Haystack Help Radio

Tuesday 7/14/26: Your Money Matters Radio Show & Medicare & More Brought to you by the Silver Sherpa

Today’s Guests:
On this week’s Your Money Matters Radio Show, Kurt focused on three strategies buyers should understand in today’s market, Seller Concessions, Bridge Loan Options, and Loan Programs. Smart strategy makes all the difference in 2026. Call Kurt for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. On this week’s Medicare & More Show, Jim Garey, Founder of Silver Sherpa, Inc. says if you are turning 65 in the next 6-9 months Jim Garey, he is inviting you to attend on of his Educational Workshops.
Jim talks about the advantage of attending a Workshop and assures this is a non-selling event. This is strictly the beginning to guide you up Mount Medicare, where you will hear and see true facts about Medicare. Many are planning to continue their employment past 65, keep their benefits, only to get laid off then they are scrambling to get enrolled. Simply visit www.Sherpa123.com click on EVENTS and sign up for a date that’s most convenient for you. Jim also talks about some of the most common questions they receive at the Workshops so take a listen and learn more on why Silver Sherpa Inc can be your trusted Guide.

⛰️ Don’t climb Mt. Medicare alone.
Visit www.Sherpa123.com and click on the Events tab to reserve your seat at an upcoming Educational Seminar. If you’re turning 65 in 2026, it’s never too early to learn your options. Many people today are facing unexpected layoffs and weren’t planning on making Medicare decisions yet. Jim addresses these real-life situations during the free workshops so you can make informed, confident choices.

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Monday 7/13/26: Greg Lopez-Colorado Gubernatorial Candidate 2026 & Your Health Matters with Dr. Shane Steadman

Today’s Guests:
On this edition of the program, Scott Whatley welcomed former US Congressman and current Colorado gubernatorial candidate Greg Lopez for a candid conversation about his campaign, his decision to leave the Republican Party, and why he is now running as an unaffiliated candidate for governor. Lopez explained that his core conservative values have not changed, but he believes Colorado’s growing number of unaffiliated voters deserve a candidate focused on solving problems rather than advancing party politics. The discussion centered on the state’s most pressing challenges, including public safety, the economy, affordability, education, and restoring confidence in state government. Lopez shared his vision for reducing government overreach, supporting law enforcement, encouraging job growth, protecting individual liberties, and creating an environment where businesses and families can thrive. Scott also asked Lopez how he plans to work with both Republicans and Democrats if elected, emphasizing the importance of building consensus while remaining committed to principle. Lopez stressed that leadership requires listening, accountability, and a willingness to put Colorado citizens ahead of partisan interests. Whether listeners agree with every position or not, the interview provided valuable insight into Greg Lopez’s priorities, his leadership philosophy, and the message he hopes will resonate with Colorado voters as the gubernatorial race continues, visit the website at www.GregLopez.co.

On this edition of Your Health Matters, Scott Whatley visited with Functional Nutritionist Elizabeth Mahnke of Integrated Health Systems about what really happens after we eat and why healthy digestion is essential to overall wellness. Elizabeth explained that digestion is a gradual process, not something that happens in just a few hours. Food typically remains in the stomach for two to four hours before moving into the small intestine, where most nutrients are absorbed. The entire digestive process can take anywhere from 24 to 72 hours, depending on the individual and the type of meal consumed. Meals higher in protein and healthy fats generally digest more slowly, helping promote fullness and support more stable blood sugar levels. Elizabeth also discussed factors that influence digestion, including hydration, fiber intake, physical activity, and certain medications. She encouraged listeners to pay attention to persistent symptoms such as bloating, nausea, prolonged fullness, or abdominal pain, as these may signal an underlying digestive issue that deserves professional evaluation. It’s always a free initial consult call 303-781-5617 or visit their website at www.IntegratedHealthDenver.com.

