Today’s Guests:
Dr. Paola Aldana with Epiphany Dermatology is with and shares her journey into dermatology and addresses common skin concerns for all ages. Dr. Aldana discuss the lasting impact of sun exposure, the truth about sunscreen safety, and how to spot warning signs of skin cancer. Plus, learn how to protect your skin from Colorado’s harsh, dry climate, build a simple daily routine, and separate skin care facts from myths. Dr. Aldana also says the winter months can be very deceiving, hear what she has to say on protecting your skin. Don’t miss this chance to get expert advice for glowing, healthy skin year-round. Check out www.EpiphanyDermatology.com.

In our last half hour it’s Your Health Matters, brought to you by Integrated Health Systems. Dr. Perry Maynard shares a couple of recent patient stories and how Integrated Health Systems is helping them travel their health journey. One client has been suffering with migraines for 18 years and now is finally getting some answers and great care. Another client suffered from an auto accident and sustained a concussion and experience md double vision in one eye. With proper testing and the team at Integrated Health Systems now has this patient on their way to being back to normal. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
On this episode of Water Talk, Paul Dowding, Owner of Water Pro’s Paul the Waterman shares some insights on what is going on at water treatment plants, and then explains his concerns on the quality of our drinking water. Water treatment plants use a variety of chemicals, including disinfectants like chlorine and chloramine, coagulants such as alum and ferric chloride to clump particles together, and pH adjusters like sodium hydroxide or sulfuric acid to control acidity. Other common chemicals include activated carbon to remove impurities and scale and corrosion inhibitors like phosphates to protect pipes. The big question is how are these chemical effecting our health and the quality of our drinking water. Unregulated contaminants are not tested. There is no exact number for all unregulated contaminants, as the number is constantly evolving, but at least 160 contaminants lack legal limits in U.S. tap water, and over 97 million people have been exposed to some unregulated contaminants. Call Water Pro’s today for your free in home water test 303-862-5554.

Then it’s our friend and Co-Worker Kim Monson, Host of the Kim Monson Show and Americas Veteran Stories on KLZ 560. Kim shares her concerns for Colorado, and encourages everyone to get her free 2025 Voters Guide by going to www.KimMonson.com. Kim is also the President of the Colorado Union of Taxpayers and she shares her new publication CUT which rates the Colorado Legislature. This has crucial information that every voter should receive and study.
*Key Bill Summaries
*How Did The Governor Rate?
*Senate Scores-High to Low
*House Scores-High to Low
*2025 Taxpayer Protectors
*Candidate/Legislator Pledge
*CUT President Insights

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley talk about the key differences between criminal and civil trials. Kevin explains what defines a “trial” and why most cases are resolved before reaching that stage—often due to cost, risk, and strategy. He distinguishes between jury and bench trials, outlining how attorneys decide which is best based on emotion, complexity, and client preference. Kevin details the unique features of criminal trials, including the high burden of proof (“beyond a reasonable doubt”) and the role of plea bargaining. He contrasts this with civil trials, where the standard is “preponderance of the evidence” and outcomes focus on liability and damages rather than guilt. The conversation closes with practical advice: understand your rights, trust your legal counsel, and carefully weigh the pros and cons of trial versus settlement. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan. Today Carolyn outlines the biggest estate-planning mistakes and how to avoid them. Common errors: no plan, failing to update after marriage, divorce, or births, mismatched beneficiary designations, overlooking incapacity planning, DIY documents that don’t meet Colorado law, poor asset titling, ignoring taxes, and keeping plans secret. Her fixes: create a will or trust tailored to your family, add medical powers of attorney and a living will, review beneficiaries and titles on accounts, coordinate assets with the plan, address taxes with professional guidance, tell fiduciaries where documents are kept, and review the plan every two years regularly. Carolyn offers a free 1/2 hour consultation, call 303-394-2358. Visit the website at www.duncanlegal.com.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy and Scott Whatley talk about the Colorado rebates. Randy reports that the Colorado Resident Rebate is changing! The current “immediate” rebate is $450.00, but January 1, 2026 that will be cut 50% to $225.00. Randy also talks about the importance of having a proper rack on your vehicle. Transporting your bike properly is very important. Randy says there are some huge markdowns and combined with the $450 rebate there are some fantastic savings available now. EBike of Colorado also sells Gift Cards. The great Staff at EBike of Colorado will help you find the right bike! “Just Try It”, take a test ride and feel like a kid again. EBike of Colorado has an outstanding service record and will absolutely take care of their customers! Located at 544 Front St. in Louisville, CO and open 10-7 Mon-Sun for your convenience! “Just Try It!” At e-bike Of Colorado their goal is to find you the right bike, not just sell you a bike! Check out the website at www.EbikeofColorado.com.

