Today’s Guests:
Heather Heubenschild, Executive Director for Night Lights Inc. joins IHS to talk about their fundraising Gala Event November 15th at the Mount Vernon Canyon Club. Night Lights Inc provides respite care for children ages 1 month to 13 years old who have special needs and their neuro-typical siblings, helping parents or caregivers have time to refresh, regroup, and take care of themselves. There are 6 centers in Colorado providing this wonderful service. This will be a night you will never forget, get your tickets now at www.NightLightsKids.org.

Then Scott Henke, Owner of Onsite Consulting is with us and we cover some great topics. We start out with the new Social Security sign in mandate. Scott explains this in great detail. Then we discuss some current scams, and what you need to know if you’re current computer is operating on Windows 10. Scott offers a free computer check up, which is an $80 value if you mention Haystack Help Radio.
Then it’s Your Health Matters brought to you by Integrated Health Systems.

In our final half hour it’s Your Health Matters, brought to you by Integrated Health Systems. In this interview, Functional Nutritionist Elizabeth Mahnke explains why blood sugar regulation is vital—even for non-diabetics. She highlights how spikes and crashes can lead to fatigue, cravings, inflammation, and long-term health risks. Elizabeth introduces Continuous Glucose Monitors (CGMs) as powerful tools for real-time insight into how food, stress, and sleep impact glucose. Ideal for prediabetics, athletes, and anyone curious about metabolic health, CGMs reveal surprising trends and empower smarter dietary and lifestyle choices. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
On this episode of Water Talk, Paul Dowding, Owner of Water Pro’s and Mark Whitlock discuss how a municipal water system deals with bacteria and viruses. The EPA has a laundry list of unregulated contaminants that are in our water. Are they harmful? Why are these contaminants not being tested? Free in home water test call 303-862-5554.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley discuss DUI’s and other types of Alcohol/Drug traffic violations. Kevin’s opening comment, Don’t Drink and Drive! You must have a plan if you are going out to have drinks. There is so much to know if you receive are arrested for a DUI. Kevin will break it all down on today’s show, and Part 2 will air next Thursday. Contact Flesch Law immediately if you are arrested for a DUI. We lay it all out on what you can expect plug you get a DUI. What do you say and do when you are pulled over by the Police? Should you take Roadside test? Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan. Host Scott Whatley speaks with Attorney Carolyn Duncan of Duncan Legal about the sensitive but vital topic of conservatorship—how to protect loved ones who can no longer manage their finances or make sound decisions. Carolyn explains that in Colorado, a conservatorship is a court-appointed role that allows someone to oversee another’s financial matters, while a guardianship covers personal and medical care. The discussion highlights warning signs—like missed bills, confusion, or falling for scams—that may signal it’s time to step in. Carolyn outlines the court process, emphasizing safeguards, accountability, and the conservator’s duties, such as maintaining records and filing reports. She stresses balancing compassion with control, involving the loved one in decisions, and using less-restrictive alternatives whenever possible. Carolyn also reviews preventive tools like financial powers of attorney and living trusts, noting that early planning is an act of love. The episode closes with an invitation to contact Duncan Legal for compassionate guidance in protecting family and legacy. Free half-hour consult call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy talks about 2 very special visits that the team at EBike of Colorado really enjoyed. Orbea and Segway are 2 great Vendors and Randy shares how important these visits are for the Staff. EBike of Colorado is the largest independently owned EBike store in Colorado. As we go through the last Quarter of 2025 there are some great savings to be had with some huge markdowns! Don’t forget the $450 Colorado Rebate ends Dec 31st so now is the time save big. Randy tells us about 2 Manufacturer visits today with ORBEA and SEGWAY, we will hear about that on next Wednesdays show. As we near the holidays online shopping is easy to do but don’t buy an ebike online, Randy will explain the pitfalls. EBike of Colorado also sells Gift Cards. The great Staff at EBike of Colorado will help you find the right bike! “Just Try It”, take a test ride and feel like a kid again. EBike of Colorado has an outstanding service record and will absolutely take care of their customers! Located at 544 Front St. in Louisville, CO and open 10-7 Mon-Sun for your convenience! “Just Try It!” At e-bike Of Colorado their goal is to find you the right bike, not just sell you a bike! Check out the website at www.EbikeofColorado.com.

