such as fatigue, dry skin, hair loss, weight gain, and brain fog. However, Dr. Maynard explained that patients may also experience periods of hyperthyroid symptoms including anxiety, heart palpitations, insomnia, and weight loss — as damaged thyroid tissue releases stored hormones into the bloodstream. These swings often cause fluctuating TSH levels and frequent medication adjustments, leaving patients frustrated. Dr. Maynard also stressed the importance of comprehensive testing, including thyroid antibodies, not just TSH alone. He also discussed a functional medicine approach that looks at immune triggers, gut health, inflammation, stress, and nutrient status to address root causes rather than simply managing symptoms. Understanding the autoimmune component is key to developing a more effective, long-term strategy for thyroid health. Call 303-781-5617 to schedule your appointment. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
On this episode of Water Talk, Paul “The Waterman” Dowding, Owner of Water Pros, joins us and talks about the water problems currently in Castle Rock, CO. Many people are complaining about the chlorine smell and taste, and yes many are having health problems due to this problem. We take a call from Karen who purchased from Water Pro’s and she lays out all of her concerns she had for her water and after visiting with Paul the Waterman she knew Paul took the time to educate her and she knew the Water Pro’s system was her choice for delivering high quality water to her home for their family. Paul also talks about the importance of transparency in pricing, no gimmicks, no “smoke and mirrors” just an honest presentation and making the customer a fair deal is the Water Pro’s way. Call 303-862-5554 for you free in home water test.

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Today’s Guests:
On this episode of Legal Talk, host Scott Whatley sat down with Kevin Flesch of Flesch Law to discuss what people should know and do after an accident. The conversation made it clear that what happens in the first hours and days after an injury can significantly impact a claim.
Kevin emphasized that insurance companies are businesses focused on minimizing payouts, not ensuring fairness. One of the biggest mistakes people make is giving recorded statements too quickly or assuming the insurer will “take care of everything.” He explained that insurers evaluate risk especially whether an attorney is willing to file a lawsuit and go to court if necessary. The interview also covered what makes a case strong, how contingency fees work, and when it’s critical to hire legal representation. Kevin advised listeners to prioritize medical care, document everything, and seek experienced legal guidance early. The key takeaway: protect your health first, don’t navigate the insurance process alone, and understand that having an attorney who is prepared to litigate can make a meaningful difference in the outcome of your case. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

On this episode of Your Legacy Your Way, Attorney Carolyn Duncan of Duncan Legal talks about how crucial Estate Planning is and it ensures your assets are distributed as you wish, protects your loved ones by appointing Guardians and Caregivers. It can also minimize taxes and legal fees, and avoids the Probate process. It’s a roadmap for your legacy, ensuring your final wishes are honored and not dictated by the State. For a free half-hour consult, call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”. Be sure and get your free Guide Estate Planning Basics.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. EBike of Colorado is still matching the State of Colorado Rebate of $225.00, so take advantage of the total of $450.00 rebate only at EBike of Colorado. Today we touch on a lot of great topics and we want to thank our KLZ listeners for supporting EBike of Colorado, Randy said 3 couples last week came in and bought bikes. Remember “EBike Responsibly”, Be safe and courteous! Take a test ride today and “Just Try It”, 544 Front St. in Louisville, CO. Check out the website at www.EbikeofColorado.com.

Then it’s “Listen Up” with our Audiologist, Dr. Melissa Fling, and Owner of Custom Ear Solutions. In today’s show, Dr. Fling explains seven important reasons to get your hearing checked regularly. Like vision or dental exams, hearing tests catch problems early and help protect brain health, since untreated hearing loss is linked to memory issues and even dementia. Regular testing keeps you connected in conversations, supports safety and job performance, and tracks gradual changes over time. Early detection leads to better treatment outcomes, while healthy hearing also reduces stress, fatigue, and isolation—improving overall quality of life. Invest in your hearing health today, schedule your hearing test now call 720-839-7705 and check out the website at www.CustomEarSolutions.com.

