Today’s Guests:
Dr. Paola Aldana with Epiphany Dermatology is with and shares her journey into dermatology and addresses common skin concerns for all ages. Dr. Aldana discuss the lasting impact of sun exposure, the truth about sunscreen safety, and how to spot warning signs of skin cancer. Plus, learn how to protect your skin from Colorado’s harsh, dry climate, build a simple daily routine, and separate skin care facts from myths. Dr. Aldana also says the winter months can be very deceiving, hear what she has to say on protecting your skin. Don’t miss this chance to get expert advice for glowing, healthy skin year-round. Check out www.EpiphanyDermatology.com.

Then it’s Your Health Matters brought to you by Integrated Health Systems. In this interview, Dr. Perry Maynard with Integrated Health Systems debunks some of the most common myths about concussions. He explains that loss of consciousness is not required for a concussion, and that it’s dangerous to “shake it off” since a concussion is a true brain injury. Standard imaging like CT or MRI often appears normal, and symptoms may be delayed for hours or days. Helmets don’t prevent concussions, only skull fractures. It’s safe to let someone sleep if medically cleared, and children often take longer to recover. Dr. Maynard stresses that every concussion is serious and requires proper care. Dr. Maynard also explains some of the testing they use at Integrated Health Systems to help diagnose and treat concussions. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
Allen Stack, Owner of Stack Optical is with us. If you are looking for quality eye care I highly recommend Stack Optical. Stack Optical has its onsite lab, so in most cases you can get your new glasses in 2-3 days. They also can help with contacts and eye glass repairs. If you are due for an eye exam, call today for a great exam at on $69.00. Check out the website at www.stackoptical.com.

In our last Hal-hour it Water Talk, with Paul Dowding, Owner of Water Pro’s. Paul discusses some great information on PFAS. Also, if you have well water, listen to this segment. Free in home water test call 303-862-5554.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley talk about understanding the difference between Civil trials and Criminal trials and how the processes may be the same in some ways but also taking a look at why they are different. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Attorney Carolyn Duncan. Today, Carolyn outlines the 10 most common estate planning challenges that often end up in court. Disputes frequently arise over the validity of wills and trusts, particularly when documents are outdated, improperly executed, or handwritten. Allegations of undue influence and lack of capacity are common when heirs feel someone pressured or exploited the deceased. Poor drafting can create ambiguous language, while disinherited heirs or unequal distributions often spark lawsuits. Other issues include breach of fiduciary duty, improper asset titling, and creditors’ claims. Blended family conflicts and tax or compliance errors further complicate matters. Carolyn emphasized that clear drafting, regular updates, and professional guidance are the best ways to minimize disputes and protect family legacies.

Free half-hour consult call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy talks about a few of the surprises new EBike owners tell his Staff. New e-bike owners are often surprised to learn that they still pedal with pedal-assist systems, enjoy unexpectedly high speeds (20–28 mph), and discover that range varies greatly with riding style and conditions. Charging is simple, much like plugging in a laptop, and the overall experience is often described as freeing and fun “smiles per mile.” Common misconceptions include the belief that riders don’t get exercise, that e-bikes are just scooters, or that they’re too costly, difficult to maintain, or unsafe. In reality, e-bikes encourage more frequent riding, are similar to regular bikes in maintenance and safety, and offer affordable commuter options. Randy says E-bikes don’t replace traditional biking, they make it more accessible, enjoyable, and sustainable for more people. The store is located at 544 Front St. in Louisville open 10-7 Mon-Sun for your convenience! “Just Try At e-bike Of Colorado their goal is to find you the right bike, not sell you a bike, they found Victoria the “right” e-bike for her riding level. Check out the website at www.EbikeofColorado.com.

Then it’s Listen Up with Dr. Melissa Fling with Custom Ear Solutions. Dr Fling pleads with our listeners to get a hearing tests. You should know your baseline so as you age you can see how your hearing health is aging. At Custom Ear Solutions their focus is to protect the hearing you still have with the custom products. vwww.CustomEarSolutions.com.

