Today’s Guests:
Jake Salthouse, Owner of Green Mountain Guns is with us to discuss several of the new law changes and all the Green Mountain Guns has to offer. Buy, Sell, Trade and Consignment services are available. From Shotguns, to Handguns to AR’s, Green Mountain Guns has you covered.
Green Mountain Guns is located at 3355 S Yarrow St in Lakewood.

Then it’s Your Health Matters brought to you by Integrated Health Systems in Englewood. Today, Nurse Practitioner Sharon Blumenthal is with us to discuss the importance of preventative care, and checking in with your primary care Doctor. Sharon also talks about the health rewards of IV therapy to renew and help with pro-aging as opposed to anti-aging. They offer many types of IV’s. Always a free consultation 303-781-5617. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
Our friends at Southeast Christian Church in Parker are hosting the Gaither Vocal Band Friday night September 12th. It was a real fun interview with Kevin Williams, guitarist, band leader, and resident funny guy with Bill & Gloria Gaither, The Gaither Vocal Band, and “The Gaither Homecoming” TV Series, performing approximately 50-60 concerts per year with them. He is now in his 32nd year with the Gaither’s, and also co-hosts “Bill Gaither’s Homecoming Radio” heard on over 3,500 radio stations and outlets. As a soloist & humorist, in addition to the Gaither tour, Kevin performs an additional 30-40 dates per year.

Then Dr. Grant Bailey, Cardiologist with South Denver Cardiology joins us to talk about Heart Disease which is the leading cause of death in the United States. Dr. Bailey talks about prevention, some tests and scans that are available at SDC. With heart disease, family history can dictate when you should see a cardiologist. This is a great interview with important facts about Heart Health.

In our final half hour it’s Water Talk brought to you by Water Pro’s. Dr. Bailey spent a few minutes with us as microplastics in our water are showing up in patients arteries. Dr. Bailey highly recommends a R/O system, (Reverse Osmosis) for your home. Dr. Bailey says our food and water is contaminated, take control of your Water Quality, call Water Pro’s today 303-862-5554.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley talk about how passenger injury claims become more complex when the driver is at fault. While passengers typically have strong cases since they are not liable, several factors can complicate matters. The driver’s insurance is the primary source of compensation, but policy limits must be divided among all injured passengers, often leading to disputes if injuries vary in severity. Each passenger can file an independent claim, yet conflicting testimonies about the accident may impact credibility. Insurance companies may further complicate cases by questioning injuries, medical treatment, or even suggesting partial blame, such as failing to wear a seatbelt. When passengers are friends or relatives, insurers may also allege bias. Because of these challenges, Kevin stresses the importance of passengers having their own attorneys to avoid conflicts of interest, maximize recovery, and explore other coverage options like umbrella policies or underinsured motorist protection. Kevin takes a deep dive into all the details in this type of case. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Estate Planning Attorney Carolyn Duncan of Duncan Legal. Today we discuss the common myth that estate planning is only for the wealthy. She explains that everyone—regardless of age or income—can benefit from having a plan. The interview highlights essential documents like wills, powers of attorney, and medical directives, and how they protect loved ones and simplify probate. Carolyn shares real-life examples of families impacted by lack of planning and emphasizes how affordable, simple steps now can prevent major problems later. Planning ahead brings peace of mind. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”. Free half-hour consult call 303-394-2358.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy and Scott Whatley talk about how e-bikes allow folks at any age and even with limited physical ability still get out and the outdoors. EBike of Colorado is located at 544 Front St.in Louisville and open 10-7 Mon-Sun for your convenience! “Just Try At e-bike Of Colorado their goal is to find you the right bike, not just sell you a bike! Check out the website at www.EbikeofColorado.com.

Then it’s “Listen Up” with Dr. Melissa Fling, Owner of Custom Ear Solutions. Dr. Flings sole purpose is to help you protect your hearing. When it comes to hearing most of us don’t think about the fact that a hearing test should be included in our annual health check ups. Dr. Flings says the custom fit is so important when it comes to hearing protection. Invest in your hearing health today, schedule your hearing test now call 720-839-7705.

Then it’s Allen Stack, Owner of Stack Optical is with us. If you are looking for quality eye care I highly recommend Stack Optical. Stack Optical has its onsite lab, so in most cases you can get your new glasses in 2-3 days. They also can help with contacts and eye glass repairs. If you are due for an eye exam, call today for a great exam at on $69.00. Check out the website at www.stackoptical.com.

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Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to explain the the wide variety of loan programs available, including conventional, government-backed (FHA, VA, USDA), and non-QM loans. He stresses the importance of evaluating a borrower’s ability and stability—such as job, income, and asset history—to determine the right loan. While the 30-year fixed conventional loan is the most common, government loans offer lower down payments, higher debt-to-income (DTI) ratios, and more flexible guidelines. Kurt explains DTI ratios and the importance of credit scores, which are based on factors like payment history and credit mix, to assess a borrower’s financial reliability.

Call Kurt today at 720-895-0500 for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa. Today, Jim breaks down the upcoming AEP, Annual Enrollment Period which starts Oct 15, 2025 and ends on Dec 7, 2025. In just a few weeks the new rates for 2026 will be published and Jim said yes, we will see rate increases. Medicare is testing out the “Pre-Authorization” requirement in several States. While Colorado is not one of the participating States, he feels it is coming soon. Visit www.Sherpa123.com click on Events and sign up for a free talk at a local library where you will be given true factual information which is the first step to making the right steps in choosing your plan. Call 303-865-5534. As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies.