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Friday 7/10/26: Water Talk with Paul the Waterman

Today’s Guests:
On this edition of Water Talk, brought to you by Water Pro’s, host Scott Whatley and Paul “The Waterman” Dowding discussed the importance of understanding what’s really in our drinking water. The conversation focused on disinfection byproducts (DBPs)—chemicals that can form when chlorine or other disinfectants react with naturally occurring organic matter in water. While disinfection is essential for protecting public health, long-term exposure to elevated levels of certain DBPs has been associated with potential health concerns. The program also addressed PFAS, often referred to as “forever chemicals,” which have become a growing concern because they do not easily break down in the environment or the human body. PFAS have been linked to a variety of potential health risks and have been detected in water supplies across the country. Paul explained that although municipal water meets regulatory standards, many homeowners choose additional treatment for greater peace of mind. Technologies such as activated carbon filtration and reverse osmosis can help reduce PFAS, disinfection byproducts, and other contaminants. As always, Water Pro’s encourages homeowners to begin with a free, no-obligation in-home water test to better understand their water quality and determine the best solution for their family’s needs. Call 303-862-5554 for your free in home water test, tell them Scott sent you.

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Thursday 7/9/26: Legal Talk with Attorney Kevin Flesch & Your Legacy Your Way with Carolyn Duncan of Duncan Legal

Today’s Guests:
On this episode of Legal Talk, host Scott Whatley sat down with Kevin Flesch of Flesch Law explains why having a personal injury attorney who is willing to sue the insurance company and go to court can make a critical difference in the outcome of a case. Kevin begins by addressing a common misconception that insurance companies will fairly settle injury claims on their own. In reality, insurance companies are for-profit businesses focused on minimizing payouts, and they closely track which attorneys are willing to file lawsuits and take cases to trial. Kevin explains that insurance companies evaluate claims based on risk, not fairness. One of their first questions is whether the injured person’s attorney is truly prepared to go to court. If the answer is no, settlement offers are often significantly lower. Once a lawsuit is filed, the dynamic changes dramatically. Court deadlines apply, evidence must be disclosed, depositions occur, and defense attorneys replace adjusters introducing real financial risk for the insurer. The discussion also highlights why some attorneys avoid trials and how that reluctance can hurt clients by undervaluing medical care, lost income, and long-term impacts. Kevin closes by encouraging listeners to ask direct questions before hiring an attorney, emphasizing that trial readiness protects an injured person’s present needs and future security. Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

On this episode of Your Legacy Your Way, Attorney Carolyn Duncan of Duncan Legal talks about how adult children can encourage their parents to create an estate plan. Many parents avoid the conversation because it forces them to think about aging, illness, and death, or they believe estate planning is only necessary for wealthy families. Duncan explains that estate planning is really about making things easier for loved ones, not just about passing along assets. She encourages adult children to approach the topic with care and concern rather than pressure, focusing on honoring their parents’ wishes and protecting the family from future complications. Without a plan in place, the state may determine how assets are distributed, medical decisions can become complicated, and families may face costly probate proceedings. Duncan emphasizes that having a will, powers of attorney, and possibly a trust can prevent confusion and conflict, making estate planning one of the greatest gifts parents can leave their children. For a free half-hour consult, call 303-394-2358. Carolyn says her motto is “Helping People Solves Life’s Puzzles.” Visit www.DuncanLegal.com and get your free Guide Estate Planning Basics”. Be sure and get your free Guide Estate Planning Basics.

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Wednesday 7/8/26: e-bike Of Colorado & Custom Ear Solutions & Dustin Zvonek-Partner of 76 Group on Initiative 302

Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy Caranci, Owner of e-Bike Of Colorado and host Scott Whatley celebrate at e-bike of Colorado’s Birthday Bash at 544 Front St, to celebrate 9 wonderful years in business and kick off year number 10. We had a great crowd, awesome food and a spirited fan base, all who love EBike of Colorado. We had many who wanted to come on the show and tell the world about their buying experience, and how owning an Ebike was so much fun. Congrats to Randy and his Staff, we are looking forward to another great 10 years. If your bike needs service call EBike of Colorado. Located at 544 Front St. in Louisville, Colorado. Open 10–7 Mon–Sun for your convenience. Their goal? Find you the RIGHT bike—not just sell you a bike. Check out the website at www.ebikeofcolorado.com. Call them at 720-739-0299.