In our final segment former US Congressman and 2026 Gubernatorial Candidate Greg Lopez joins us and invites listeners to his event in Hugo tonight. Greg also talks about some of his recent travels around the State and what citizens of Colorado are saying. Visit www.GregLopez.co to support his campaign.

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Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to discuss
why now may be a great time to refinance as interest rates begin to decline. He stressed the importance of knowing your financial goals—whether lowering payments, consolidating debt, eliminating mortgage insurance, or funding home improvements. Kurt outlined how debt consolidation through refinancing can save thousands, reduce total payments, and even pay off a home years sooner. He highlighted streamlined FHA and VA refinance options that lower rates with minimal documentation and no appraisal. With access to 42 lenders, Kurt emphasized the value of competition in finding the right program, from first-time buyer loans to cash-out refinances. He also discussed home improvement loans that let homeowners upgrade while boosting equity. For buyers, he advised learning about first-time buyer programs, understanding all costs upfront, and being fully prepared before starting the home search. Call Kurt today at 720-895-0500 for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More brought to you by Silver Sherpa Inc. with Jim Garey. On today’s show we discuss the great reviews from Jim’s clients and what you can expect from the Workshops that Jim offers here in the Denver area as well as his virtual workshops. Jim reviews some of the laws and strict guidelines that prohibit selling at the workshops. So rest assured these are educational workshops. We also review a caller from last weeks show who Jim helped get a claim approved which helped his client “Bill”, not have to pay a $3,000.00 claim. Jim also shares a recent referral story which once again shows how had Jim works for his clients. Visit www.Sherpa123.com to find an educational class that are free to attend. As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies. Call 303-865-5534.

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Today’s Guests:
Torrey Cosgrove, Owner of Lakewood Plumbing is with us and Torrey offers our listeners a $99 AC Summer Checkup. Lakewood Plumbing & Heating offers full services for Commercial & Residential. Call 303-233-7007. Lakewood Plumbing & Heating offers their services for Residential & Commercial properties.

In our last half hour it’s Your Health Matters, brought to you by Integrated Health Systems. Dr. Shane Steadman is with us and shares some great insights on Concussions and we take an in depth look at Concussions in Youth Sports.If you have a child in sports, please listen to this show. Dr. Steadman says the biggest misconception when it comes to concussions is that people believe you have to lose consciousness to get a concussion. You can get a concussion without even hitting your head. Always seek medical attention if you suffered a head injury. It’s always a free initial consultation call 303-781-5617. Visit their website at www.IntegratedHealthDenver.com.

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Today’s Guests:
Dan Johnson, GM of Len Lyall Chevrolet joins us and Dan says come on out and check out the deals available now at Len Lyall.
The 2026 models are arriving so save big on 2025 close outs. We also discuss some tactics by car dealers with “No Refund Deposits”, be very careful of what you sign, and remember what is said, does not matter! Dan also has a great selection of Pre-owned vehicles. Drive East and pay the least at Len Lyall Chevrolet.

Then it’s Scott Henke, Owner of Onsite Consulting, Scott shares some very valuable information. It was reported last month that 16 billion passwords were leaked. Scott also says Windows 10 is going to stop giving free security updates in October, but they are highly publicizing that you could stay with Windows 10 if you pay them $30 for updates. We still recommend getting a newer computer. Finally, there are scams, which imitate a loved ones voice and saying they’re in jail and many people have been falling for it. So key points from today’s show, change your passwords frequently, make sure your computer is compatible with Windows 11.

In our last Hal-hour it Water Talk, with Paul Dowding, Owner of Water Pro’s. Paul discusses some great information on PFAS. Also, if you have well water, listen to this segment. Free in home water test call 303-862-5554.

