Today’s Guests:
Dr. Paola Aldana with Epiphany Dermatology is with and shares her journey into dermatology and addresses common skin concerns for all ages. Dr. Aldana discuss the lasting impact of sun exposure, the truth about sunscreen safety, and how to spot warning signs of skin cancer. Plus, learn how to protect your skin from Colorado’s harsh, dry climate, build a simple daily routine, and separate skin care facts from myths. Dr. Aldana also says the winter months can be very deceiving, hear what she has to say on protecting your skin. Don’t miss this chance to get expert advice for glowing, healthy skin year-round. Check out www.EpiphanyDermatology.com.

In our last half hour it’s Your Health Matters, brought to you by Integrated Health Systems. Nurse Practitioner Sharon Blumenthal shares how an integrative approach blends conventional care with nutrition, chiropractic, hormone therapy, and lifestyle support to treat the root cause of health issues. She explains the value of in-depth blood work, IV therapy, and safe supplement use, while offering long-term strategies for sustained wellness. This whole-body model empowers patients to feel better, naturally and effectively. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests
On this episode of Haystack Help it’s Water Talk with Paul The Water Man!
Paul’s special guest Mark Whitlock talks about the fundamental operations of a waster water and water treatment plant. The limitations and challenges. Why people need to consider their own water treatment systems. Paul talks about whole house reverse osmosis systems. Call Water Pro’s for your complimentary in home water test. Call 303-862-5554.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley expands the conversation from last week’s radio show about personal injury beyond auto accidents. He highlights lesser-known but equally serious Personal Injury cases, including Slip and Fall Accidents, Dog Bites and Wrongful Death. Kevin also explains claims involving workplace injuries (outside workers’ comp), product liability, and even civil cases arising from assault. This episode emphasizes the importance of understanding your legal rights across a wide range of injury situations. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan. Attorney Carolyn Duncan at Duncan Legal, PC, focuses today’s topic on don’t procrastinate getting your Estate Plan done. Carolyn shares stories of some recent cases of emergency situations where families were not prepared. Free half-hour consult call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy interviews Victoria Whatley, Scott’s wife and a recent happy customer of e-bike Of Colorado on her buying experience from beginning to end at the Louisville location. This is a fun half hour conversation with Randy and Victoria. At e-bike Of Colorado their goal is to find you the right bike, not sell you a bike, they found Victoria the “right” e-bike for her riding level. Check out the website at www.EbikeofColorado.com.

Then it’s “Listen Up”, with Dr. Melissa Fling, Owner of Custom Ear Solutions. Today we focus on the impact of hearing loss and how it affects our lives and relationships. At Custom Ear Solutions their focus is to protect the hearing you still have with the custom products.
www.CustomEarSolutions.com.

Then, we welcome a new sponsor Premium Dent Repair. Issac Lopez joins us and shares all that PDR has to offer. I recently had them repair my hail damaged truck and their work was excellent and about half the cost of other estimates I had received. They walk-ins are welcome and for appointments call 303-981-6282.

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Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to
explain the purpose and impact of credit scores, emphasizing how they reflect a borrower’s ability and stability. Key score factors include payment history, amounts owed, and credit history. Scores range from 300–850, with better scores leading to better loan terms. He also breaks down the three main government-backed loan programs: FHA, VA, and USDA. Each offers unique benefits—from low or no down payments to relaxed qualification standards—designed to help more Americans, including first-time buyers and veterans, achieve homeownership. Call Kurt today at 720-895-0500 for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More brought to you by Silver Sherpa Inc. Jim Garey joins us and shares an email from KLZ listener. We reviewed the points the listener was making in the email and Jim breaks down the different concerns the listener made. One thing is clear, Medicare can be and is confusing. Here is warning, many companies are laying off “Medicare Age” employees. Jim encourages everyone to make the free call 303-865-5534 and Jim will gladly lead you up MT. Medicare. It is important that if you are planning on attending one of Jim’s free educational workshops that you sign up online or call 303-865-5534. Seating is limited at the workshops. Also, due to the vast coverage of KLZ, Jim announced he would be doing virtual workshops so everyone out of the metro area would be able to take part in the workshops. Employers are letting a lot of employees go, and it’s catching many unprepared, so Jim encourages everyone 65 and older to call him and just have a backup plan.

As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies.

Visit www.Sherpa123.com click on Events and sign up for a free talk at a local library where you will be given true factual information which is the first step to making the right steps in choosing your plan. Call 303-865-5534.