Then it’s “Listen Up” with Dr. Melissa Fling, brought to you by Custom Ear Solutions. Each week Dr. Fling states her mission “Protect Your Hearing” at all cost. It’s never too early to begin and it’s never too late to start. There is no doubt that hearing loss affects us all, but not just individually, it affects your personal relationships at home and work. Dr. Fling offers a very thorough Hearing Exam to help get a baseline on where your hearing is today. Then she will see “custom solutions” she has to protect your hearing in all of your daily and extracurricular activities. Invest in your hearing health today, schedule your hearing test now call 720-839-7705 and check out the website at www.CustomEarSolutions.com.

In our final segment Dustin Zvonek with the 76 Group, spends some time with us explaining petitions and gathering signatures for those Initiatives. We just wrapped up working together on Initiative 302, we needed 125,000 signatures and we turned in over 180,000. So without a doubt we should see “The Right to Hunt and Fish” on the November Ballot. A huge than you to all who donated time and money to get this accomplished. Initiative 302 will now receive an Amendment number for the Ballot and we will keep you informed.

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Tuesday 7/7/26: Your Money Matters Radio Show & Medicare & More Brought to you by the Silver Sherpa

Today’s Guests:
On this week’s Your Money Matters Radio Show, Kurt talked about a program many homeowners may already qualify for — Streamline Refinances for those with an FHA or VA loan. A Streamline refinance is designed to make refinancing simpler, faster, and more affordable. In many cases, homeowners can refinance without an appraisal, without income documentation, and without increasing their base loan amount, as long as the new loan lowers the interest rate and payment. Depending on the loan balance and rate improvement, many homeowners may see monthly savings between $125–$300, making this a simple way to improve cash flow. We also discussed common questions about Streamlines, including how often they can be used when rates improve and the typical 7-month seasoning requirement before refinancing. Beyond Streamlines, Kurt also talked about financing strategies like reverse HELOC options for homeowners 55+, investment property opportunities in today’s buyer-friendly market, and why working with an independent mortgage broker can provide access to more lenders and loan options. If you currently have an FHA or VA loan, it may be worth exploring whether a Streamline refinance could help lower your rate and monthly payment. Call Kurt for your Pre-Approval. Kurt Rogers is our exclusive Mortgage Broker. Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money! Check out the website at www.aimortgage.net. Affordable Interest Mortgage – Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender. MLO #100020228.

Then it’s Medicare & More with Jim Garey, Owner of Silver Sherpa Inc. On this week’s Medicare & More Show, Jim Garey, Founder of Silver Sherpa, Inc., joins us to discuss “Cobra Insurance”. We received a text from a listener would Cobra ever work and be my best choice if I’m under 65. Jim walks us thru several scenarios that covers about every situation. Cobra is a mathematical analysis, which the Silver Sherpa team will absolutely do for you. They will find the best coverage, that’s fits your needs at the best possible price. Jim reiterates, in his Workshops many people plan to work after 65 and the feel their job is secure. Only to find when they least expect it, that they are laid off. They have done no research on Medicare, they are lost, that’s why Jim, your Sherpa, pleads with everyone, come to a free Workshop, just so you have an understanding of Medicare and how it works. Then if the unexpected happens with your job, the Silver Sherpa team can take away the stress and get you signed up with Medicare and get a plan that puts you back in the drivers seat, you are now in control of your health coverage.
🎓 Educational Medicare Workshops – Jim shares details on upcoming no-cost Educational Medicare Workshops designed to help individuals and couples better understand their Medicare options and avoid costly mistakes.
✔️ Clear explanations of Medicare Parts A, B, C & D
✔️ Guidance for those turning 65 or already on Medicare
✔️ No pressure, no sales—just education
✔️ Personal questions answered in a friendly setting
👉 Registration is required
Visit www.Sherpa123.com and click on the Events tab to find a seminar location that works for you.
⛰️ Don’t climb “Mt. Medicare” alone. Let Silver Sherpa guide you—every step of the way in 2026 and beyond.
Let Jim walk beside you, explain your options, and help you reach the summit with confidence.
👉 Register today: www.Sherpa123.com
📞 Call or Text Jim: 303-865-5534
We can’t wait to see you at an upcoming workshop! 😊