Then it’s Listen Up with Audiologist Dr. Melissa Fling. You must protect your hearing and the best way to that is with Custom Ear Solutions! Dr. Fling stresses how important an annual hearing test is for your hearing health. Whether you need hearing protection for shooting, loud machinery or you just want to block out noise for a better nights sleep, call Custom Ear Solutions at 720-839-7705 and check out the website at www.CustomEarSolutions.com.

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Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to discuss key insights into how today’s market is creating real advantages for buyers, especially first-time homeowners and why working with a local mortgage broker can make all the difference. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

It’s another great episode of the Medicare & More Show with host Scott Whatley and special guest Jim Garey, Licensed Insurance Broker & Founder of Silver Sherpa, Inc., joined by Agent Dylan Nava. On today’s show we talk about the Annual Election Period (AEP) opens October 15–December 7, 2025! It’s your time to review and update your Medicare plan and a great way to do that is to attend one of our Educational Workshops. They are free of charge but you must sign up as space is limited. If you’re turning 65 or already on Medicare, you’ve likely been flooded with mail and phone calls 📬📞 — but not all advice is good advice. Jim shares how some call centers use misleading tactics, and why working with an Independent Broker means your best interest always comes first. 🙌
🎓 Attend a FREE Medicare Simplified Workshop to learn:
✅ Parts A, B, C & D made simple
✅ “Part B Giveback” & marketing gimmicks explained
✅ How to avoid penalties & coverage gaps
✅ Open Q&A + free Medicare Workbook!
📍 Upcoming Workshops:
📅 11/13 – Arvada Library, 3:30 PM
📅 11/15 – Castle Rock Library, 11 AM
📅 11/17 – Koelbel Library, 6 PM
📅 11/19 – Columbine Library, 4 PM
🖥️ Virtual Webinar Options, too!
AEP is open now – take action today! Visit www.Sherpa123.com to find an educational class that are free to attend. As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies. Call 303-865-5534. ⛰️ Don’t climb “Mt. Medicare” alone — let Silver Sherpa be your guide every step of the way!

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Today’s Guests:
Allen Stack, Owner of Stack Optical. Allen is celebrating 57 years in business. Stack Optical is your one stop shop for all of your Optical needs. Eye Exam for only $69, Eyeglass Repairs, Prescription Sunglasses, Contacts, Eyeglasses. With their onsite lab your glasses will be ready in 2-3 days (in most cases). Check out the website at www.stackoptical.com.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. In this interview, Functional Nutritionist Elizabeth Mahnke explains why blood sugar regulation is vital—even for non-diabetics. She highlights how spikes and crashes can lead to fatigue, cravings, inflammation, and long-term health risks. Elizabeth introduces Continuous Glucose Monitors (CGMs) as powerful tools for real-time insight into how food, stress, and sleep impact glucose. Ideal for prediabetics, athletes, and anyone curious about metabolic health, CGMs reveal surprising trends and empower smarter dietary and lifestyle choices. Always a free consultation 303-781-5617. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
On this episode of Water Talk, host Scott Whatley and Paul “the Waterman” Dowding, owner of Water Pro’s, and Water Treatment Specialist Mark Whitlach tackle one of the nation’s most alarming environmental threats — PFAS, or “forever chemicals.” These man-made compounds, found in products like non-stick pans, waterproof fabrics, and food wrappers, never break down and accumulate in the environment and human body. Paul explains that nearly 70 million acres of U.S. farmland may be contaminated due to the use of biosolids — wastewater sludge repurposed as fertilizer — which often contains PFAS. This toxic cycle allows PFAS to infiltrate soil, crops, livestock, and ultimately our food and water supply. Our conversation highlights that while the EPA regulates metals and pathogens, it does not regulate PFAS in biosolids or food, leaving a major policy gap. The health impacts are severe: cancer, immune suppression, liver damage, thyroid and reproductive issues. He urges listeners to test their water, install reverse osmosis or carbon filtration systems, and buy organic foods to minimize exposure. Finally, Paul calls on the public to pressure local and federal leaders to ban PFAS-contaminated sludge and demand transparency. The episode closes with Water Pro’s mission: “Cleaner Water, Healthier Home.” Call Water Pro’s today for your free in home water test 303-862-5554.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley expands the conversation from last week’s radio show about personal injury beyond auto accidents. He highlights lesser-known but equally serious Personal Injury cases, including Slip and Fall Accidents, Dog Bites and Wrongful Death. Kevin also explains claims involving workplace injuries (outside workers’ comp), product liability, and even civil cases arising from assault. This episode emphasizes the importance of understanding your legal rights across a wide range of injury situations. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan. Attorney Carolyn Duncan at Duncan Legal, PC, focuses today’s topic on don’t procrastinate getting your Estate Plan done. Carolyn shares stories of some recent cases of emergency situations where families were not prepared. Free half-hour consult call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy reflects back on business this year and it has been outstanding. As we go through the last Quarter of 2025 there are some great savings to be had with some huge markdowns! Don’t forget the $450 Colorado Rebate ends Dec 31st so now is the time save big. Randy tells us about 2 Manufacturer visits today with ORBEA and SEGWAY, we will hear about that on next Wednesdays show. As we near the holidays online shopping is easy to do but don’t buy an ebike online, Randy will explain the pitfalls. EBike of Colorado also sells Gift Cards. The great Staff at EBike of Colorado will help you find the right bike! “Just Try It”, take a test ride and feel like a kid again. EBike of Colorado has an outstanding service record and will absolutely take care of their customers! Located at 544 Front St. in Louisville, CO and open 10-7 Mon-Sun for your convenience! “Just Try It!” At e-bike Of Colorado their goal is to find you the right bike, not just sell you a bike! Check out the website at www.EbikeofColorado.com.

