Today’s Guests:
Scott Henke, Owner of Onsite Consulting is with us and we cover some great topics. We start out with the new Social Security sign in mandate. Scott explains this in great detail. Then we discuss some current scams, and what you need to know if you’re current computer is operating on Windows 10. Scott offers a free computer check up, which is an $80 value if you mention Haystack Help Radio.
Then it’s Your Health Matters brought to you by Integrated Health Systems.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. In this interview, Functional Nutritionist Elizabeth Mahnke explains why blood sugar regulation is vital—even for non-diabetics. She highlights how spikes and crashes can lead to fatigue, cravings, inflammation, and long-term health risks. Elizabeth introduces Continuous Glucose Monitors (CGMs) as powerful tools for real-time insight into how food, stress, and sleep impact glucose. Ideal for prediabetics, athletes, and anyone curious about metabolic health, CGMs reveal surprising trends and empower smarter dietary and lifestyle choices. Always a free consultation 303-781-5617. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guest
Dr. Grant Bailey, Cardiologist with South Denver Cardiology joins us today to talk about Heart Disease which is the leading cause of death in the United States. Dr. Bailey talks about prevention, some tests and scans that are available at SDC. With heart disease, family history can dictate when you should see a cardiologist. This is a great interview with important facts about Heart Health.

Then it’s Water Talk brought to you by Water Pro’s. Dr. Bailey spent a few minutes with us as microplastics in our water are showing up in patients arteries. Dr. Bailey highly recommends a R/O system,( Reverse Osmosis) for your home. Dr. Bailey says our food and water is contaminated, take control of your Water Quality, call Water Pro’s today 303-862-5554.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley talk about what to do after a DUI arrest, including critical first steps and the importance of the initial 24 hours. Kevin explains key deadlines like Colorado’s 7-day DMV hearing rule, court dates, and filing motions. He details the difference between per se and impairment DUIs, how evidence can be challenged, and what to expect during trial. The discussion closes with common mistakes—such as missing deadlines or posting online—and smart moves to protect your rights. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan. On todays show we cover a lot but the “take home” message is Estate planning isn’t just for the wealthy—it’s for anyone who wants to protect their loved ones and make their wishes clear. Carolyn says a good plan helps avoid probate, appoints guardians for minors, and ensures your finances and healthcare decisions are handled properly, no matter the size of your estate. At Duncan Legal it’s a free half-hour initial consultation. Free half-hour consult call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike of Colorado and Scott Whatley review about a dozen mistakes that are easy to make when purchasing an EBike. At E-bike of Colorado Randy says they are passionate about all things e-bike and meeting fellow riders on the trail. And let’s be real; we’ve all made our fair share of mistakes when it comes to purchasing things. Remember, all Colorado residents take advantage of the $450 rebate. Randy invites you to come to the store, and just take a look at the large selection of e-bikes. Take a test ride on the incredible trail system, just blocks from the store. EBike of Colorado is located 544 Front St. Louisville, CO and “Just Try It”. Check out the website at www.ebikeofcolorado.com.

Then it’s “Listen Up”, with Dr. Melissa Fling, Owner of Custom Ear Solutions. Today we focus on the impact of hearing loss and how it affects our lives and relationships. At Custom Ear Solutions their focus is to protect the hearing you still have with the custom products.
www.CustomEarSolutions.com.
In our final segment, Paul the Waterman joins us to talk about this Fridays show with our Special Guest, Cardiologist Dr. Grant Bailey. Do not miss this show, Dr Bailey will share how microplastics in our water is a cardiovascular concern.

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Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to talk about refinancing and when it makes sense – how much you can really save, and how to make your equity finally work for you. 🏡💰 Did you know the average homeowner has over $200,000 in equity, just sitting there doing nothing? And meanwhile, many households are juggling credit card interest rates between 21–24% and installment loans above 7%. That math doesn’t add up!

Kurt breaks it down for us:
✅ When refinancing is a smart move, not just for a better rate, but to lower your household debt
✅ How a refi can free up $1000+ a month by consolidating high-interest debt 🧾
✅ Using your equity for home upgrades, investment opportunities, or even adding an income-producing ADU
✅ Creative strategies like 2/1 buydowns, rehab loans, and simple interest access-to-cash loans

If you’ve ever asked:
🔍 Should I refinance even if rates haven’t dropped much?
🔍 What can I use my equity for besides home improvements?
🔍 Can I eliminate mortgage insurance or qualify for lower blended rates?
—this episode is for you.