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Monday 7/6/26: Dustin Zvonek-Partner of 76 Group on Initiative 302 & Your Health Matters with Dr. Shane Steadman

Today’s Guests:
Dustin Zvonek, Partner of 76 Group is with us to talk about the recent Initiative 302 which we are trying to get in the ballot this Fall which would make Hunting & Fishing a Constitutional Right in Colorado if it is voted in. Dustin also explains the process of the Ballot Initiatives and why it is so important that we all vote in the upcoming November election.

Then it’s Your Health Matters, brought to you by Integrated Health Systems. On today’s show Dr. Perry Maynard shares some recent client stories. At Integrated Health Systems their goal is to find the cause of why you are not feeling well. Traditional medicine is quick to prescribe medication, surgery or we cannot find out what is wrong. It’s always a free initial consult call 303-781-5617 or visit their website at www.IntegratedHealthDenver.com.

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Friday 7/3/26: Water Talk with Paul the Waterman

Today’s Guests:
On this edition of Water Talk, brought to you by Water Pro’s, host Scott Whatley and Paul “The Waterman” Dowding tackled an important and often overlooked topic: disinfection byproducts (DBPs) in our drinking water and their potential impact on human health.
Disinfection byproducts are chemical compounds that can form when disinfectants such as chlorine or chloramine, which are used to kill harmful bacteria and viruses in municipal water supplies, react with naturally occurring organic matter in the water. While disinfection has played a critical role in protecting public health, researchers have spent decades studying the possible health effects associated with long-term exposure to certain disinfection byproducts.

During the program, Paul explained that some of the most studied DBPs, including trihalomethanes (THMs) and haloacetic acids (HAAs), have been linked in scientific studies to an increased risk of certain health concerns when exposure occurs over many years at elevated levels. Potential concerns that have been investigated include increased risks of bladder cancer, reproductive and developmental issues, and possible effects on the liver, kidneys, and nervous system.

Paul emphasized that consumers should not panic, but rather become informed about their water quality and understand the treatment options available to reduce exposure. The discussion highlighted the importance of testing, education, and advanced water treatment technologies, such as activated carbon filtration and reverse osmosis systems, which can help reduce many disinfection byproducts found in drinking water. As always, Water Pro’s offers a free in-home water test to help families better understand and improve the quality of their drinking water. Call 303-862-5554, tell them Scott sent you.

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Thursday 7/2/26: Legal Talk with Attorney Kevin Flesch & Your Legacy Your Way with Carolyn Duncan of Duncan Legal

Today’s Guests:
On this 7/2/26 episode of the Legal Talk Radio Show on KLZ560AM, host Scott Whatley sat down with Attorney Kevin Flesch of Flesch Law Denver Injury Accident Lawyers, to discuss “5 Things Most People Don’t Know After Being Arrested for DUI.” The interview focused on the critical mistakes and misunderstandings that can seriously impact a person’s case in the hours and days following a DUI arrest.

Kevin explained that many people don’t realize a DUI actually involves two separate matters — the criminal case and the DMV/Express Consent case — both carrying important deadlines and consequences. He also discussed how statements made to law enforcement, social media activity, and delays in hiring an attorney can all negatively affect a defense strategy.