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Today’s Guests:
Allen Stack, Owner of Stack Optical. Allen is celebrating 57 years in business. Stack Optical is your one stop shop for all of your Optical needs. Eye Exam for only $69, Eyeglass Repairs, Prescription Sunglasses, Contacts, Eyeglasses. With their onsite lab your glasses will be ready in 2-3 days (in most cases). Check out the website at www.stackoptical.com.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. Today Dr. Perry Maynard talks about Fatigue and Chronic Fatigue. Dr. Maynard says the hard part in a proper diagnosis is to figure out if the problem is neurological, emotional or metabolic? What are some of the common causes of fatigue. Why do you sleep 8 hours and still wake up tired with no energy? Tune in to this segment. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests
Scott Henke, Owner of Onsite Consulting joins us and shares some very valuable information. It was reported last month that 16 billion passwords were leaked. Scott also says Windows 10 is going to stop giving free security updates in October, but they are highly publicizing that you could stay with Windows 10 if you pay them $30 for updates. We still recommend getting a newer computer. Finally, there are scams, which imitate a loved ones voice and saying they’re in jail and many people have been falling for it. So key points from today’s show, change your passwords frequently, make sure your computer is compatible with Windows 11.

Then it’s Water Talk with Paul the Waterman. We recap from last weeks show with Cardiologist Dr. Grant Bailey. Dr. Bailey encouraged our listeners to get a Reverse Osmosis system. Dr. Bailey shared some alarming medical problems that are being caused by PFAS. Absolutely confirming what we discuss every week. It’s a simple message our water is not safe to drink. Call Water Pro’s today 303-862-5554 for your complimentary in home water test.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley talk about FACTORS THAT COULD HURT YOUR PERSONAL INJURY CASE & COMPENSATION.
When it comes to personal injury cases, several key mistakes can hurt your claim.
• Delaying medical treatment, ignoring doctor’s orders, or posting on social media can damage credibility.
• Giving statements to insurance adjusters without legal counsel is risky, and exaggerating injuries can ruin your case entirely.
• Failing to preserve evidence, settling too quickly, or missing legal deadlines are common pitfalls.
• Perhaps most importantly, hiring the wrong attorney—or none at all—can significantly reduce your chance of fair compensation.

Kevin highly encourages you to take advantage of the free consultation at Flesch Law as this will avoid these mistakes from happening.
Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan. Attention Parents with kids going off to college, this show is for you!! Attorney Carolyn Duncan at Duncan Legal, PC, explains why parents need key legal documents once their child turns 18 and heads to college.

Carolyn outlines the importance of a Medical Power of Attorney, HIPAA Release, FERPA Waiver, and Durable Financial Power of Attorney. Without these, parents may be denied access to medical or academic information in an emergency. Carolyn stresses that proper planning ensures parents can help their children legally and financially if needed while away at school.

Free half-hour consult call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike of Colorado and Scott Whatley review about a dozen mistakes that are easy to make when purchasing an EBike. At E-bike of Colorado Randy says they are passionate about all things e-bike and meeting fellow riders on the trail. And let’s be real; we’ve all made our fair share of mistakes when it comes to purchasing things. Remember, all Colorado residents take advantage of the $450 rebate. Randy invites you to come to the store, and just take a look at the large selection of e-bikes. Take a test ride on the incredible trail system, just blocks from the store. EBike of Colorado is located 544 Front St. Louisville, CO and “Just Try It”. Check out the website at www.ebikeofcolorado.com.

Then it’s “Listen Up”, with Dr. Melissa Fling, Owner of Custom Ear Solutions. Today we focus on the impact of hearing loss and how it affects our lives and relationships. At Custom Ear Solutions their focus is to protect the hearing you still have with the custom products.
www.CustomEarSolutions.com.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)

Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to explain the the wide variety of loan programs available, including conventional, government-backed (FHA, VA, USDA), and non-QM loans. He stresses the importance of evaluating a borrower’s ability and stability—such as job, income, and asset history—to determine the right loan. While the 30-year fixed conventional loan is the most common, government loans offer lower down payments, higher debt-to-income (DTI) ratios, and more flexible guidelines. Kurt explains DTI ratios and the importance of credit scores, which are based on factors like payment history and credit mix, to assess a borrower’s financial reliability.

Call Kurt today at 720-895-0500 for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa. Jim says he’s thrilled with the response from our KLZ listeners. It is important that if you are planning on attending one of Jim’s free educational workshops that you sign up online or call 303-865-5534. Seating is limited at the workshops. Also, due to the vast coverage of KLZ, Jim announced he would be doing virtual workshops so everyone out of the metro area would be able to take part in the workshops. Employers are letting a lot of employees go, and it’s catching many unprepared, so Jim encourages everyone 65 and older to call him and just have a backup plan.

As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies.

Visit www.Sherpa123.com click on Events and sign up for a free talk at a local library where you will be given true factual information which is the first step to making the right steps in choosing your plan. Call 303-865-5534.

Listen:
Click here to listen

or Download: (Click here to listen and then right-click to download and select “save audio as”…)