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Today’s Guests:
Scott Henke, Owner of Onsite Consulting is with us and we cover some great topics. We start out with the new Social Security sign in mandate. Scott explains this in great detail. Then we discuss some current scams, and what you need to know if you’re current computer is operating on Windows 10. Scott offers a free computer check up, which is an $80 value if you mention Haystack Help Radio.
Then it’s Your Health Matters brought to you by Integrated Health Systems.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. In this interview, Functional Nutritionist Elizabeth Mahnke explains why blood sugar regulation is vital—even for non-diabetics. She highlights how spikes and crashes can lead to fatigue, cravings, inflammation, and long-term health risks. Elizabeth introduces Continuous Glucose Monitors (CGMs) as powerful tools for real-time insight into how food, stress, and sleep impact glucose. Ideal for prediabetics, athletes, and anyone curious about metabolic health, CGMs reveal surprising trends and empower smarter dietary and lifestyle choices. Always a free consultation 303-781-5617. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
Ryan Resch, Owner of Bighorn Firearms announces a huge Labor Day Sale. Bighorn Firearms, Buy, Sell, Trade and they offer Consignment sales. Great selection of Shotguns for Dove Season and the upcoming Waterfowl Season. Check out the website at www.BighornUSA.com.

If you like Southern Gospel, September 13th it’s the Gaither Vocal Band at the Southeast Christian Church in Parker. Nora Derrick Community Outreach Director, is with us to give all the details about the concert.

Then it’s Water Talk with Paul the Waterman. A lot of information in this half-hour but Paul the Waterman says you must take control of your water quality. PFAS are a significant hazard to your health. Call 303-862-5554 for your free in home water test.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley talk about the many factors that can complicate a personal injury case, often making it harder to reach a fair settlement or succeed in court. Pre-existing medical conditions frequently give insurance companies room to argue that an injury isn’t related to the accident. Delayed or inconsistent medical treatment, along with weak or missing evidence, can undermine credibility. Questions of shared fault further complicate liability, especially in comparative negligence states. Kevin also highlights the aggressive tactics insurers use, such as low settlement offers, surveillance, and challenges to injury severity. Severe or catastrophic injuries, cases involving multiple parties, and a plaintiff’s prior claims history can also lengthen and intensify litigation. Even social media posts may be used against injured parties. Finally, he stresses the importance of acting quickly, since waiting too long to file—or approaching the statute of limitations—can severely damage a case. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Attorney Carolyn Duncan. Today, Carolyn outlines the 10 most common estate planning challenges that often end up in court. Disputes frequently arise over the validity of wills and trusts, particularly when documents are outdated, improperly executed, or handwritten. Allegations of undue influence and lack of capacity are common when heirs feel someone pressured or exploited the deceased. Poor drafting can create ambiguous language, while disinherited heirs or unequal distributions often spark lawsuits. Other issues include breach of fiduciary duty, improper asset titling, and creditors’ claims. Blended family conflicts and tax or compliance errors further complicate matters. Carolyn emphasized that clear drafting, regular updates, and professional guidance are the best ways to minimize disputes and protect family legacies.

Free half-hour consult call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy and Scott Whatley highlight the Staff of the store. This is one store it’s really not a “sales” team, it’s more like a team of consultants. Their goal is not to sell you a bike but to find the right bike that will fit you and your needs. Check out the huge Labor Day Sale happening now. Store is located at 544 Front St.in Louisville open 10-7 Mon-Sun for your convenience! “Just Try At e-bike Of Colorado their goal is to find you the right bike, not sell you a bike, they found Victoria the “right” e-bike for her riding level. Check out the website at www.EbikeofColorado.com.

Then it’s “Listen Up” with Dr. Melissa Fling, Owner of Custom Ear Solutions. When it comes to hearing most of us don’t think about the fact that a hearing test should be included in our annual health check ups. Dr. Flings says protect your hearing, the custom fit is so important when it comes to hearing protection. Invest in your hearing health today, schedule your hearing test now call 720-839-7705.

How would you like your vehicle to look brand new again? After, those summer road trips, does your interior need the professional cleaning by D Hand-Full Service Car Wash & Detail Center? Today, owner Aldrick Carrasco joins us in studio talks about their different Packages and if your vehicle needs a complete detail, the folks at D Hand are ready to help. I have been having our vehicles cleaned at D Hand for 2 years and they are amazing! Stop by today 15201 E Smoky Hill Dr. and tell them Scott sent you.

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Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to discuss one of today’s most common questions: Is now the right time to buy a home? While rates may continue to drop, Kurt explains that waiting for a full percent decrease may save only $77 per month, while rising home prices could erase those gains. Historically, homes have appreciated an average of 4.27% annually, making ownership a long-term wealth builder compared to renting. Kurt outlines how buyers are navigating today’s market 21% paying over asking, 31% cash buyers, and 28% first-timers with homes averaging just 28 days on market. He also shares insights on refinancing, noting that savings often occur with just a .5% rate drop, especially when combined with debt consolidation. FHA and VA borrowers enjoy streamlined options with lower costs and easier qualifications. Ultimately, Kurt emphasizes that homeownership builds equity, reduces debt, and provides financial stability beyond short-term interest rate concerns. Call Kurt today at 720-895-0500 for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. Jim says circle the date, October 15, 2025. This is the Official first day of the ORP Open Enrollment Period which in the context of Medicare, is the Medicare Advantage Open Enrollment Period. The OEP also allows Medicare Advantage beneficiaries to make a one time change to their plan. Jim also shares some interesting client stories. Visit www.Sherpa123.com, click on Events to reserve your spot at an upcoming educational talk with Jim Garey. Don’t try and climb Mt. Medicare alone, Jim is ready to be your Guide. As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies. Call 303-865-5534.

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