Then it’s “Listen Up” with Dr. Melissa Fling, Owner of Custom Ear Solutions. We encourage you to get your hearing tested for only $125 with Dr. Fling. Also, protect your hearing, hearing loss has a huge effect on your life. Custom Ear Solutions mission is to protect your hearing. Invest in your hearing health today, schedule your hearing test now call 720-839-7705.

In our final segment Gubernatorial Candidate Greg Lopez joins us and shares the news that he has uncovered that the State of Colorado has violated the Endangered Species Act when it received wolves from Canada. Greg has personally written letters to US Fish and Wildlife Regional Director Matt Hogan and Director Brian Nesvik to seek clarification and documentation regarding the capture, transport and release of the 15 gray wolves from Canada. This “experiment” has been a colossal failure in our state! Greg is waiting on a reply and will keep us informed. People over Politics www.GregLopez.co.

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Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to discuss
how today’s market, and falling rates, are creating new opportunities for buyers, homeowners, and investors alike! 💰 Buyers: With more homes on the market and motivated sellers, it’s officially a buyer’s market. You can be more selective, negotiate better deals, and enjoy payments that may be $300–$400 lower with current rates. First-time buyer programs offer low down payments, DPAs, buydowns & ARM options.
🏠 Homeowners: Refinancing can help consolidate debt, lower payments, and save hundreds monthly, while paying off your home years earlier.
📈 Investors: With home values steady and rates down, investor programs like DSCR make it possible for rent income to cover the mortgage, plus tax benefits and appreciation potential. Affordable Interest Mortgage works with 46 top lenders to find your best fit—local, flexible, and always here to help you seize opportunity. Call Kurt today at 720-895-0500 for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

It’s another great episode of the Medicare & More Show with host Scott Whatley and special guest Jim Garey, Licensed Insurance Broker & Founder of Silver Sherpa, Inc., joined by Agent Dylan Nava. On today’s show we talk about the Annual Election Period (AEP) opens October 15–December 7, 2025! It’s your time to review and update your Medicare plan and a great way to do that is to attend one of our Educational Workshops. They are free of charge but you must sign up as space is limited. We also spend a considerable amount of time on Military Plans – Advantage Part C, Tricare for Military Retirees is also explained. 📢 AEP is open now – take action today! Visit www.Sherpa123.com to find an educational class that are free to attend. As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies. Call 303-865-5534. ⛰️ Don’t climb “Mt. Medicare” alone — let Silver Sherpa be your guide every step of the way!

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