Then it’s “Listen Up” with Dr. Melissa Fling, Owner of Custom Ear Solutions. Our balance is one of those things we typically take for granted, until you start experiencing problems. It is very important that you seek medical attention right away. We also discuss other symptoms that you may experience that require medical attention. If you experience sudden hearing loss, dizziness or vertigo, ear pain, drainage or bleeding. Custom Ear Solutions mission is to protect your hearing. Invest in your hearing health today, schedule your hearing test now call 720-839-7705.

How would you like your vehicle to look brand new again? After, those summer road trips, does your interior need the professional cleaning by D Hand-Full Service Car Wash & Detail Center? Today, owner Aldrick Carrasco joins us in studio talks about their different Packages and if your vehicle needs a complete detail, the folks at D Hand are ready to help. I have been having our vehicles cleaned at D Hand for 2 years and they are amazing! Stop by today 15201 E Smoky Hill Dr. and tell them Scott sent you.

Then it’s “Listen Up” with Dr. Melissa Fling, Owner of Custom Ear Solutions. Our balance is one of those things we typically take for granted, until you start experiencing problems. It is very important that you seek medical attention right away. We also discuss other symptoms that you may experience that require medical attention. If you experience sudden hearing loss, dizziness or vertigo, ear pain, drainage or bleeding. Custom Ear Solutions mission is to protect your hearing. Invest in your hearing health today, schedule your hearing test now call 720-839-7705.

How would you like your vehicle to look brand new again? After, those summer road trips, does your interior need the professional cleaning by D Hand-Full Service Car Wash & Detail Center? Today, owner Aldrick Carrasco joins us in studio talks about their different Packages and if your vehicle needs a complete detail, the folks at D Hand are ready to help. I have been having our vehicles cleaned at D Hand for 2 years and they are amazing! Stop by today 15201 E Smoky Hill Dr. and tell them Scott sent you.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to discuss
why now may be a great time to refinance as interest rates begin to decline. He stressed the importance of knowing your financial goals—whether lowering payments, consolidating debt, eliminating mortgage insurance, or funding home improvements. Kurt outlined how debt consolidation through refinancing can save thousands, reduce total payments, and even pay off a home years sooner. He highlighted streamlined FHA and VA refinance options that lower rates with minimal documentation and no appraisal. With access to 42 lenders, Kurt emphasized the value of competition in finding the right program, from first-time buyer loans to cash-out refinances. He also discussed home improvement loans that let homeowners upgrade while boosting equity. For buyers, he advised learning about first-time buyer programs, understanding all costs upfront, and being fully prepared before starting the home search. Call Kurt today at 720-895-0500 for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

It’s another great episode of the Medicare & More Show with host Scott Whatley and special guest Jim Garey, Licensed Insurance Broker & Founder of Silver Sherpa, Inc., joined by Agent Dylan Nava. On today’s show we talk about the Annual Election Period (AEP) opens October 15–December 7, 2025! It’s your time to review and update your Medicare plan. Jim and Dylan break down today’s top Medicare scams — from “Free Groceries!” and “Part B Give Back!” ads to agents chasing quick commissions. Learn how to spot red flags and protect yourself. Jim also explains Part C – Medicare Advantage, and why independent guidance matters when choosing the right plan for you.

✨ Why Work With Silver Sherpa?
✅ Independent, licensed experts – no fees
✅ Same carrier pricing you’d find direct
✅ Honest, educational guidance
✅ Accredited BBB Member – A+ Rating
✅ Free Medicare Workshops year-round

📢 AEP opens now – take action today!
Visit www.Sherpa123.com to find an educational class that are free to attend. As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies. Call 303-865-5534.
⛰️ Don’t climb “Mt. Medicare” alone — let Silver Sherpa be your guide every step of the way!

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
Scott Henke, Owner of Onsite Consulting joins us and shares some great travel tips for phones and computers. Scott explains several Apps you should have on your phone. What WIFI’s should you NOT connect to? There are some things you should download even before you get on the plane! Take a listen, it will help you. If you are in the market for a new computer we highly recommend Onsite Consulting, 6446 E Hampden Ave in Denver.