Listeners learned the difference between roadside sobriety tests and chemical testing, along with the serious consequences that can come from refusing tests in Colorado. Kevin also emphasized that DUI cases are often more complicated than they appear, with factors such as medical conditions, fatigue, medications, and improper testing procedures sometimes playing a major role.

The conversation also covered what happens after an arrest, common defense strategies, and why choosing an experienced DUI attorney matters. The interview provided practical guidance for anyone facing a DUI charge or wanting to better understand the legal process.

Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area. It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com. Got a legal question? You can now TEXT the Flesch Law Line 24/7 with your legal question: 720-201-8585.

On this episode of Your Legacy Your Way, Attorney Carolyn Duncan of Duncan Legal discusses two of the most important estate planning decisions parents can make to protect their families and provide peace of mind for the future. The conversation began with the critical importance of naming guardians for minor children. Carolyn explained that if both parents become unable to care for their children and no legal guardian has been legally designated, the court may ultimately decide who will assume that responsibility. She encouraged parents to carefully consider factors such as parenting style, family values, financial stability, age, health, location, and, most importantly, the willingness of the individual to serve in that role. The program also focused on the importance of having a properly drafted will. A will allows parents to designate guardians for their children, direct how their assets should be distributed, appoint an executor to manage their estate, and help minimize confusion and family disputes during an already difficult time. Without a will, state law determines how assets are distributed, which may not reflect a family’s wishes. Carolyn’s motto is, “Helping People Solve Life’s Puzzles,” and she is passionate about helping families create a plan that protects the people they love most. For a free 30-minute consultation, call Duncan Legal at 303-394-2358. You can also visit www.DuncanLegal.com to download your free guide, Estate Planning Basics.

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Wednesday 7/1/26: e-bike Of Colorado & Custom Ear Solutions & D Hand Full Service Car Wash & Detail

Today’s Guests:
It’s the “Just Try It” Radio Show brought to you by e-Bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of E-bikes. On today’s episode, Randy Caranci, Owner of e-Bike Of Colorado and host Scott Whatley invite everyone to come out today starting at 3pm for the Birthday Bash of EBike of Colorado. EBike of Colorado is celebrating the culmination of 9 years and is heading into year #10 at full speed! Food, Fun and Drink today at 544 Front St. in Louisville. Randy takes a look back at the last 9 years and gives much of the credit for his success to his exceptional Staff. If your bike needs service call EBike of Colorado. Located at 544 Front St. in Louisville, Colorado. Open 10–7 Mon–Sun for your convenience. Their goal? Find you the RIGHT bike—not just sell you a bike. Check out the website at www.ebikeofcolorado.com. Call them at 720-739-0299.

Then it “Listen Up” with Dr. Melissa Fling our exclusive audiologist for Haystack Help Radio and Sportsman of Colorado Radio. Today we focused on “Custom fit” and how this what Custom Ear Solutions is all about. Then Dr. Fling once again encourages our listeners to get a comprehensive hearing exam. You must get a baseline of where your hearing is at, you can measure your hearing loss year by year if you don’t have a baseline. Invest in your hearing health today, schedule your hearing test now call 720-839-7705 and check out the website at www.CustomEarSolutions.com.

In our final segment we stopped by our friends at D Hand Full Service Car Wash & Detail Center – Smoky Hill location. Are you ready for your vehicle to look brand new again? Does your interior need the professional cleaning? Today, owner Aldrick Carrasco joins us and talks about their different Packages and if your vehicle needs a complete detail, the folks at D Hand are ready to help. I have been having our vehicles cleaned at D Hand for 2 years and they are amazing! We also have a great testimonial who has been using D Hand for a very long time, you will why we love the team at D Hand! Stop by today 15201 E Smoky Hill Dr. and tell them Scott sent you.

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