Listen:
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Today’s Guests:
On this week’s Your Money Matters Radio Show, Kurt focused on Reverse Mortgages with guest Mike Genova. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. On this week’s Medicare & More Show, Jim Garey, Founder of Silver Sherpa, Inc. and Agent Dylan Nava join us today for the show. Jim recaps a previous show we did with Pam Kidd where Pam talked about how her company helps Veterans with their benefits. For more information visit www.USABenefitsForVeterans.com. Then Jim reviews some of the upcoming Educational Workshops sharing some dates and times. Visit www.Sherpa123.com click on Events to find a complete list of Workshops. Please register for the Workshop you would like to attend. Dylan also explains about the current open enrollment which is a separate Medicare Advantage Open Enrollment Period exists from January 1 to March 31, restricted to those already in a Medicare Advantage plan who want to switch plans or return to Original Medicare.
🎓 Educational Medicare Seminars – Back in Full Swing for 2026
Workshops are filling up and back in full swing!
✔️ Clear explanations of Medicare Parts A, B, C & D
✔️ Designed for those turning 65 in 2026
✔️ Help for those unexpectedly laid off and needing Medicare guidance
✔️ No pressure, no obligation — just education
✔️ Your personal questions answered in a welcoming setting
👉 Registration is required
Visit www.Sherpa123.com and click on the Events tab to reserve your seat at an upcoming Educational Seminar. If you’re turning 65 in 2026, it’s never too early to learn your options. Many people today are facing unexpected layoffs and weren’t planning on making Medicare decisions yet. Jim addresses these real-life situations during the free workshops so you can make informed, confident choices.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
A couple of months ago, I decided to have my eyes checked for cataracts. I was referred to Colorado Eye Consultants and Dr. Robert Fish, from a very well respected Eye Surgeon who simply told me, Dr. Fish is the best. So I’m very happy to report, I have completed the surgeries, and wow, I am very pleased. So I wanted to bring to our listeners an interview with Dr. Fish, of Colorado Eye Consultants.
Dr. Fish tells us about his credentials and their philosophy about customer care at Colorado Eye Consultants. Dr. Fish also walks us through the cataract surgery process and the different options that are available today. I commented to Dr. Fish on how convenient their office is, where the medical side of the practice is connected to the Surgery Center, along with an Optical Center. If you have been considering Cataract Surgery, I highly recommend Dr. Fish and Colorado Eye Consultants.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. Dr. Shane Steadman’s interview focuses on understanding cardiovascular health beyond basic cholesterol and blood pressure numbers. He explains that heart health reflects how well the brain, blood vessels, and circulation work together to support energy, cognition, and longevity. The discussion highlights both traditional risks high blood pressure, diabetes, smoking, and inactivity and often-missed drivers like chronic inflammation, oxidative stress, and poor endothelial function. Dr. Steadman emphasizes early detection, lifestyle intervention, and personalized care to reduce risk before symptoms appear. The key message: heart disease is largely preventable when people understand their risks and take proactive steps toward long-term cardiovascular wellness. Integrated Health Systems offers a free initial consultation to help patients get answers and a clear path forward. Call 303-781-5617 to schedule your appointment. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
On this episode of Water Talk, Paul “The Waterman” Dowding, Owner of Water Pros, joins us and shares the term “Bioaccumulation”. Paul shares some of the chemicals in our water, Mercury, Polychlorinated Biphenyls which are industrial chemicals. Also, DDT which is a chemical that was banned in the U.S. in the 1970’s. Then of course the PFAS’s the “forever chemicals”. Water Pro’s is offering a free in home water test, only you can ensure the quality of your water in your home. Call Water Pro’s today 303-862-5554. Ask for your “Water Talk” special offer.

Listen:
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Today’s Guests:
On this episode of Legal Talk, host Scott Whatley sat down with Kevin Flesch of Flesch Law and Kevin explains why evidence in a courtroom is very different from what people rely on in everyday life. In real life, stories, texts, photos, and videos are often accepted at face value. In court, however, all evidence must meet strict legal rules designed to ensure fairness, accuracy, and reliability. Kevin breaks down the concept of hearsay statements made outside of court that are generally excluded because the person who made them cannot be questioned under oath. He also explains that while there are important hearsay exceptions, each one has specific requirements that must be met before the evidence can be admitted. The discussion also covers what it means to “lay foundation” for evidence such as photos, videos, text messages, and physical items. Someone must testify that the evidence is authentic, accurate, and unaltered, and that it was properly handled. Even evidence that seems obvious or convincing can be excluded if these steps aren’t followed. Kevin emphasizes that these rules are a major reason self-represented defendants struggle in court. Knowing the facts isn’t enough understanding how evidence works can make or break a case. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

On this episode of Your Legacy Your Way, Attorney Carolyn Duncan of Duncan Legal shares that while Estate Planning is her business, she likes to say “I’m really in the “Peace of Mind” business. When you have everything planned out properly it is a huge peace of mind for not only you, but also for your family. Today we focus on Conservatorship a term often used in Estate Planning. A Conservatorship is a court-ordered arrangement where a designated person or entity is appointed to manage the financial affairs and assets of an individual who is deemed incapacitated or unable to manage their own affairs due to illness, injury or age. It acts as a safety net when no prior financial planning, like a power of attorney, is in place. For a free half-hour consult, call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”. Be sure and get your free Guide Estate Planning Basics.

Listen:
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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy invites everyone to the store this Friday February 13th 7am -10am for The Winter Bike to Work Day. Yes, even if you’re not riding your bike to work, stop by for some Pancakes, Bacon, Coffee etc. EBike of Colorado is still matching the State Rebate of $225, so you will receive $450 off of your purchase at the time of sale. Randy also says he’s got some great deals on some Consignment bikes from his previous customers. (Rebate does not apply). EBike of Colorado has an outstanding service record and will absolutely take care of their customers! Located at 544 Front St. in Louisville, CO and open 10-7 Mon-Sun for your convenience! “Just Try It!” At e-bike Of Colorado their goal is to find you the right bike, not just sell you a bike! Check out the website at www.EbikeofColorado.com.

Then it’s Listen Up with Audiologist Dr. Melissa Fling. You must protect your hearing and the best way to that is with Custom Ear Solutions! Dr. Fling stresses how important an annual hearing test is for your hearing health. Whether you need hearing protection for shooting, loud machinery or you just want to block out noise for a better nights sleep, call Custom Ear Solutions at 720-839-7705 and check out the website at www.CustomEarSolutions.com.

Listen:
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