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Today’s Guests:
Attorney Kevin Flesch of Flesch Law and Host Scott Whatley warn against representing yourself in a personal injury case, highlighting common pitfalls that can hurt your claim. These include making harmful statements early, misunderstanding insurance coverages like Med Pay and UM/UIM, delaying medical treatment, and trusting insurance companies. He stresses the dangers of inconsistent statements, social media posts, waiting too long to act, and relying on unqualified advice. Victims should never guess, sign documents without review, or assume policy limits are guaranteed—consulting an experienced PI attorney is critical to protecting their rights. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

Then it’s Your Legacy Your Way, with Attorney Carolyn Duncan. Estate Planning is like a puzzle, all the pieces must be there to have a complete Estate Plan. A comprehensive estate plan typically includes a Will, Revocable Living Trust, Beneficiary designations, Powers of Attorney for Financial and Medical. These documents help manage your assets during your lifetime and distribute them upon your death, as well as provide for healthcare decisions in case of incapacity. Free half-hour consult call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”.

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Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy invites a friend and also a customer of EBike of Colorado “AJ” to be a special guest on the show. Like many of us we determine we don’t like something before we even “Just Try It”, and AJ was shocked at how much he loves his new EBike, you’ll hear the story. AJ also praised the Staff on their knowledge and willingness to answer questions to help AJ find the perfect bike.get by EBike of Colorado this week and see if there is a bike that fits your needs. Store is located at 544 Front St.in Louisville open 10-7 Mon-Sun for your convenience! “Just Try At e-bike Of Colorado their goal is to find you the right bike, not sell you a bike, they found Victoria the “right” e-bike for her riding level. Check out the website at www.EbikeofColorado.com.

Then it’s “Listen Up”, with Dr. Melissa Fling, Owner of Custom Ear Solutions. Today we focus on the impact of hearing loss. Dr. Fling encourages our listeners to get her comprehensive hearing exam, “getting that baseline is very important.” At Custom Ear Solutions their focus is to protect the hearing you still have with the custom products. vwww.CustomEarSolutions.com.

How would you like your vehicle to look brand new again? After, those summer road trips, does your interior need the professional cleaning by D Hand-Full Service Car Wash & Detail Center? Today, owner Aldrick Carrasco joins us in studio talks about their different Packages and if your vehicle needs a complete detail, the folks at D Hand are ready to help. I have been having our vehicles cleaned at D Hand for 2 years and they are amazing! Stop by today 15201 E Smoky Hill Dr. tall them Scott sent you.

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Today’s Guests:
On this episode of The Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage is with us to discuss recent rate drops of 0.25–0.375%, with potential further Fed cuts in September. While rates are trending down, he cautioned shoppers to look beyond the headline rate, factoring in discount points, origination fees, and APR for true cost comparisons. The lowest rate isn’t always best if it comes with high upfront costs or the wrong loan type. Rogers explained 2/1 buydowns, shared factors affecting rates (FICO, LTV, property type), and stressed the benefits of using a broker and getting pre-approved before house hunting. Call Kurt today at 720-895-0500 for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey from Silver Sherpa. On today’s show, “Bill”, a recent client calls in a shares a great story how Jim helped him with an Insurance Claim. Bill explained how grateful he was that Jim spent a lot of time in helping him be successful with his appeal. Then Jim explains Medicare Supplement/Medigap Plans and the AEP (Annual Enrollment Period coming up Oct 15th. Visit www.Sherpa123.com to find an educational class that are free to attend.
As an Independent Broker there is no fee for Jim to be your “Sherpa”, your Guide up Mt. Medicare. As a Broker, Jim offers the same exact pricing as Aetna, Humana, United Health Care, etc. the Silver Sherpa’s guidance up Mt. Medicare does not cost you a penny. All commissions are paid by the insurance companies.

Visit www.Sherpa123.com click on Events and sign up for a free talk at a local library where you will be given true factual information which is the first step to making the right steps in choosing your plan. Call 303-865-5534.

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