Then it’s Your Health Matters with Dr. Shane Steadman, brought you by Integrated Health Systems. In this interview, Dr. Shane Steadman discusses Transcranial Magnetic Stimulation (TMS), an innovative, non-invasive treatment that uses magnetic pulses to stimulate areas of the brain linked to mood and behavior. He explains how TMS can help patients struggling with depression, anxiety, and other neurological conditions when traditional treatments haven’t worked. Dr. Steadman highlights its safety, effectiveness, and how it offers new hope for long-term mental health improvement. Always a free consultation 303-781-5617. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
On this episode of Water Talk, Paul Dowding, Owner of Water Pro’s welcomes guest Mark Whitlock for an insightful discussion on bioaccumulation — the buildup of harmful substances like chemicals, pharmaceuticals, and microplastics in our environment. They explain how these pollutants persist in soil and water, move through the food chain, and ultimately impact human health. The conversation highlights why protecting our water sources is critical for long-term wellness and environmental safety. Call Water Pro’s today 303-862-5554 for your free in home water test.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley discuss the different types of trials in both criminal and civil cases and why those differences matter. Kevin breaks down the structure and purpose of each system, highlighting how criminal trials focus on guilt or innocence while civil trials determine liability and compensation. He explains the distinctions between jury trials and bench trials, including when an attorney might choose one over the other. Kevin also outlines the burden of proof, the phases of a criminal trial, and how constitutional rights and plea bargains affect outcomes. On the civil side, he discusses evidence standards, damages, and why many cases settle before trial. Kevin closes by emphasizing the importance of sound legal strategy and understanding how the trial process impacts your rights and results. Take a listen to this show, then you will be well informed. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s “Your Legacy Your Way”, with Attorney Carolyn Duncan of Duncan Legal. On today’s show Carolyn explains why estate planning is essential for every family—not just the wealthy. Without a will or trust, Colorado law determines how assets are distributed, often creating delays, added costs, and family conflict. Carolyn stressed that planning protects not only assets but also relationships, especially for parents who need to designate guardians for minor children. She highlighted common mistakes, including failing to update documents, overlooking beneficiary designations, and relying on online forms that don’t reflect state-specific laws. Estate planning also prepares for incapacity, ensuring trusted individuals can make financial and medical decisions if needed. Carolyn encourages clients to start with a simple conversation, then build a plan tailored to their needs—whether a will, trust, or both. She emphasizes that the process is approachable and offers peace of mind. Call Duncan Legal today 303-394-2358. Visit the website at www.duncanlegal.com.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy and Scott Whatley talk about the rebate. Randy says don’t wait, take advantage of the Colorado Resident Rebate of $450.00, which expires on Dec. 31, 2025. Effective January 1, 2026 the Rebate will be reduced by 50% to 225.00. Randy says there are some huge markdowns and combined with the $450 rebate there are some fantastic savings available now. We visit about the sales process, finding the client the right EBike that’s fits them and their needs is the #1 goal at EBike of Colorado. Don’t forget EBike of Colorado also sells Gift Cards. The great Staff at EBike of Colorado will help you find the right bike! “Just Try It”, take a test ride and feel like a kid again. EBike of Colorado has an outstanding service record and will absolutely take care of their customers! Located at 544 Front St.in Louisville and open 10-7 Mon-Sun for your convenience! “Just Try It!” At e-bike Of Colorado their goal is to find you the right bike, not just sell you a bike! Check out the website at www.EbikeofColorado.com.

Then it’s “Listen Up” with Dr. Melissa Fling, Owner of Custom Ear Solutions. Dr. Flings sole purpose is to help you protect your hearing. In this interview, Dr. Melissa Fling, Owner of Custom Ear Solutions, explains seven important reasons to get your hearing checked regularly. Like vision or dental exams, hearing tests catch problems early and help protect brain health, since untreated hearing loss is linked to memory issues and even dementia. Regular testing keeps you connected in conversations, supports safety and job performance, and tracks gradual changes over time. Early detection leads to better treatment outcomes, while healthy hearing also reduces stress, fatigue, and isolation—improving overall quality of life. Invest in your hearing health today, schedule your hearing test now call 720-839-7705.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is here to clear up the mystery behind Reverse Mortgages—a powerful tool for homeowners 62+ to access the equity they’ve worked hard to build! 💪
💡 What Makes It Different?
✔️ No required monthly mortgage payments
✔️ Tax-free income or line of credit 💵
✔️ Line of credit grows 4–8% yearly 📈
✔️ Keep living in your home—you still own it 🏡

Many think they’ll “lose” their home or equity—❌ Not true! Reverse mortgages are federally insured non-recourse loans, and your heirs never owe more than the appraised value. You can even keep your low-rate first mortgage and add a Reverse Second—no payments, just flexibility to access cash for home improvements, travel, debt payoff, or family support. A reverse mortgage isn’t for everyone, but it can be a life-changing option for those looking to boost income, protect savings, and enjoy retirement with peace of mind. 🌟
Call Kurt today at 720-895-0500 for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then, it’s another great episode of the Medicare & More Show with host Scott Whatley and special guest Jim Garey, Licensed Insurance Broker & Founder of Silver Sherpa, Inc. AEP is in full swing, (Annual Election Period) for Medicare. Today, Jim Garey, Owner of Silver Sherpa Inc, focuses on folks who are just turning 65 and starting the climb up Mt. Medicare. Jim recommends attending one of the Silver Sherpa’s Educational Workshops. The workshops provide a ton of great information and they are absolutely free to attend! Jim says even if you are planning on working and keeping benefits, Jim says you should attend a workshop, to explore all your options. Agent, Dylan Nava, of Silver Sherpa, Inc. join is the conversation to describe the process of getting signed up for Medicare. We also discuss some misconceptions on supplement plans. Visit www.Sherpa123.com click on Events and sign up for a free talk at a local library where you will be given true factual information which is the first step to making the right steps in choosing your plan. Call 303-865-5534.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)