Call Kurt today at 720-895-0500 for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then, it’s Medicare and More with Jim Garey, of Silver Sherpa Inc. Jim says “I love the KLZ listeners.” Jim reviews a few of the calls he has received from our listeners and we share some of the upcoming dates of his Free Educational Workshops. You must sign up online at www.Sherpa123.com or call 303-865-5534.

As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies.

Visit www.Sherpa123.com click on Events and sign up for a free talk at a local library where you will be given true factual information which is the first step to making the right steps in choosing your plan. Call 303-865-5534.

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Today’s Guests:
Torrey Cosgrove, Owner of Lakewood Plumbing is with us and Torrey offers our listeners a $99 AC Summer Checkup. Lakewood Plumbing & Heating offers full services for Commercial & Residential. Summer heat is on $99 AC Checkup 303-233-7007.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. Today, Dr. Shane Steadman talks about Blood Sugar, how to avoid those crashes every day. Dr. Steadman also discusses the use of a Continuous Glucose Monitor. There is so much more in this discussion, please listen! Always a free consultation 303-781-5617. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
Colorado Gubernatorial Candidate Greg Lopez joins us while attending a Colorado Parks & Wildlife Commission Meeting concerning wolves. Greg has been traveling the State talking to Ranchers and Outfitters and he shares a few of his thoughts on today’s show. Greg also highlights some of the battles we are in and we encourage you to check out www.GregLopez.co. People Over Politics, Greg is listening and reading to be your next Governor.

In our last half-hour it’s Water Talk with Paul the Waterman! I know we discuss PFAS’s almost weekly on the show, but our water quality is declining at rapid rate. Paul talks about “”Unregulated Contaminants”. Water Pro’s can help you get clean healthy water, call 303-862-5554. Free in home water test, call now!

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley talk about a very high profile case in Denver currently being heard by the Jury.
Kevin says “jury trials” are very interesting and sometimes due to all the TV type court shows we may watch, there can be some misconceptions. Kevin addresses some very interesting points in today’s show. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then, it’s Your Legacy Your Way with Estate Planning Attorney Carolyn Duncan-Duncan Legal. Today we cover Part 2, most common myths and misconceptions in Estate Planning. Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”. Free half-hour consult call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike of Colorado and Scott Whatley talk about the celebration of 8 years for EBike of Colorado, that was held July 1st. Huge success, and Randy wants to thank everyone for coming out to enjoy the festivities. Randy also announces a huge Summer Sale, big savings along with the $450 State of Colorado Rebate.
Remember EBike of Colorado offers 12-18 months interest free financing WAC. Stop by and see the great selection and take a test ride and “Just Try It”. Buy with confidence at eBike of Colorado. When you go in, make sure you mention you heard Randy on “Just Try It” KLZ 560AM. You will not find a better selection of ebikes, and we encourage you to visit the store located at 544 Front St. Louisville, CO and “Just Try It”. Check out the website at www.ebikeofcolorado.com.

In our final segment it’s Will Bruner, Pet Behavioral Specialist at Lone Tree Veterinary Medical Center. Will shares some great tips and insights on his training philosophy. Look there is a lot to consider when you get a dog of any age. The proper training is crucial, for the dog and yes the Owner. Will offers a variety of classes. Whether your pet needs medical, dental, or surgical care, grooming or boarding, all of your pets needs can be conveniently provided at Lone Tree Veterinary Medical Center. Check out the website at www.lonetreevet.com.

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On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to provide an up-to-the-minute update on current mortgage conditions and why now might be a smart time to make a move. Kurt says We’ve officially entered a buyer’s market:
✅ Homes are sitting longer (over 40 days)
✅ Inventory is up (45–50 day supply)
✅ Sellers are negotiating more
✅ Rates are starting to trend downward
Call Kurt today at 720-895-0500 for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then, it’s Medicare and More with Jim Garey, of Silver Sherpa Inc. Today Jim Garey explains why you need a guide up Mt. Medicare. Jim informs us that the Medicare process is truly more confusing than ever. So many people talk to friends about their plan, and signing up for the friends plan may be the worst plan for your individual needs. A lot is going on as we age, and with Social Security and Medicare there are many important decisions. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies. Visit www.Sherpa123.com click on Events and sign up for a free talk at a local library where you will be given true factual information which is the first step to making the right steps in choosing your plan. Call 303-865-5534.

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